With the right combination of factors, low loan to value, high credit score(above 740), borrowers are able to get the new conforming plus loan limits of $506,000 in Pierce, King & Snohomish counties at conforming interest rates. Here's a quote from today 12-9-2008.
Sales Price or Appraised Value: $700,000
Loan Amount: $506,000
Credit Score: 740
Current Rate: 5.125% (5.226 apr) with a 1% loan fee, plus other third party costs, ie. title, escrow, appraisal, etc.
That's the same rate/fee structure for conforming loans as well.
Benefiting from the Federal Reserves program to purchase mortgage backed securities, mortgage applications surged last week. "The Mortgage Bankers Association said its seasonally adjusted index of mortgage applications, which includes both purchase and refinance loans, for the week ended November 28 soared a record 112.1 percent to 857.7, the highest reading since the week ended March 21 when it reached 965.9."
It's great to see home buyers starting to come off the sidelines and inquire about mortgage rates for purchasing and refinancing. "Interest rates are at their lowest level since the week ended June 24, 2005, when they reached the same level. Interest rates are sharply below the peak of 6.59 percent reached during the summer, but only slightly below the 2008 low of 5.49 percent in January, according to the trade group."
All Tech Mortgage is a mortgage company that provides consumers with the lowest mortgage rates in Tacoma and surrounding communities. As one of the premier Washington State mortgage companies, All Tech Mortgage has been originating mortgage loans for over twenty years in the Tacoma - South Puget Sound area. We are a full service Washington State based licensed mortgage broker.
That's right 30 year fixed rate loans at 5.25% 5.329 apr with the Government's plan to purchase mortgage backed securities announced this morning November 25th, 2008. With the exception of the Government's purchase of Fannie Mae & Freddie Mac, when rates dropped for 1 day, today's move has the potential to drive rates down and keep them there. In my opinion, lower interest rates will have the biggest impact on helping stabilize real estate values. In addition, homeowners can free up hundreds of dollars by refinancing into a lower fixed rate mortgage. For today's rates visit our web site at http://www.alltechmortgage.com
Here's the silver lining to today's headlines, mortgage rates hit a 3 month low and fast approaching 5.50% (5.798 apr) 30 year fixed. If you have been considering refinancing or purchasing a new home, this is a great opportunity to take advantage of these lower interest rates. Home Loan Rates in Tacoma are below 6%. Feel free to call our office at (253) 472-1500 or visit us online at http://www.alltechmortgage.com
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Tacoma's #1 Mortgage Expert, Kevin Tinsley has been helping Northwest Homeowners since 1996 with New Purchase and Refinance Home Loans. Check out our competitive mortgage rates at alltechmortgage.com
The Tacoma FHA Mortgage Pro's - Purchase or Refinance Mortgage Options.
All Tech Mortgage Inc. is your gateway to great mortgage products from Washington State's top mortgage lenders. Locally based in Tacoma, we shop, compare rates & fees and connect you with the best mortgage banks in the Northwest. The interest rates we quote are typically .25% - .50% lower than most national mortgage companies like Bank of America, Wells Fargo, BECU & USAA Mortgage. Plus our fees are some of the lowest in the industry.
We Specialize in No Cost and Low Closing Cost Purchase & Refinance Home Loans. All Tech Mortgage offers true wholesale pricing from our lending partners. At All Tech Mortgage, we never expect your business, but hope to earn it with our aggressive pricing, speed, and overall efficiency.
Click on Mortgage Rates to visit our website: FHA & VA Approved Mortgage Advisor 510-MB-18885
All Tech Mortgage Inc. - Tacoma's #1 Mortgage Expert Since 1996
7403 Lakewood Dr W, STE 2
Lakewood, WA 98499
(253) 472-1500 office
(800) 339-7059 toll free
(866) 421-1788 fax
Searching for the lowest mortgage rates in Tacoma, Lakewood, Puyallup, University Place, Steilacoom, or DuPont, WA?
Take a look at some of our current mortgage programs:
www.fhahomeloanstacoma www.fhahomeloansseattle.com www.vahomeloanstacoma.com www.vahomeloansseattle.com
Feel free to use our mortgage calculators, search for the lowest mortgage rates, compare different loan options, all within our website. For more information on any of our programs including FHA Loans, VA Loans, 30 Fixed Mortgage Rates, Refinance Mortgage Rates, or how to use our mortgage calculators, call our office at (253) 472-1500.
