Melanie Rogers

The goal of every Internet business is to provide great service to their customers. A satisfied customer is a happy customer. A happy customer is a returning customer. A happy customer is a promoter of your products or services. This could potentially generate more revenue for your business.

As more people visit your website, you should not let the opportunity of getting them to subscribe to your mailing list slip by. This list is also called an opt-in list whereby subscribers agreed to receive periodic mailings like newsletters to update them of your business or promotional offers of your products or services. This is important to the longevity of your Internet business.

Relying solely on drop-in sales is not a good option. You need to build a loyal customer base from your opt-in list.

With an opt-in list of subscribers, you can be sure that your mailings are received, opened and read. However, you should be fully aware that a subscriber could choose to opt out at anytime when they think that they are not getting what they wanted or expected. The link to unsubscribe from your opt-in list is only a click away. You have to be on the alert to keep your subscribers happy and satisfied.

Here are some helpful tips that can keep your subscribers subscribed to your opt-in list...

1. Use creativity in your promotional materials. Build around your product or service. For example, if you are selling home furnishings, insert some pictures of what is new in the house furnishing industry in your promotional mailings.

2. Keep one step ahead of your subscribers. Research what current new things people are looking for. This way, you stay one step ahead of your subscribers. They will look forward to receiving your mailings as you always have the fresh, new things and ideas to share with them.

3. Write informational and easily digestible articles. Ok, you do not like writing. Do not fret. There are professional writers that will do the job for you for a minimal fee. The initial investment may be worthwhile. For it could lead to more sign-ups and potential sales.

4. Write an ebook that is related to your niche and give it away free to your subscribers. Use your experience and expertise to help other people. Reports, how to do it manuals and guides are hot. Encourage your subscribers to give away your ebook provided they do not change the original content and keep all links intact. This will attract more people to your website and possibly more sign-ups.

Again, if you do not like to write, you can always hire someone to do the job of writing for you. Or you could buy ebooks with rebranding and reselling rights. With this arrangement, it gives you the rights to brand and sell the ebooks as your own without having to pay the author for every ebook sold. This initial investment of hiring someone to write your ebook or buying rebranding and reselling rights will go a long way to yield dividends.

5. Offer special discounts for your product. Add e-coupons in your newsletters that entitle your subscribers to special discounts for your products. Insert a control number on every e-coupon so that it can only be used once. When your subscribers get special discounts that can be found in your newsletters, they will be eager to receive your mailing in anticipation of what you will be promoting next.

6. Hold special contest and lucky dips. Reward winners with bonus gifts. Do not stinge. Give your subscribers incentive to stay on your mailing list.

7. Offer freebies once in a while. Free is the buzzword. Offer freebies to your subscribers. However, do not overdo it. Whe
n people get used to receiving freebies too often, it would become difficult to get them to fork out money for your products or services.

Many email marketers make the fatal mistake of flooding their mailing list with nothing of value but thinly disguised sales pitch. If your subscribers can get benefits from your newsletters, they will look forward to your mailings.

You got to feed the goose that lays the golden eggs. Maintain your opt-in list, and you will have a list of happy and eager subscribers. This translates to potential sales.

So, keep your subscribers happy and eager.

home for 1% financing to buy and sell real estate in 2009

ven as a new report Friday found faults in the government's financial bailout, a survey of bank chief executives conducted by UBS was raising its own questions about whether the Troubled Asset Relief Program is having the desired effect.

In a report headlined "What C.E.O.'s of Top 100 Banks Think," UBS analysts led by Matthew O'Connor summarized the results of the firm's fourth annual survey of the chief executives of the 100 largest banks in the United States.

Most chief executives said that they will continue to tighten lending standards and slash credit lines to consumers in the new year. It was just the latest sign that the TARP has done little to encourage bank lending, as many in Washington hoped it would.

Economists, investors and lawmakers are concerned that continued contraction in the credit markets could prolong the recession in the United States and dash any hopes of a quick economic recovery.

The anonymous survey by UBS found that most bank chiefs fear that the worst is yet to come in the credit market debacle and are expecting to get hit with billions of dollars of losses tied to bad loans made years ago.

