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Aris Mendez REALTOR® Greenville SC Homes

New tax credit available for first-time home buyers


Changes in the Housing Market
New tax credit available for first-time home buyers

As part of the new economic stimulus plan passed on February 13, 2009, Congress has created a new federal tax credit to provide an incentive for first-time home buyers.

A tax credit of $8,000 will be available for first time home owners as well as for individuals whom have not bought within the pass three years. All purchase homes need to be your principal residence to be eligible for this government program. The provision is retroactive to purchases made on or after January 1, 2009 and it will run through December 31, 2009.

If you have not bought within the pass three years and/ or are a first time home buyer this is it, a true tax credit! Don't miss your chance, just give me a call. I can help!!!

This new tax credit replaces the previous $7,500 first-time home buyer tax credit created by the Housing and Economic Recovery Act of 2008.

Contact my company and ask an Allen Tate Mortgage partner for a flyer and FAQ sheet detailing this information.

Click here to view the Allen Tate Mortgage Consultant directory and let them know Aris Mendez Greenville SC Realtor mention that you call about the $8,000 tax credit for first time home buyer program.

Purchasing Knowledge is Power; keeping my clients informed! http://www.bluetoad.com/publication/?i=13534&pre=1

"A Realtor® That Works For You"

Aris Mendez REALTOR®

Allen Tate Realtors

Cell: (864) 567-5114

Office/E-Fax: (864) 272-1922

Email: aris@ARMLCO.com

Visit My Web Site:

www.greenvilleURhome.com

View 100,000 homes that are updated daily with virtual tour, go to: www.greenvilleURhome

Happy & Healthy New Year To All!!!

Happy New Year To You

HappyNewYearToAllMyFriendsFromArisMendezGreenvilleSCRealtor

Happy New Year to you!
May every great new day
Bring you sweet surprises--
A happiness buffet.

Happy New Year to you,
And when the new year's done,
May the next year be even better,
Full of pleasure, joy and fun.

By Joanna Fuchs

Have Happy and Healthy New Year!

The Finest Compliment I Can Ever Receive Is A Referral From My Friends And Clients. Thank you!

"A Realtor® That Works For You"

Aris Mendez REALTOR®

Allen Tate Realtors

Cell: (864) 567-5114

Office/E-Fax: (864) 272-1922

Email: aris@ARMLCO.com

Visit My Web Site:

www.greenvilleURhome.com

View nearly 100,000 homes that are updated daily, go to: www.greenvilleURhome

Season's Greetings To All!!!

Merry2008Christmas

What Do We Love About Christmas?

What do we love about Christmas;
Does our delight reside in things?
Or are the feelings in our hearts
the real gift that Christmas brings.

It's seeing those we love,
And sending Christmas cards, too,
Appreciating people who bring us joy
Special people just like you.

By Joanna Fuchs

May this Christmas be as Wonderful and Delightful to You and Your Loves Ones Happy Holidays!

The Finest Compliment I Can Ever Receive Is A Referral From My Friends And Clients. Thank you!

"A Realtor® That Works For You"

Aris Mendez REALTOR®

Allen Tate Realtors

Cell: (864) 567-5114 Office/E-Fax: (864) 272-1922 Email: aris@ARMLCO.com Visit My Web Site: www.greenvilleURhome.com

View nearly 100,000 homes that are updated daily, go to: www.greenvilleURhome

Happy Thanksgiving to You and Yours!!!

Happy Thanksgiving to You and Yours

Happy Thanksgiving From Aris Mendez A Realtor That Works For You

Now Let Us All Pray and Give Thanks!


Give us this day our daily bread, O Father in heaven, and grant that we who are filled with good things from Your open hand, may never close our hearts to the hungry, the homeless, and the poor; in the name of the Father, and of the Son, and of the Holy Spirit, Amen!

Now For A Thanksgiving POEM!!!


THANKSGIVING

The year has turned its circle,
The seasons come and go.
The harvest all is gathered in
And chilly north winds blow.

