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YVETTE SMITH REALTOR IN WILLIAMSBURG VA WILLIAMSBURG VIRGINIA HOMES FOR SALE

Homeownership Workshop in Williamsburg

Homeownership Workshop in YORK COUNTY



The York County Division of Housing and Neighborhood Revitalization is offering

a Virginia Housing Development Authority Homeownership Education

Workshop on SATURDAY, NOVEMBER 22 from 9a.m. to 4p.m.

in the

Community Services Conference Room

located at

224 Ballard Street.


The workshop will cover Personal Finances, Credit Reports & Credit Issues, the role of Lenders, your relationship with your Real Estate Agent, the Fair Housing Act of Virginia, Home Inspections, Loan Closing and Home Inspections.


To register for this workshop or for more information, call 757-890-3885


This is certain to be an extremely informative event. Make certain to check it out!


Courtesy of Yvette Smith, SRES® REALTOR®
WILLIAMSBURG REAL ESTATE
757-753-7472
YvetteSmith@AtHomeInWilliamsburg.com

Life DOES Get BETTER After 50!

Life DOES Get BETTER After 50!


Here's were getting older is GREAT! Why? Discounts, of course! Starting at around age 50, there's an abundance of bargains from entertainment to travel; and from eductation to health care. Most everyone is watching their wallets these days, retired or not.


AARP offers consistent savings. It has a sliding scale on membership fees, depending on how many years you choose. For example, it's currently $12.50 for a year, $39.95 for five years. Membership is available to those 50 years and older. AARP also has discounts for health care and insurance in addition to entertainment and travel. Savings upto 25% on rental cars, 10% off at Borders book stores, and from 3 to 8 dollars on admission to Busch Gardens (days vary). These discounts cannot be used in conjunction with other discounts.

Hungry? There are various restuarants that offer discounts to seniors. Now, you have to check eligibilty as all franchises may not offer the same discounts. They may also require identification. McDonald's typically offers half-price coffee to seniors who request it. Wendy's has the same offer, but for 10% less. IHOP gives 10% off regular menu items to those 55 and older; and at different locations on one night per week, entrees are 50% off. Pierce's Pitt Bar-B-Que in WILLIAMSBURG, offers a 10% discount to 55 and better as well.


Many grocery stores offer 5% off their bills to those 55 and better (older) who shop on specific days. At Kroger, it's Tuesdays and at Harris Teeter's it's Thursdays. Farm Fresh stores offer the same deal twice a week, every Tuesday and Thursday. The discount includes beer and wine, but does not apply to prescriptions, fuel or tobacco.

Rite-Aid has a variety of discounts for 55 plus who enroll in the Living More program (no fee). Being in that program allows seniors to get 20% off entire store purchases the first Tuesday of every month and 10% off on other Tuesdays; 10% off Rite Aid brands every day; and 10 % off cash prescriptions every day. At the Prime Outlets in WILLIAMSBURG, offers a 10% discount on purchases on Tuesdays at 34 stores to ages 55 and up (Prime Time shoppers).


The Senior Citizens Higher Education Act allows Virginia residents, age 60 and older, to audit courses at Virginia public colleges and universities at NO CHARGE. Seniors must meet the admission requirements and are accepted to classes on a space available basis. Lower income seniors may have tuition fees waived for credit bearing classes.

At 55, people become eligible to participate in Elderhostel with its educational travel opportunities. Spouses and companions going along need only be 50 years old.

These are just some samples of why it's great to be 55 and BETTER!!

Courtesy of Yvette Smith, SRES® REALTOR®
WILLIAMSBURG REAL ESTATE
757-753-747
YvetteSmith@AtHomeInWilliamsburg.com


How NOT To Burn the House Down! Part 2

How NOT To Burn The House Down..

from the Inside!

Wood Burning Safety Indoors

Part 2


Welcome back! Now, once your sure that your heating unit is in perfect working order and clean for the upcoming season, there are other safety precautions to take around the stove or fireplace itself.


First of all, watch what you burn. Use only seasoned wood and kindling. Never use flammable liquid to start your fires, such as gasoline, lighter fluid or kerosene. Though it may be tempting, never burn wood that has been treated, plastics or other garbage. Not only can they emit poisonous fumes into your home and into the air outside, but they can cause corrosion in the heater, vent and chimneys. Watching what you burn can extend the life of all parts of your wood-burning system.

Make sure there is an adequate clearance of flammable materials around your stove or fireplace indoors. There must be floor protector under and all around your wood stove or fireplace. This is to ensure that hot ashes, sparks, and coals do not land on flammable flooring surfaces, such as wood, carpet or linoleum. Not only does the floor protector keep your floors from catching fire, but they also provide a stable base for a heavy woodstove. Nonflammable materials such as stone, brick, or even prefabricated floor protectors are available in many home improvement stores, but check your local codes before installing.