The banking chieftains generally believe that net charge-offs, which is a measure of debt, such as credit-card debt, that is deemed uncollectible; and nonperforming assets, which are loans or leases that are not meeting their stated principal and interest payments, are both expected to peak in 2009.

That has made banks leery of dishing out more loans to businesses and consumers. About 85 percent of the banks surveyed said they plan to tighten lending standards on commercial real estate and construction loans, while 55 percent planned to tighten commercial and industrial underwriting - both important for stimulating economic growth.

They are also being tight-fisted on the consumer side: 45 percent of chief executives said they will tighten their standards on home equity lines of credit, while 55 percent will tighten their standards on consumer loans. Getting a house will be a bit tougher, too, even if one has great credit, as 38 percent expect to tighten standards for prime mortgages.

Congress may be especially interested in knowing that only one of the banks surveyed said it would use the money received from the TARP to accelerate lending. A total of 45 percent of the chief executives answered that they would likely use TARP to cushion their capital base, while 15 percent stated they would use TARP to fund acquisitions. Only 20 percent planned to use the capital to maintain loan growth.

Lawmakers have been reluctant to authorize the remaining $350 billion of TARP funds to banks unless they showed how they would use the money to prevent foreclosures and spur lending. But even with the government's cash infusions, banks are apparently still afraid that sins made in the past will catch up with them this year.

The authors of the report said that many of the chief executives they spoke with "believe it is inevitable that most banks will need to raise capital at some point" to cover future losses.

As long as banks think that their capital cushions are inadequate, they may continue to hang back from making new loans, no matter how much urging they get from Washington.

The comprehensive Home Seller Assist is packed with educational information and resources that ensures first-time and experienced real estate flippers alike pocket as much cash as possible investing in foreclosures.

To learn more about "Get Rich Buying Real Estate Foreclosures" click here.

Find out more on tonight's Live Webcast Every Tuesday & Wednesday at 8:00pm EST 7:00 CST, 6:00 MTN, 5:00pm PST (Listen by phone at 712-432-3000 pin 337452)

Register or Join Now, this program is so hot, that we had over 10,000 show up last week and hundreds of investors and agents are joining daily to rake in profits.

Making money with this program is like fishing in a stocked pond!
Register or Join Now


LISTEN TO THE THIS RECORDED HSA PRESENTATION CALL!
618-355-1770

This call could change your financial situation!

If you don't have a username and password make

sure you click on the FREE TOUR button

Melanie Rogers
MasterMind Team

"Home Seller Assist Program"

Career Training as a Real Estate Note Consultant
Learn the Insider Secrets of Real Estate Investing!

E-mail: june11@bellsouth.net
Cell: 225-328-4233

Career Taining as a Real Estate Note Consultant
Learn the Insider Secrets of Real Estate Investing!

Home Seller Assist has incredible real estate programs that can save you up to 50 percent on a dollar on a future investment.

That means that you can save BIG on foreclosures, preforeclosures, sheriff sales, bankruptcies, tax liens and FSBOs across the country every day on Home Seller Assist Programs. And you can do it all with our Web Site FREE MEMBERSHIP Trial.

But what is the difference between these various property types? More important, which of them should you spend time pursuing?

The simple answer is that there is no best type of foreclosure to buy. All three types (i.e. foreclosure, preforeclosure and sheriff sale) in the process have great profit potential. Therefore, the decision has to be based on what type foreclosure investing best suits your personality or investment preference.

Bankruptcies, tax liens and FSBOs - So, for the purposes of this newsletter, which is to get you familiar and comfortable with distressed real estate, we will focus primarily on the "Big Three" foreclosure opportunities available to you.

Below are descriptions of the three different foreclosure stages, as well as several key points to consider when interested in them.

Preforeclosure

This is the phase when a homeowner defaults on his or her mortgage payments and the lender initiates legal action to begin the foreclosure process. A property is considered to be in preforeclosure until either it is sold prior to a sheriff sale, at a sheriff sale or the default is brought current by the homeowner.

