Alan Faitel

We are real estate investing specialists; we help with financing your wholesale property deals in Michigan.

Investment Property Financing in Michigan

Hard Money and Rehab Loans for Michigan Foreclosed Properties

Loans of up to 75% (ARV) After Repaired Value

Loans with Interest only payments

Cash Out

Land Contracts

Zero-down Investor Financing in SE Michigan

100% Financing of Purchase

Bank Owned and Short Sales in Oakland County Michigan

Creative Financing: No Credit? Bad Credit? No Problem!

Fast Closings - We close wholesale property deals fast

Visit http://www.oaklandmichiganhomes.com

Contact:

Alan Faitel at 248-363-0100

Email afaitel@yahoo.com

Over 100 Metro Detroit area Bank-Owned Homes

REO properties in Michigan

Foreclosed Houses - Oakland County, Michigan

Wholesale Real Estate in SE Michigan

We are buying homes from $12,000 - $60,000, that are worth over $115,000 today!

We are tracking over 50 hot wholesale deals at all times

Take Action! Get in on this Investment Opportunity - Buy a Wholesale Property in Oakland County, Michigan Today

Call Alan Faitel at 248-363-0100 or email Alan at afaitel@yahoo.com

See a list and pictures of just a few of these available deals for real estate investors at http://www.oaklandmichiganhomes.com/wholesaledeals.pdf

We are a foreclosure consultant and licensed real estate broker in South East Michigan. We take over properties for distressed homeowners who:

• Are facing foreclosure or already in foreclosure
• Want to avoid further damage to their credit by avoiding the foreclosure
• Do not expect to receive funds at closing

We are different from other acquisition companies:

• Our goal is to help the homeowner avoid further credit damage
• Help prevent another board-up in the neighborhood
• We take title subject to the existing mortgage
• We acquire the property fast, completing the deal within 24 - 48 hours
• We legally take over all responsibility for the property
• We stop a foreclosure from being reported on your credit

We take over all responsibility for the property through a simple, straight forward title transfer. Once this is complete, we communicate with your lender and put an end to the harassing collection calls and letters that the distressed homeowner is sick and tired of dealing with. We pursue all legal means of negotiation with the bank; if necessary, our attorneys will get involved to initiate a lawsuit to force the bank to cooperate and sell to us at a discount.

The benefits to the homeowner facing foreclosure:

• We stop foreclosure from being a part of your credit report
• A foreclosure can damage your credit for up to 10 years!
• We put a stop to the intimidating phone calls and collection letters
• We get paid for our service, but NOT BY YOU!

Basic requirements for your property to meet our acquisition criteria:

• Property must be a single family residence
• Must be in foreclosure or facing foreclosure with hardship preventing you from making the payments
• You do not expect to get proceeds from the sale of the property
• Property must be vacant or you must intend to move soon

Learn more about our services; visit http://www.oaklandmichiganhomes.com

Call Alan at 248-363-0100 or email afaitel@yahoo.com

We will give you $500 if you know anybody in Oakland County, Michigan who is going through foreclosure

We are buying and selling Oakland County homes in foreclosure

Get the name and number of the person who is facing foreclosure and we will give you $500 if we buy or sell their home

Hundreds of homes in South East Michigan are going into foreclosure every week

We are buying the homes and helping the people in the Metro Detroit area cope with foreclosure and life after foreclosure

Don't let people simply walk away from their Michigan home

Don't let another house in your Michigan neighborhood become a board-up

Board-ups are eyesores in Metro Detroit, Michigan

Board-ups are dangerous for Oakland County residents

Board-ups attract vandals and criminals to our Michigan neighborhoods

Board-ups attract curious kids who can be seriously injured

Help your neighborhood and make $500

Call Alan at 248-363-0100

Email: afaitel@yahoo.com

Website: http://www.oaklandmichiganhomes.com

Dear Homeowner:

We understand that you are going through a very difficult time as you face the possibility of losing your home to foreclosure. You are not alone as over 200,000 people in the state of Michigan lost their homes to foreclosure in the last year. Sadly, this will happen to thousands more in the next year.

There are many reasons responsible, hardworking people find themselves in this situation, including death, divorce, job loss and inflation. A major contributor to the increase in foreclosures has been named the "mortgage melt-down," which began in the late 1990's when interest rates were low and people were refinancing their homes and using the equity to pay off other debts or improve their lifestyle. Then in 2001 -2003, lenders were offering 100% financing with an adjustable rate mortgage (ARM). The rate was incredibly low, fixed for 3 years, and then it was to fluctuate according to the market. For a lot of people, this meant a substantial increase in their mortgage payment.

Most people planned to refinance to a fixed rate by the time this happened, however, rising unemployment and declining market values made this difficult if not impossible. Now they face foreclosure because they are unable to make their mortgage payments. Many of these distressed homeowners have always been hardworking, responsible people with great credit. Now they are feeling confused and helpless. They don't know who to turn to for help as their mortgage company calls or sends letters demanding they catch up their delinquent payments.

Perhaps you are also receiving letters from companies promising to save your home from foreclosure or stop your foreclosure. You contact them just to find out that there is a charge for the service...a charge of up to $2,500 or more! These companies just give you false hope, with no real solution, while they prey on the last bit of savings you have.

We would like to help you at ABSOLUTELY NO CHARGE to you. We do get paid for our services, but not by you. We do not offer a "too good to be true" guarantee. We work with your lender to negotiate a short sale, where your lender agrees to accept less than what is owed on your mortgage to fully satisfy your debt. We also ask that your lender provide to you, in writing, a document of FULL SATISFACTION of your debt. Many lenders will accept a short sale because they realize that if they go through the entire process of foreclosure and the expense of eviction, securing the home, doing repairs to the home and placing the home on the market to sell, they stand to take a much larger loss than if they accept a short sale now.

This service will help you because you will not have a foreclosure on your credit report. A foreclosure will reduce your credit score by at least 250 points and it will take years to repair the damage.

We will continue our service to you by helping you find an affordable home that you can rent, rent to own, or purchase on a short term land contract. Meanwhile, we will refer you to someone who can help you restore your credit so that you will be able to refinance your new home with a fixed rate mortgage.

You do have options, no matter where you are in the foreclosure process, but the sooner you get started, the easier it will be and less damage will be done to your credit. Call us today for a free consultation and we will explain your options and help you stop the foreclosure process and begin to move forward with your life. Call Alan today at 248-363-0100. Visit http://www.oaklandmichiganhomes.com

Sincerely,

Alan Faitel

afaitel@yahoo.com