Ava Terry

Ava Terry Broker with Avar Realty and www.HuntsvilleFlatFeeMLS.com are Members of the Chamber of Commerce, National Association of Realtors and North Alabama MLS Service. We are the premier flat fee discount brokerage for Huntsville and North Alabama.

The NATIONAL ASSOCIATION OF REALTORS® Code of Ethics:
What Does it Mean for Consumers?
How does the Code of Ethics affect everyday real estate practices?

If a REALTOR® represents you, whether you are buying or selling a home, you can count on that REALTOR® to:

1. Be honest with all parties in the transaction - not just with you, as his or her client, but also with the other real estate practitioner and his or her clients.
For example, if REALTORS® represent a buyer with a spotty credit history, they can't be dishonest with sellers about this fact. At the same time, REALTORS® can help their buyer clients collect and assemble information, such as credit reports and audited tax returns, to demonstrate that the buyer has addressed the problem and improved their situation.

2. Put your interests ahead of his or her own, at all times.
A REALTOR® makes every effort to understand the housing needs of his or her client, thoroughly researches available inventory, and shares all relevant information with the buyer so that he or she can make an informed decision. This service is provided regardless of the compensation available.

3. Disclose all pertinent facts regarding the property and the transaction to both buyer and seller.
If a REALTOR® believes information provided by a seller is questionable, the REALTOR® is obligated to investigate. REALTORS® should recommend that buyers consult their own experts, such as home inspectors, to address concerns. For example, if a home seller asks his or her REALTOR® to conceal the fact that the roof leaks, the REALTOR® cannot comply; if the seller insists, the REALTOR® should end the business relationship with that seller.

4. Be truthful in all communications with the public.
When REALTORS® distribute newsletters, create Web sites, or place advertisements, they must be careful not to represent other real estate professionals' work product as their own. If recently sold or listed properties in the community are publicized, it must be clear whether the REALTOR® was actually involved in the transaction, or whether that data came from the local multiple listing service or other source. This ensures that the public understands the REALTOR®'s experience and can make an informed decision when choosing real estate representation.

Read a summary of the principles embodied in the NATIONAL ASSOCIATION OF REALTORS®' Code of Ethics

Avar Realty offers flat fee discount brokerage services in North Alabama. Avar Realty complete abides by the National Association of Realtors Code of Ethics.

Sell your home with state of the art Flat Rate MLS marketing concepts. Our method saves you thousands without scarificing quality.

Ava Terry, Broker for Avar Realty is a Member of the Chamber of Commerce, National Association of Realtors and North Alabama MLS Service.

Since we started our flat rate MLS Service in 2008, we knew that there was a need for a true locally operated flat fee real estate brokerage in North Alabama. We have been continually improving our system since its inception as we have learned what is needed to meet the needs of the home seller who is interested in a cost saving program like ours. It is this type of home seller that is interested in saving thousands of dollars on listing commissions. This is also the same person who realizes that the power of the MLS and the education and experience of real estate agents will work to his benefit in a real estate transaction.

Our system is modern, efficient, cost effective and very successful in the local market area. But most important, our satisfaction level from our clients and customers has been near if not at 100%. This indicates to us that we are offering a valuable service and meeting the expectations of our clients. We will keep improving our system and continue to raise the bar on our services.

We are the premier flat fee discount brokerage for Huntsville and North Alabama. For more information contact one of our flat fee agents. Sell your home with state of the art Flat Rate MLS marketing concepts. Our method saves you thousands without sacrificing quality. www.HuntsvilleFlatFeeMLS.com

In 1971 Charles Schwab incorporated First Commander Corporation and in 1972 he bought out his partners and renamed it Charles Schwab and Company. In 1974, Schwab had the good fortune of an SEC pilot program that deregulated some brokerage transactions and in 1975 the SEC mandated negotiated commissions for stock trades. At this point most brokerages raised their fees. Schwab in contrast started what he called a discount brokerage.

Schwab’s discount brokerage was really an unbundling of trading and advice much like Flat Fee MLS Listings are an unbundling of marketing and transaction management. This meant that instead of Schwab supporting a force of trained advisors that demanded high pay, he could use back office staff to place the trades and investors would be free to do their own research. For investors that wanted research and advice, he offered separate services.

To understand how this compares to Real Estate, one has to examine the different structure between the stock brokerage industry and the real estate brokerage industry. Stock is largely national. The National Association of Securities Dealers (NASD) is a trade group that is closely supervised by the Securities and Exchange Commission (SEC). In contrast the National Association of Realtors (NAR) has little or no oversight. State Real Estate Commissions have power over licensees but little power over National, State or Local trade associations.