See what people are saying about Kevin Tinsley & All Tech Mortgage
Kevin, Just wanted to thank you for all your efforts & patience in helping us buy our new home. It's nice to know we'll have someone we can count on in the clutch who really know their business. Your results in such a short period of time were nothing short of spectacular! Keep in touch and all the best with you & your family. Sincerely, Chris & Deanna
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Kevin, Thank you so much for your efforts & help in obtaining financing to buy my home. Very much appreciated. Rita Weedin
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Kevin, We want you to know how grateful we are for the work you did for us. Even though we never met in person we found you very much like Bill & Marie said you were! Thanks again - hopefully we can send business your way one day. Sincerely Don & Linnea Steinmetz
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I can highly recommend Kevin Tinsley without reproach. My experience with Kevin Tinsley processing of my mortgage were of an extremely positive nature. Kevin was able to keep up with me through three moves from Kansas, New York, and Georgia before I ultimately arrived in Washington. I would not think twice about using Kevin again for my mortgage needs. John G. Levine Major US ARMY
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Kevin, I just wanted to take a moment to thank you for the outstanding job you did for Angie and I with processing our home mortgage. Everything went smoothly and was completed in a timely fashion. You were able to answer all of my questions and provide several options. I would not hesitate to use your services again, should the need arise. I will also refer others to your office as well. Eric Chell
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Kevin, Thank you very much for handling our mortgage refinance so perfectly. You exceeded our expectations in your quality of service and speedy completion! We will definitely recommend you to everyone. Best Wishes in your growing corporation. Again, thanks for making a confusing experience a learning one! Sincerely, Vic & Lisa McCole
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Kevin, We just want to thank you for going the extra mile for us on our refinance. Your efforts in expediting the process and especially getting us the low interest rate. Please enjoy a nice dinner as a token of our appreciation. Charles & Louise
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Kevin, Thank you so much for all your help. We love our new house and thanks to you it all went smoothly. We will highly recommend you to everyone. Thanks Again. Kurt & Betty Miller
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Dear Kevin, I just wanted to take the time to tell you just how much Mike & I appreciated all your efforts to make our house-buying experience as easy as it was! I'm sorry its taken forever for me to get this to you, but I did want you to know that we really do appreciate all your hard work. Our best to you and your family. The Gils
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Kevin, Thank you so much for your help with all the paperwork in getting our new house. We really love it! It was a pleasure working with you. You made everything so easy to understand. Thanks again, Paul & Patty VanGorder
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Dear Kevin, I apologize for my tardiness in writing to you. I want to thank you for getting my mortgage refinanced. You made things easy to understand and everything ran smoothly. You are very good at your job. Thanks again, Liz Lemoon
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Hi Kevin, We just wanted to thank you for a very speedy and smooth refinance. We would highly recommend you to anyone. Thanks again, Beth & Ladd Wolfe
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Dear Kevin, I just wanted to thank you for your hard work. You made the process smooth & seamless. Thanks Again, C. Proffitt
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Kevin, Al & I want to thank you for your time and helping us understand what we need to do and not being afraid to check our credit. If anyone I know would ever need your services, either one of us would not hesitate to refer anyone to you. We have started to work on the items on our credit report, and will be in touch soon. Please accept our deep felt thanks and appreciation. J Valencia
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The services we received from Kevin Tinsley were superb. Kevin was very responsive to our questions and concerns as well as very attentive. Phone calls were always returned in a timely manner. S. Avant
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Kevin, You are excellent at what you do. You were there for us every step of the way, starting with our pre-approval. Thanks for all your help along the way. N. Worland
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Kevin, Once again we would like to thank you for helping with the transaction of our house and utilities bill. Everything went so smoothly from our perspective. Good Luck in the future. Verna & Lew Hunt
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Kevin, Thanks again for all your help to get me into my condo! I really appreciate it. If any leads come up for you, I will definitely give them your name and number. John Vogel
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Seldom do any of us take the time from our busy schedule to extend a thank you or recognize another when they do a good job for us. We wanted to make it a point to take the time in this instance to recognize you. Throughout the entire process, you were available to answer our many questions, explain the procedures and generally assist us. You went out of you way to keep us informed of each step. With this letter we want to say thank you, Kevin for a job well done. Your professionalism and caring attitude made what can be a difficult process much more than bearable. We will certainly recommend All Tech Mortgage to our friends and acquaintances. Sincerely, W. Wienholz
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