CHARLES G. HENNEBEUL

Charles Hennebeul of American Cash Solutions Inc wants you to know he might have a Solution! You obtained a commercial loan and know your loan for whatever reason is due in full NOW! Your loan had a call feature and you are panicked and should be. You face foreclosure on your building and risk losing everything you've worked for. The bank you've banked with for 20 years is dragging their feet and you are really scared they may not approve you.

We have private lending sources that want to look at your loan application. Go to our website http://www.mybuildingfunds.comand fill out our loan application. It is a standard loan application, and don't worry about putting in your SSN I can get that over the phone from you and your business partners.

Minimum loan amount on this scenario must be $150,000. Letter of Interest if granted can be issued within 24 hours.

Accountants, tell your customers to have their rent roll ready. Rates will be high but if it is less expensive than losing the building please explain this opportunity cost to your customer. Real Estate agents that know of this scenario look great if I can save the building from foreclosure and still look good if we can't save the building because you tried to help your customer get out of a bad scenario..

Remember this scenario applies to excellent, good, bad and terrible credit.

Over and Over I hear stories or see customers that didn't have know about the types of business financing available to them. So I'd be remiss if I didn't post this blog and am glad I have!

By the way if you read my last blog about KFC I just want you all to know I love America. There is nothing better than eating KFC! I love the legs....I don't know why but I can't help it! My side orders were cole slaw, macaroni and cheese, and mashed potatoes and gravy. While I was driving home from KFC I reached in and grabbed one of those biscuits...I love them when they are just out of the KFC oven...they are so soft and chewy. I'm having leftovers for lunch and dinner(yea I got a bucket)! I'm Krazy for KFC!

Charles G. Hennebeul

American Cash Solutions Inc.

http://www.mybuildingfunds.com

Well here is a question...which do you like better...KFC or my website (http://www/mybuildingfunds.com)?

Well I am in such a good mood right now because I am going to order a supasize bucket of KFC. I've been working out and don't mind any protein from KFC. I am rewarding myself for updating the website. It will have more and more info on it as time passes.

Hey, how come down in Louisiana they served me corn on the cob and corn dogs but up here in NY they don't serve these two items? That's like eating an english muffin without butter!

Well, here is my vote---I love KFC more thanmy website. Mmmmm. extra crispy. So check out my website and keep in mind you can do both, apply for a commercial loan and eat KFC!!!

Charles G. Hennebeul

American Cash Solutions Inc.

http://www.mybuildingfunds.com

We do not do payday loans or cash checks. We get calls like this from consumers. However for small businesses who do not have payroll checks but do have accounts receivables that are business to business receivables read this:

As another service to our small business customers we can arrange Accounts Receivable Financing. The secret is out....many small businesses are using A/R financing because they understand that the cost of not using A/R financing is great because OPPORTUNITY COST is being lost by you the business owner. I've seen this over and over-where business owners fail to restructure financing that can lead to more cash that can be used to make your business MONEY! CFOs of small businesses are using A/R financing on a monthly basis. Why? They know the consequences of not using it are great.

You can always look at the cost of money as your decision process but it should NEVER be the only part of your analysis. You should take a look at how spending money can make you money.

Ask yourself-what process or activity that cost money made me the most money? Was it an ad? Was it purchasing a lead? Was it buying a piece of equipment?

List of Docs Needed:

Year End Statement or Federal Income Tax Return

Most Recent Monthly or quarterly Statements

Accounts Receivable and Accounts Payable Aging

List of Accounts You want to finance(include name address, phone contact of each company)

To finance against government contracts provide the contract

Last (4) 941 quarterly statements with proof of payment

A personal financial statement for each Principal Owner.

Federal and State Tax ID number

Credit References

I will add another blog on examples of financing to help you better understand this.

I'm convinced this program's guidelines will eventually become more strict(ie higher credit scores) but it is still available!

Retail Retail Retail

No Income No Asset

Hybrid Rates 2/30,3/30,5/30,7/30,10/30,15/30 and 30/30!!

All Loans are 30 Year Fully Amortizing.

Maturity:30 Years(ie not a balloon)

Good Faith Deposit Required by this bank.

Closing:4-6 weeks if approved

Call For More Details. If you were rejected by your bank, even if it was two years ago please call me. I will take your application and fight the fight on your behalf. If you qualify with one of our banks for a cash out refinance on your commercial building through one of our lenders and have been turned down by your bank we want your loan application!

I know this program will not last forever and if your credit is above 600 apply before your credit goes down even more or something happens that make you pay a bill 30 days late and leads to a lower credit score.

Holy Moly Guacomole! Gosh Gee! OMG! Well there is a lawyer's office in a big office building that I use for closings. I decided to find out at the town what the property taxes are for this big building and it is $300,000!!

Did that get your attention? Of course this is no problem for the owner of this building because the rents cover this. I'm not sure how much the building is worth but imagine if the building was shut down for a year due to some health/safety/fire concerns and the owner was leveraged like a day trader on steroids. So be aware that your rents can be compromised and consult with a commercial insurance agent.

Here's another example. Property taxes of $166,400.oo per year or $6.40 PSF(per square feet). I sure hope those square feet aren't to ticklish(couldn't help it). Building is worth $5,850,000 and I used to pass this building all the time on the way to school(still have my E.T. Thermos-gosh I love that thermos!-but you won't see me with a lunch box today-unless its full of cash.)

So hope this helps someone plan better and understand that if you want to go big be prepared....We all know the phrase The Bigger You are the harder you fall........I like to say for commercial-that the bigger you are the faster you can fall. When revenue sources are compromised. expenses that were paid on time become problems and not having a back up plan can have serious consequences. Of course you must take risk to make money, just be aware of what the risk are(ie your fixed cost must be paid even if oyur revenue source is compromised).