Richard Sellers, Realtor DRE#01148405

Andy Rooney said on '60 Minutes' a few weeks back:

I don't think being a minority makes you a victim of anything except numbers. The only things I can think of that are truly discriminatory are things like the United Negro College Fund, Jet Magazine, Black Entertainment Television, and Miss Black America. Try to have things like the United Caucasian College Fund, Cloud Magazine, White Entertainment Television, or Miss White America; and see what happens.Jesse Jackson will be knocking down your door.

Guns do not make you a killer. I think killing makes you a killer. You can kill someone with a baseball bat or a car, but no one is trying to ban you from driving to the ball game.

I believe they are called the Boy Scouts for a reason, which is why there are no girls allowed. Girls belong in the Girl Scouts! ARE YOU LISTENING, MARTHA BURKE ?
I think that if you feel homosexuality is wrong, it is not a phobia, it is an opinion.

I have the right 'NOT' to be tolerant of others because they are different, weird, or tick me off.

When 70% of the people who get arrested are black, in cities where 70% of the population is black, that is not racial profiling; it is the Law of Probability.

I believe that if you are selling me a milkshake, a pack of cigarettes, a newspaper or a hotel room, you must do it in English! As a matter of fact, if you want to be an American citizen, you should have to speak English!

My father and grandfather didn't die in vain so you can leave the countries you were born in to come over and disrespect ours.

I think the police should have every right to shoot you if you threaten them after they tell you to stop. If you can't understand the word 'freeze' or 'stop' in English, see the above lines.

I don't think just because you were not born in this country, you are qualified for any special loan programs, government sponsored bank loans or tax breaks, etc., so you can open a hotel, coffee shop, trinket store, or any other business.

We did not go to the aid of certain foreign countries and risk our lives in wars to defend their freedoms, so that decades later they could come over here and tell us our constitution is a living document; and open to their interpretations.

I don't hate the rich; I don't pity the poor. I know pro wrestling is fake, but so are movies and television. That doesn't stop you from watching them.

I think Bill Gates has every right to keep every penny he made and continue to make more. If it ticks you off, go and invent the next operating system that's better, and put your name on the building.

It doesn't take a whole village to raise a child right, but it does take a parent to stand up to the kid and smack their little behinds when necessary, and say 'NO!'

I think tattoos and piercing are fine if you want them, but please don't pretend they are a political statement. And, please, stay home until that new lip ring heals. I don't want to look at your ugly infected mouth as you serve me French fries!

I am sick of 'Political Correctness.' I know a lot of black people, and not a single one of them was born in Africa ; so how can they be 'African-Americans'? Besides, Africa is a continent. I don't go around saying I am a European-American because my great, great, great, great, great, great grandfather was from Europe.. I am proud to be from America and nowhere else.

And if you don't like my point of view, tough ...

I PLEDGE ALLEGIANCE TO THE FLAG, OF THE UNITED STATES OF AMERICA , AND TO THE REPUBLIC, FOR WHICH IT STANDS, ONE NATION UNDER GOD, INDIVISIBLE, WITH LIBERTY AND JUSTICE FOR ALL!

I was asked to send this on if I agree or delete if I don't. It is said that 86% of Americans believe in God. Therefore I have a very hard time understanding why there is such a problem in having 'In God We Trust' on our money and having 'God' in the Pledge of Allegiance. Why don't we just tell the 14% to BE QUIET!!! NO--KISS MY A__!!!!

Nov. 17 (Bloomberg) -- Home Depot Inc., the largest U.S. home-improvement retailer, posted third-quarter profit that fell 8.9 percent as customers spent less and made fewer purchases.

Net income dropped to $689 million, or 41 cents a share, in the three months ended Nov. 1 from $756 million, or 45 cents, a year earlier, the Atlanta-based company said today in a statement. Analysts projected profit of 36 cents, the average of 27 estimates compiled by Bloomberg.

Home Depot reduced selling, general and administrative expenses by 8.4 percent to $3.87 billion. Customer transactions at the company, led by Chairman and Chief Executive Officer Frank Blake, slowed amid sinking home values and the highest U.S. unemployment in 26 years.

Profit beat analysts' estimates on "impressive cost controls," David Strasser, an analyst at Janney Montgomery Scott LLC in New York, wrote today in a note to clients. Strasser, who recommends buying Home Depot shares, cited lower advertising costs and technology that helped individual stores control expenses.

Sales fell 8 percent to $16.4 billion as the value of the average transaction dropped 7.1 percent to $51.89 from $55.86. The number of customer transactions slipped to 314 million from 315 million, Home Depot said.

Home Depot declined 71 cents, or 2.6 percent, to $26.94 at 9:50 a.m. in New York Stock Exchange composite trading. The shares advanced 20 percent this year before today.

Store Openings

The retailer opened two stores in the third quarter, down from three in the second quarter and five in the first quarter, Paula Drake, a company spokeswoman, said today in an e-mail. The company said in February it planned to open 12 stores this year.

Home Depot predicted adjusted earnings per share for the year of $1.55, a decline of about 13 percent from the previous year, compared with an earlier prediction of a decrease of as much as 20 percent.

Capital expenditures fell 52 percent to $215 million from $451 million a year earlier.

U.S. payrolls fell by 190,000 in October and the jobless rate jumped to 10.2 percent, topping 10 percent for the first time since 1983. Concern about jobs and income pushed consumer sentiment down to a three-month low in November, according to a report from Reuters/University of Michigan last week.

Come Come one come all!

Sunday, November 22, 2009

Join us at the UCLA Covference Center for an evening of Fun and Fine Dining

Silent and Live Auction Art Sale

Featured Artist include:

Candy Butler, Joe Devinny, John Grady, Patty McDonald, Jon Olson, Darleen Ortlieb, and Kelly Pajak

Original Art, Jewelry, Gourd Art, and Much More!!!

Reception and No Host Bar @ 5:30pm, Dinner @ 7:00pm

Mtn Bruin Members $70, Non Members $80

For reservations call: 909-337-8200

Funds Raised Provide Schlorships for Students Residing in the Rim School District

The Club presently is supporting Nine Schlorship Students Attending UCLA

Market Outlook

Monday, November 16, 2009 7:15 AM

Price Trend: Positive

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Current Conditions:

FNMA 4.5 101-26 (+2)

GNMA 4.5 102-01 (+3)

10yr Yield 3.397

Today's Economic Data

Retail Sales 5:30

Empire Manufacturing 5:30

Business Inventories 7:00

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Commentary:

Bonds are up this morning after the release of some economic data that indicated less growth than was

forecast. Headline Retail Sales beat expectations, but a downward revision to the previous report put the 2

month total in line with forecasts. The ex-autos number was lower than expected and also included a

downward revision to September's reading. The Empire manufacturing Index fell below expectations, but

still did show consistent growth in that sector. A typically volatile number, this report does not usually move

markets, especially when it is released at the same time as Retail Sales.

The rest of the week is very busy with inflation data and housing data on tap.

Thursday, November 12, 2009 7:05 AM

Price Trend: Neutral

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Current Conditions:

FNMA 4.5 101-13 (-1)

GNMA 4.5 101-08 (+1)

10yr Yield 3.471

Today's Economic Data

Jobless Claims 5:30

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Commentary:

The bond market has re-opened this morning after a day off yesterday. However, there is still very little to

give the market direction. Jobless claims came in lower than expected and reached a 10 month low. This

really did nothing for bond prices, though. Later today, the Treasury will complete this week's auctions with

a 30yr bond issuance. Recent auctions have indicated that as maturity terms increase the market seems to

have more trouble digesting the supply. This makes today's event a little more of a concern.