Key points to consider in this stage:

Sheriff Sale

This is the phase when homes in default are scheduled to be auctioned off by the respective lenders at public sales. These are often held either at the local courthouse, in front of the property or at an auctioneer's office. The actual location varies by county and state. It's one of many methods that lenders leverage to liquidate their real estate inventory to get it off their books as soon as possible.

Key points to consider in this stage:

Foreclosure

This is the phase when a property that was not sold at the sheriff sale to an investor or homebuyer is taken back by the lender. Since lenders are not in the business of managing properties, they are usually very interested in selling them as quickly as possible. A foreclosure is also referred to as a Real Estate Owned (REO).

Key points to consider in this stage:

Armed with this information, let's now determine which type of foreclosure is best for you, which, as stated above, really comes down to personal preference, as well as time commitment.

For example, if you feel that there is no way you could approach homeowners to offer to buy their properties because you are just too uncomfortable, then you should focus on sheriff sales and foreclosures.

If you prefer not to compete with a bunch of investors (or homebuyers) at the auction, or if you don't have a flexible enough schedule that allows you to attend auctions, then you should focus on preforeclosures and foreclosures. Also, if you don't feel comfortable negotiating with banks for their properties then you should consider preforeclosures and sheriff sales.

The bottom line here is that the decision is really up to you. And over time as you begin to pursue and close deals you'll soon realize which investment strategy works best.

Still not sure or need a little more guidance about what path to travel down?

We've got you covered ... as usual.

Most of this information was taken from "Get Rich Buying Real Estate Foreclosures," which gives you all the tools you need and step-by-step instructions on how to find, analyze, negotiate and purchase real estate foreclosures at discounted prices with little or no money.

The comprehensive Home Seller Assist is packed with educational information and resources that ensures first-time and experienced real estate flippers alike pocket as much cash as possible investing in foreclosures.

To learn more about "Get Rich Buying Real Estate Foreclosures" CLICK HERE.

Find out more on tonight's Live Webcast Every Tuesday & Wednesday at 8:00pm EST 7:00 CST, 6:00 MTN, 5:00pm PST (Listen by phone at 712-432-3000 pin 337452)

Register or Join Now, this program is so hot, that we had over 10,000 show up last week and hundreds of investors and agents are joining daily to rake in profits.

Making money with this program is like fishing in a stocked pond!
Register or Join Now!!!!


LISTEN TO THE THIS RECORDED HSA PRESENTATION CALL!
618-355-1770

This call could change your financial situation!

If you don't have a username and password make

sure you click on the FREE TOUR button

Melanie Rogers
MasterMind Team

"Home Seller Assist Program"

Career Training as a Real Estate Note Consultant
Learn the Insider Secrets of Real Estate Investing!

E-mail: june11@bellsouth.net
Cell: 225-328-4233

Last month, the Associated Press ran a high-profile article that appeared all over the place, saying that Internet searches for foreclosures are hitting some insane levels.

That's of course a result of the defaults that are surging nationwide, which has created a massive amount of unbelievable REAL ESTATE FORECLOSURE that have not been seen in a very long time if at all.

Smart homebuyers and investors are on the hunt for discounted real estate now more than ever. It makes total sense ... especially because the savings today are absolutely through the roof!

That hunt often begins online - more than 80 percent of homebuyers begin their homes searches on the Internet. And, according to the special report, Web surfers are riding their cyber waves right to the Home Seller Assist Programs funnel of more than 1.8 million distressed real estate foreclosure listings located throughout the United States.

Here's an excerpt:

"If popularity is any indicator, Home Seller Assist Program... in the four weeks ended Dec. 13 received 26.5 percent of all online traffic visits after users searched Web sites for the word 'foreclosure.'"

That's a healthy chunk of a very big pie, considering there are sites that crop up everyday that claim to have the best data and foreclosure information.

The cream, however, always has a way of rising to the top.

Our success is the result of years of hard work - the Home Seller Assist family of companies has been around since the 80's. In fact, we are among the first to offer distressed real estate financing online and have been the best ever since.

Put simply, we provide you with the very best Investment Financing and have since Day One, which is more than likely the reason behind our popularity and longevity.

