Audrey Poltor

For the past few months, we have been putting large payments on our business credit card. Our plan was to use this card as a Financial Reserve, as the Real Estate Market is so uncertain. In the Real Estate Investment Business, you can earn an upwards of $40k and then make absolutely nothing the next month. I'm sure that many of my fellow investors are in the same habit of putting away as much cash reserve as possible "just in case". It gives you a certain peace of mind and the ability to continue growing your business in a down economy without any risk of nonpayment for monthly bills and expenses.

Tonight, I received an email from this Business Credit Card that despite our attempts at "throwing them huge payments" of over 300% the minimum payment every month, our available credit had been reduced to zero. I became instantly angered by this as it completely defeated the purpose of creating a Financial Reserve. I would have simply put that money in a bank account rather than try to pay down a credit card had I known this would happen.

I fully intend on contacting this company the moment their phones start ringing on Tuesday morning. I have never felt such disappointment with a credit card company as this one. Why would they decrease the limit of someone who pays more than they have to? Has anyone else experienced this recently as a result of the general economic state of the country?

I have just recently realized how truly incredible I have become at managing not only our business but our home. I handle all financial aspects of BSO, cook breakfast lunch and dinner at least 6 days per week, raise a 4 yr old while working from home and manage to keep a spotless house. All while starting my ninth month of pregnancy this week!!!! How do I do it?

Well, I shall tell you. Throughout this month, I am going to keep a journal of my cleaning schedule, menu plans, coupon lists and also some healthy financial management tools and tricks.

This week, I am going to reveal my weekly cleaning schedule.

Mon- Outside of House, Garden, Patio (weeding, clean furniture)

Tues- Kitchen and Dining Room (thorough cleaning)

Wed- Vacuum all rooms and dust

Thu- Bathrooms and closet upkeep

Fri- Bedrooms

Sat- Laundry

Sun- Day Off!!!

A person experiencing Cognitive Dissonance is holding two conflicting thoughts simultaneously. It is almost impossible for this person to concentrate or rationalize. On one hand, they may feel absolutely certain about something and then feel completely opposite the next second. Seems frustrating, yes? I can account personally for feeling this confusion.

I have become an active positive verbalizer. When I am feeling frustrated, annoyed or just down right gloomy; I try to remind myself of how amazingly fabulous my life is. It has certainly worked wonders for me even just in the past week.

Here's an exercise to try if you are even the least bit skeptical:

http://realestateentrepreneur.wordpress.com/

I recently went to a hypnotherapist to uncover some personal issues. I never would have expected it to completely change my entire outlook on life.

Here's the short scoop:

At a very young age, it was instilled in me that I wouldn't become much of a contributor to society. I had experienced a few kidney failures which caused my weight to fluctuate drastically as a child. My Aunt was always hypercritical of me when it came to being "normal" and attractive. I can recall one specific school shopping trip that ended up putting me into a dangerous anorexic and bulimic cycle for most of my adult life.

After losing a rather unhealthy amount of weight, I became comfortable with my appearance. I received alot of attention and had excellent self esteem. I even made the Varsity Cheerleading squad at the University of Toledo. I felt great!

Then, some bad things started happening to me in a relationship. These events caused me to slip back into a destructive pattern of depression and unhealthy eating habits. Except, this time, I ate to soothe the bad feelings. After the birth of my first daughter, I had stacked on a staggering 80 lbs.

After the end of that relationship, I started to exercise again and eventually lost the weight. I then met the man of my dreams, my current husband Joe. He has inspired me to become a better person in every aspect. I don't like to think about where my life would have gone had I not met him.

After seeing the hypnotherapist, I am now back in school finishing up my Bachelor's in Science/Pre-Law and will be attending Law School within the next 2 years. This is an amazing accomplishment for me and I finally feel great again.

Now, If I coud just solve the personal image issues.....

I suppose that most mothers experience this stage during and directly after pregnancy.

GIRL!!!!! We are so excited to add yet another little princess to our happy family.