Schwab got his start in a nationally (or even internationally) regulated medium. Flat Fee MLS Pioneers, immediately came up against the wrath of local Realtor® associations. Schwab was free to grow without persecution where Flat Fee MLS Brokers were taken out back and tarred and feathered. Sellers were told by local brokers (and still are as of this writing), you can’t List in the MLS for a Flat Fee; that’s illegal. Sellers were told by traditional Realtors® (and still are as of this writing) if you list with a flat fee firm, we won’t show your listings. Perplexed sellers asked….Why? We are still offering you a 3±% commission? Traditional Realtors® rarely have a response. However, Realtors® did not count on one major change; Realtor.Com. Realtor.Com empowered buyers to begin telling Realtors® what they wanted to see. Realtors® were no longer picking the houses. This was the gateway that opened for Flat Fee MLS Listings

Ava Terry Broker with Avar Realty and www.HuntsvilleFlatFeeMLS.com are Members of the Chamber of Commerce, National Association of Realtors and North Alabama MLS Service. We are the premier flat fee discount brokerage for Huntsville and North Alabama. For more information contact one of our flat fee agents. Sell your home with state of the art Flat Rate MLS marketing concepts. Our method saves you thousands without scarificing quality.

Why Avar Realty the premier flat fee service in North Alabama. When shopping for a flat fee service
you should make an informed  decision. Not all flat fee services work the same because there are a
variety of reasons that companies decide to provide these services. Here are the red flags to look for
before you list.                
Competitor #1. These companies have the hidden agenda of capturing the buyer and selling them any
property, not necessarily yours. Often they send out a referral based on the phone traffic created by
your listing at their office. The longer your property sits on the market the more leads they get and
the better it is for them. Rule #1: Make sure when you pick a flat fee service that ALL phone traffic is
routed directly back to you.
                     
Competitor #2. Agenda to capture the loan and avoid agents whenever possible. If an agent brings
the buyer they won't get the loan because that agent will already have that buyer pre-approved with
a differn't lender. Like competitor #1 these services thrive on leaving you on the market for as long
as possible to bring in leads. Rule #2: Make sure the flat fee service you pick isn't also a lender
looking for loan leads generated by your listing.
                     
Competitor #3. Non-licensed "fsbo" website that falsely gives the impression they can actually provide
direct access to the MLS. You never know up front who will be processing your listing and you could end
up listed with one of the listing services mentioned above! Often they offer a phony money back
"guarantee" that requires you to list with a full service agent so they get a 20% referral fee out of the
huge commission you will have to pay in the end. Rule #3: Make sure you know exactly what company
is placing your property into the MLS when you sign up!
                        
Competitor #4. High priced flat fee services that offer to "match any competitors price." It's always
better to go with the company that actually is holding the price down. 
                    
Competitor #5. The 'Full Service' company. For many people the security of having a full service
agent represent them is worth the listing commission cost. We understand that our service is not
for everyone. However, if you are worried about the paperwork you might want to compare the cost
of an attorney vs. the full service agent. Avar Realty provides you with all the disclosures and forms
you'll need. If you need expert advice to complete your transaction we always recommend that an
attorney look things over for you anyway.
                      
Avar Realty is a premier flat fee service. As a premier flat fee service we offer a menu of high level of
quality services that you can choose from a menu.   We have every incentive to make sure your
home sells in a timely manner so you will tell all your friends how well our service worked for you.
We believe our program is an unbeatable value for the homeowner that desires to sell with a
minimum of transaction costs.

Ava Terry, Broker with Avar Realty and www.HuntsvilleFlatFeeMLS.com are Members of the Chamber of Commerce, National Association of Realtors and North Alabama MLS Service. We are the premier flat fee discount brokerage for Huntsville and North Alabama. For more information contact one of our flat fee agents. Sell your home with state of the art Flat Rate MLS marketing concepts. Our method saves you thousands without scarificing quality. www.HuntsvilleHelpMeSell.com

Ava Terry Avar Realty 1580 sparkman huntsville, AL 35816 256-726-9096 - Contact Me Loan Calculator * Required **< 100 taken as % of List Price List Price * Down Pymt. ** Interest Rate * Years * Annual Tax ** Annual Ins. Monthly Pymt. Loan Calculator powered by: ClassifiedFlyerAds.com

Ava Terry Avar Realty 1580 sparkman huntsville, AL 35816 256-726-9096 -

In these tough economic times that we are all facing, we know that many of you are at the point or near the point of not being able to keep the home you are in. Are you facing foreclosure? Are you considering a SHORT SALE on your home? First, we recommend you call your Mortgage Company and see if you can make arrangements to reduce your mortgage payments to something you can afford now. If they won't work with you then perhaps Avar Realty llc can help!

The biggest expense in selling a home is the commission you have to pay the REALTOR^® Avar Realty can help you cut your real estate commission by thousands of dollars by providing you the power of the Multiple listing service and acess to a professional REALTOR^®. Avar Realty is a Flat Fee Listing Company that provides the home owner a turnkey solution to list, market, sell and close on your home for one Flat Rate. All REALTORS^® use the MLS (Multiple Listing Service) to list your home and 87% of homes sold in America are listed on the MLS and REALTOR.com^®. Until now, the only way for you to list your home on the MLS and REALTOR.com^® was to use a traditional REALTOR^®. Now you can list your home on the MLS and REALTOR.com^® with Avar Realty and save thousands of dollars in commissions. Visit our website for full details

Ava Terry Broker with Avar Realty and www.HuntsvilleFlatFeeMLS.com are Members of the Chamber of Commerce, National Association of Realtors and North Alabama MLS Service. We are the premier flat fee discount brokerage for Huntsville and North Alabama. For more information contact one of our flat fee agents. Sell your home with state of the art Flat Rate MLS marketing concepts. Our method saves you thousands without scarificing quality.