Orchards have shared their treasures,
The fields, their yellow grain,
So open wide the doorway ---
Thanksgiving Day is once again here!

Have a Safe and Enjoyable Thanksgiving!!!

"A Realtor® That Works For You"

Aris Mendez
REALTOR®
Allen Tate Realtors
Cell: (864) 567-5114
Office/E-Fax: (864) 272-1922
Email: aris@ARMLCO.com
Go To My Web Site:
www.greenvilleURhome.com

The Time To Buy is NOW!

The Time To Buy is NOW

What's on your "to do" list that won't get done today?

Most of us walk around with some kind of priority list, some sense of what we need to do and when we need to do it. Today's instant technology gives us an easier opportunity to make that call, or return that message, but doesn't necessarily allow us to focus on our true priorities.

In recent years, buying a home was a priority for many of us. First-time home buyers were anxious to settle in; others were quick to up size when the idea of a fourth bedroom, a bonus room, a deck or a more desirable community was considered. Relatives flocked to new cities to be near children and grandchildren; friends enticed friends to move close by. Hard-working employees channeled raises and bonuses into real estate, which steadily appreciated in value.

Today, the market is different, and yesterday's buyers are "sitting on their hands," waiting. Buyers are putting off buying because they are paralyzed by fear. And the fear comes from lack of understanding of the market, its challenges, and its opportunities. We fear what we do not understand, and we tend to avoid what we fear. Don't let fear allow you to pass on your dream of homeownership.

The economy, the Presidential election, rising gas prices, bank mergers - all have created uncertainty and eroded consumer confidence; we get that. What many would-be buyers don't understand is that today's market offers opportunities like never before. Interest rates are the best they've been in 25 years. Lenders still have mortgage money to lend, assuming you have the basics of a job, decent credit, and ability to come up with a reasonable down payment of 3 to 5 percent.

Sellers can leverage the equity in their existing home to make the move. If you reduce your selling price by 10 percent and purchase a new home at the same discount, you'll realize a net gain of thousands. It's a matter of keeping it in perspective.

This isn't a market where you're going to steal on the sale and also on the buy. It's not an environment where people who can't make monthly payments will be handed an adjustable mortgage by unscrupulous lenders. It's not a time where you're going to get the price your neighbor got for his home two years ago. And it's not a time when you are going to sell a house without the assistance of an experienced real estate professional, Allen Tate Realtors.

If you're a seller, you need to be willing to price aggressively and do what it takes to sell your home. Neutralize your color scheme. De-clutter. Repair, polish and shine every corner and crevice. Make it memorable. And most importantly, list with Allen Tate Realtors the Real Estate Leader in the Carolinas and take our advice early and often.

If you're a buyer, stop waiting for the bottom price. We've already been there and we're working our way back up. Interest rates won't stay low forever, and even an increase of one percent will give you a significant higher monthly payment on a home with a lower value. We're heading there soon. There's money to lend - a variety of desirable loan programs are still available. Inventory is great and sellers are more than motivated.

The habit of putting off an experience until the time is right, or the conditions are perfect - will rob you of life's greatest joys, home ownership.

If you've been thinking, even casually, of buying a home, make it today's priority. Put it on your "to do" list and start the process. Don't look back a year or so from now, with regret, saying "I should have ... I could have ... if only I would have."

The time is right NOW, think about is no better moment give us a call, send us an email and let us help you buy that great home or let us help you sell your property.

Buying or Selling? Up To $500 CASH REBATE!

"A Realtor® That Works For You"

Aris Mendez REALTOR®
Allen Tate Realtors
Cell: (864) 567-5114
Office/E-Fax: (864) 272-1922
Email: aris@ARMLCO.com
Visit My Web Site:
www.greenvilleURhome.com


How's the Real Estate Market in the Carolinas?
Click here to find out: www.allentate.com/forecast

View nearly 100,000 homes that are updated daily, go to: www.greenvilleURhome.com