Andre' Jones

Dissapointed, Discouraged, Angry,

I can honestly say these were the feelings I was processing, when 3 weeks ago 98% of the industry went to the new FICO standard with their government loans of 620.

I just couldnt understand that if VA and HUD both are telling me that their is no credit
score requirement to do business with them. WHy were we being given lender overlays?
Didn't Obama tell the banks to start lending? Given us aggressive options for people
buried in properties?

Well I have great news and I wanted to share this with everyone as I am a resource
for loans that you cannot do, due to restrictions you may have with your current lender.

I have the ability to sell direct to Ginnie Mae and therefore I do
I can do the following

Streamline Refinances (FHA/VA only)

Unlimited lates (as long as they are current now)
No fico score requirement
No Seasoning Requirements
This is unheard of! I can do it

Purchase/Full Credit Qualifying Refinance

No Fico Score requirement
0x30x12 on mortgage
35/45 Max DTI
No cash in hand under 580 score (rate/term only)
Tangible Net Benefit
No late's after BK

If you have a loan that fits this criteria
Please call me 253-332-8005 or 888-727-6602

Email me andrej@crlbancorp.com
I would love to see if I can assist you in taking care of your clients

God is good Stay Blessed

AJ