We also offer 1% Funds Program Customers a FREE Web Site Trial to let them test drive and experience the Home Seller Assist Program. Several find this PROGRAM GOOD right away and unsubscribe without ever paying a single penny. Most, however, stick around for a very long time after finding their first investment homes or foreclosure home deal.

That fact is what speaks to the true value that Home Seller Assist and the unrivaled services that we provide investors and buyers everywhere.

The road to real estate riches can only begin if you get on it. So hop on once and for all. You'll be glad you did ... just like all our other satisfied Real Estate Investors, Real Estate Agents & Mortgage Brokers.

Find out more on tonight's Live Webcast Every Tuesday & Wednesday at 8:00pm EST 7:00 CST, 6:00 MTN, 5:00pm PST (Listen by phone at 712-432-3000 pin 337452)

Register or Join Now, this program is so hot, that we had over 10,000 show up last week and hundreds of investors and agents are joining daily to rake in profits.

Making money with this program is like fishing in a stocked pond!
Register or JOIN NOW!!!


LISTEN TO THE THIS RECORDED HSA PRESENTATION CALL!
618-355-1770

This call could change your financial situation!

If you don't have a username and password make sure

you click on the FREE TOUR button

Melanie Rogers
MasterMind Team

"Home Seller Assist Program"

Career Training as a Real Estate Note Consultant
Learn the Insider Secrets of Real Estate Investing!

E-mail: june11@bellsouth.net
Cell: 225-328-4233

Real estate investing is something that millions of people think about everyday ... and for good reason.

It's common to double or even triple your money in 90 days or less in real estate. You'd be hard-pressed to find a fund on Wall Street that guarantees that type of return on investment in such a short amount of time.

In fact, it's more than likely impossible.

So why don't more people take advantage of the seemingly endless opportunities around them and cash-in? It's simple: Potential flippers and investors don't know how or where to begin.

We're going to attempt to change that in this article edition of "Investment Exchange," which we have dubbed "New Year Investment Goals for 2009."

In this article of this free educational Blog, "Home Seller Assist" has explored the intricacies of numerous investment strategies, from foreclosures to shorts sales - and everything between - we've covered it all in great detail.

And if we didn't have enough space to explain it all we pointed you in the right directions.

To start 2009 we're going to go back to the basics, providing you and future big money earners with fresh starts. We want to remind you about the endless opportunities that are currently available right around the corner and at your fingertips (literally).

In addition, and perhaps more important, we want to ensure that we turn the "dreamers" out there - the ones who talk about starting lucrative real estate careers but never take the important first steps to get started - into "doers" who are familiar and comfortable with process.

That could define you!

And if that's the case then buckle your seatbelt ... we're about to take you for a wild real estate ride. This New Year, 2009, is teeming with opportunity - the likes of which we have not experienced in decades.

Let us show you how to capitalize on the amazing deals out there ... it's now or never!

We are private investors with millions of dollars available for you to buy and sell Real Estate in your local market or nationwide. Make all cash offers to sellers and banks. Using our cash, you can pick up most of these homes for 50 cent on the dollar. Provide special financing to buyers with C grade credit. Make huge profits at settlement.

Visit our website now before your competition finds us first.

Real Estate Agents

· Temporary Seller Financing Will Attract

· Cash Buyers, FHA Buyers & More

· Stop Giving Up Control To Picky "A"

· Credit Buyers Looking For a Steal

· Stop Paying Buyer Agent Commissions

Find out more on tonight's Live Webcast Every Tuesday & Wednesday at 8:00pm EST 7:00 CST, 6:00 MTN, 5:00pm PST (Listen by phone at 712-432-3000 pin 337452)

Register or Join Now, this program is so hot, that we had over 10,000 show up last week and hundreds of investors and agents are joining daily to rake in profits.

Making money with this program is like fishing in a stocked pond!
Register or Join Now

LISTEN TO THE THIS RECORDED HSA PRESENTATION CALL!
618-355-1770

This call could change your financial situation!

Melanie Rogers
MasterMind Team

"Home Seller Assist Program"

Career Training as a Real Estate Note Consultant
Learn the Insider Secrets of Real Estate Investing!

E-mail: june11@bellsouth.net
Cell: 225-328-4233