Mario Blautzik Maryland-Fha-Loans

One Realtor is getting 68 views per month

Another is getting over 88 view per month

I am getting over 298 views per month

It's a free service and the search engines are finding it.   It's SlideShare.  I've even spruced up my linkedin profile with it.

The whole idea with having a webpage is to creat traffic and generate traffic into leads that turn into buyers.

This is a bit outside of the box but it's not boring, I hope : ) the presentation below will give you the tour. Enjoy!

When I first Starte Active Rain I didn't know how to get my blog noticed and convey useful information without sounding drab. (oops, I think I'm already there).

So how do you get noticed.....

In the sea of blogers and information overload it sometimes seems like an undaunting task indeed. Ok to the point. Below is a presentation illustrating in video format how to add a presentation onto your blog. You may find it as the perfect medium to showcase your listing, a mortgage program, a funny story, etc...

I look forward to hearing your comments and any ideas and ways that you can use it to enhance your vision.

Just click on the picture to start the presentation.

First Time Home buyer s in Montogmey County Md has a program for Down Payment and Assistance. 

It has been around for over 10 years yet it seems to be the best kept secret. My latest settlement was Monday October 26th, 2009.  The selling agent was Maurice Melbourne of Exit Realty (Landover, Maryland).  Our clients borrowed $10,000 to which they applied towards their downpayment.This allows them to keep money in their bank account (reserves) as well as have monies available to furnish the home. It's an ideal program for First Time Home buyers in Montgomery County.

The qualifications may surprise you.  The income limits is generous and opens door for many to qualify compared to other First Time Home Buyer Programs in Maryland.

Below is a quick video and presentation illustrating what it is, how it works and how to get started.

To: First Time Homebuyers

This is predominant question that most of my 1st Time Home Buyers have asked me when they purchased this year 2009. The following are the steps they took to recieve their money from the IRS.

To Realtors: There is a presentation at the end of this blog that allows you to down load and edit it to add your information. Feel free to use it and send to your client base.

3 Easy Steps:

•Down load IRS form 1040x  instructions for the  mailing address  http://www.irs.gov/pub/irs-pdf/i1040x.pdf

•Down load IRS form 1040x    http://www.irs.gov/pub/irs-pdf/f1040x.pdf

•Down load IRS 5405             http://www.irs.gov/pub/irs-pdf/f5405.pdf     

• Mail both forms out to the IRS

FHA requires 3.5% of the purchase as the down payment.  The 203K loan differs in that the down payment is applied towards the base loan amount.

Below is a quick and easy presentation to illustrate the difference from a typical FHA purchase to a 203K purchase.  I believe that understanding this program will be a must in the coming year for all realestate professionals for the following reasons.

 What Buyers want is Value. They ALL WANT to purchase a home with:

• A Comfortable Mortgage Payment
• equity already built in (buying below market)
• A home that they can be proud of (features that appeal to them, ie... a large kitchen for instance)

FHA 203K loan the "Godzilla of Storms?" Especially in Maryland.  In what kind of Market would a low down payment renovation loan be tantamount in? hmmm... let's see.....

• foreclosures are on the rise (many homes left uncared for and vandalized)
• low inventory of "move in condition" are creating competition (multiple contracts), leaving the other inventory sitting on the market and growing in numbers on a daily basis. Supply and Demand leveraging towards buyers that use the "K" loan to purchase homes at bargain prices
• many homes that are in "move in condition" need THOUSANDS of dollars for updates or near future repairs or replacements (such as roof, airconditioning system, furnice)

More Reason why buyers are using the "K" loan today......

• Sick and tired of loosing out on their offers
• they finally found a loan officer that knows how to do this loan
• homes in the area that they prefer needs this financing

Enjoy the presentations below.