Ann Sabbagh

"The man who has time for gossip and slander has no time for success."

HOW TRUE! There are those who gossip and those who do not. Take notice! The ones who do NOT gossip are the ones who SUCCEED. Please take a moment and think of those you RESPECT and ADMIRE. They are successful because they keep the gossip within themselves. They listen to others, but they focus on the positive and throw away the negative. They focus on their goals and ultimately achieve their goals.

How do you rate yourself: a Gossiper or NOT?

Ann Sabbagh

Vice-President

Seacoast Mortgage

RESIDENTIAL & COMMERCIAL FINANCING

508-243-1190

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about YOUR financial strength!"

"Make yourself an honest man, and then you may be sure that there is one less scoundrel in the world." Thomas Carlyle (1795-1881) Scottish Writer

HONESTY IS THE BEST POLICY ! How often have you heard this? If we all lived by this rule, the world would be such a better place to live! There are those of us who play by the rules and those of use who look for a "work-around". Who are YOU?

Have a GREAT day!

Ann M. Sabbagh

Vice-President

Seacoast Mortgage Corporation

"Where financing is smooth sailing!"

Residential & Commercial Financing

(508) 243-1190

(401 475-1441 (fax)

email: asabbagh@seacoastmortgage.com

website:www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength!"

I have a question:

Can someone explain the use of Twitter for business purposes? Aside from letting the world know I may not be available for the next hour or so, what purpose does it serve? I signed up, but have yet to use it. I just think if someone wants to reach me, they will call me and then leave a message if I do not answer the phone. They do not care where I am.

What are your thoughts on Twitter? Thank you for your responses!

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

Please visit my website: www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

Ok, with all the knowledge and experience of all of us at Active Rain, we should be able to come up with viable solutions to this housing crisis.

The $8000 first time home buyer credit has helped, but my fear is we will see foreclosures from this group of new buyers. How many people are coming out to buy a home simply because they are receiving the $8000? In fact, in some cases, they make money by buying a home ($100,000 purchase can only "cost" 3.5% down: $3500: finance all closing costs, is possible. So, in this case, the buyer makes $4500!

I do believe am educational component should be attached to the $8000 tax credit. All buyers should be required to take a home buying seminar and receive a certificate of completion, which must be delivered to the lender PRIOR to closing.

So, time will tell on the $8000 tax credit and its % of foreclosures.

Now, let's come up with other ideas!

What is YOUR idea?

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

Please visit my website: www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."

"Come to the edge, he said. They said: We are afraid. Come to the edge, he said. They came. He pushed them - and they flew!" Guillaume Apollinaire

Have you ever felt afraid of trying something new? In this real estate industry, it is imperative you are NOT afraid, because we are in ever-changing environment. Gone are the days when buyers called their local realtor to "find a home". It is RARE. Now the internet is here. For those realtors relying on the phone to ring, the rings will be few. Look at the realtors who understand the power of the internet and you will hear their phones ringing.

Are you afraid? Come to the edge; receive a gentle push from your friends here at Active Rain and FLY!

Ann Sabbagh

Vice-President

Seacoast Mortgage Corporation

Residential and Commercial Financing

508-243-1190

Please visit my website: www.annsabbagh.com

"When you choose me as your mortgage consultant, you also choose a financial planner who cares about your financial strength."