Remember not to clutter the area close to your wood stove or fireplace with magazines, newspapers, dry kindling or other combustible items. Backpacks wet from the rain can quickly dry and ignite, clothing hung over fire screens can also catch fire, for instance. Even Christmas stockings and garlands have caught fire when hung on the mantel over the fireplace.

Start educating children early about staying away from and playing around the stove or fireplace. Since very young children are extremely curious, the parent is responsible for making sure the area is blocked from them via enclosures made of wrought iron or glass inserts. When visiting homes without these enclosures, supervise young children at all times.

Part of educating older children in the safe use of wood-burning stoves and fireplaces is teaching them how to use fire extinguishers, and then have them around. Purchase UL-listed extinguishers that are the right type. Make sure the family knows where they are, that they are charged, and that they know how to use them.

A more recent safety device that is great for homes burning wood is a carbon monoxide detector. This measures the air inside the house and goes off if the carbon monoxide levels are too high. Use as the manufacturer recommends and at recommended intervals in your home.

Finally, an adequate number of working smoke detectors is essential. Many people test theirs every time they turn their clocks back or ahead. No home should be without them. Once your wood-burning system has been inspected, and safety concerns have been addressed and rectified, then you can look forward to a worry-free, cozy season of home-warming wood heat.


Courtesy of Yvette Smith, SRES® REALTOR®
WILLIAMSBURG REAL ESTATE
757-753-7472
YvetteSmith@AtHomeInWilliamsburg.com

COLONIAL WILLIAMSBURG on a BEAUTIFUL Fall Day!

It was a beautiful day today in WILLIAMSBURG VIRIGNIA. I took my boys to Colonial Williamsburg for a little play & frolic. It was 75 degrees with warm winds blowing. Lots of people had the same idea...to enjoy one of Williamsburg's greatest pleasures!!!

Courtesy of Yvette Smith, SRES® REALTOR®
WILLIAMSBURG REAL ESTATE
757-753-7472
YvetteSmith@AtHomeInWilliamsburg.com


How NOT To Burn The House Down! Part 1

How NOT To Burn The House Down..
From the Outside!
Wood Burning Safety Outdoors

Part 1


Keep the home fires burning without setting the house on fire. When cold weather hits, it’s time to budget for higher electric or gas heating bills. Others will lay in a supply of coal. But many people will be using the cord of wood they bought last summer to heat their homes, either with a woodstove or fireplace or other wood-burning heating device. If you’re using a wood-burning device, there are steps you can take to ensure that your wood fires will be safe ones even if you’ve already begun using your wood burner for the season.

Up to Code?
The first step is to make sure that your wood burner has been installed properly in the first place. Most places have strict codes regarding the installation of wood-burning devices, and with good reason. If you’re not sure whether or not your device has been inspected, contact the proper authorities in your area to make sure.

Start at the Top
Assuming installation is correct; begin each season by starting at the top. This means chimney and roof care. According to the Consumer Product Safety Commission, there are about 45,000 chimney fires each year. So many of these could be prevented with proper maintenance and cleaning of the chimney. Look around your chimney. Are there dried leaves or pine needles on the roof? If so, time to get out the push broom and clear the roof. Are there limbs overhanging the chimney area? Prune them away.

Get a Professional Inspection
Whether you have a metal or masonry chimney, begin with a visual inspection, preferably by a professional, so that the gases and smoke from your fire will vent as they should. On a masonry chimney, look to see that the spark screen and rain cap are nice and tight (remember, winter weather can be intense). Make sure there are no cracks in the bricks on the chimney. If there are, make sure you repair them properly. Hiring a professional allows them to check creosote levels, for example, if your clearances are up to code, if the clean-out door is on tight, if the flue liner is not damaged, and that there are no obstructions in the chimney, such as nests that birds so often build there.

For factory-built metal chimneys, the rain cap and spark screen should be secure. The chimney braces should all be securely attached to your house. Check all fasteners. There should be no signs of corrosion. If you find some, replace the corroded portions with new materials. Is each section of the chimney secure? If not, secure them immediately. If any cracks are present, do not use your woodstove until they have been professionally repaired.

A professional will also be able to double check your clearances, that the wall pass through is installed and meets code, that the chimney is adequately supported at the bottom, and that the stovepipe is free of creosote. Creosote can become a problem if not cleaned out. It can ignite if it builds up. You can reduce your likelihood of building up too much creosote by not burning unseasoned wood and by avoiding slow smoldering, smoky fires. It can also vary based on the kind of heating unit you have, the type of chimney, and the draft. If there is more than 1/8- to 1/4-inch creosote buildup, it’s time to clean. Though there are some chemical creosote cleaners on the market, they can only help in reducing the total amount of creosote. They will not replace a thorough cleaning.


Stay tuned for Part 2 where I will talk about Wood Safety Indoors.


Courtesy of Yvette Smith, SRES® REALTOR®
WILLIAMSBURG REAL ESTATE
757-753-7472
YvetteSmith@AtHomeInWilliamsburg.com