I recently helped my friend and fellow ActiveRainer, George Tallabas, with some search engine optimization on his Boise ID Real Estate page. George has a fantastic site, loaded with information, and I fully expect him to move up in the rankings.
If you know George, you know he deserves it to be on top!
Are you looking for a fantastic Realtor in Boise, Nampa, Caldwell, Eagle, or Meridian?
You can't do better than George Tallabas.
You can call him on his cell at (208) 880-2333.
Here are a few more links that you may find helpful:
State Of Idaho Real Estate and Finance
Give George a call and happy house hunting for Boise ID real estate!
I thought about writing this as a continuing peice, and if there is much interest (in the form of comments), I will continue to do this at least once per week.
Not everything is "free" exactly. Some may ask that you pay shipping and handling; some are much better than others-- but I think everyone can occasionally find something they could use.
Free Huggies "little movers" Diaper Sample
Free "Memo Cube" (Post-It style notes)
Free Sample of J'Lo's new perfume. I never knew she knew how to make perfume! Such talent!
If you are willing to share a stain-fighting tip on their website, Surf will send you a free sample of Surf Essential Oils.
For the ladies, you can get a sample of...um... You know-- that stuff you use periodically. Just click the link and stop embarrassing me.
A few really cool free samples with this great link to Kroger. They are offering a free pair of disposable contact lenses, Caress Exfoliating Wash, Prilosec, and Aveena Shampoo.
A free keychain light from Lamps Plus... Plus a whole bunch more freebies and coupons. Definitely check out the Lamps Plus Page.
Well, happy cheapskating! I'm off to find more deals.
Mention this post and get a free appraisal when purchasing or refinancing your home with Arizona Wholesale Mortgage. (Like how I snuck that in there?)
Are you looking to refinance your Scottsdale home?
Do you want to be sure that you are getting the best deal on your Scottsdale AZ Refinance?
Then look no further. I will help you refinance your Scottsdale home and will also help you find the lowest refinance rates.
First, call your bank or banks about your refinance. Ask them to provide you with a Good Faith Estimate. We can call this your "benchmark" rate and fees.
Next, call another local bank, just to check on your benchmark refinance figures.
Finally, call me, Michael George of Arizona Wholesale Mortgage and get a Good Faith Estimate from me. You don't have to tell me what your bank offered, because it really shouldn't matter.
Keep your cards close to your chest when shopping for a refinance.
I will give you the very best refinance rates I can, right from the beginning. I don't need to see the refinance quote from your bank, because it will not change the rates and fees that I offer you.
If you need to refinance, please allow me to earn your business. You can call me at:
(877) 551-8188, and press extension 81 to be connected to me immediately.
I look forward to working with you!
~ Michael George
If you are looking to refinance your Chandler, AZ home, please consider using Arizona Wholesale Mortgage.
(Of course, we are licensed in the entire state of Arizona, so you can call us no matter where you live!)
1. We absolutely guarantee to beat your bank's best deal. This means that we will either match the closing costs and offer a lower rate, or we will offer the same rate with at least $500 less in closing costs. This is our guarantee to you. Oftentimes, we save our clients thousands in closing costs, but $500 would be the bare minimum when comparing us to your local Chandler bank.
2. We absolutely never engage in bait & switch. If you are looking to refinance your Chandler AZ home, the rate we quote you will be the same rate you sign for at closing. When we tell you that your rate is locked-- it's locked.
3. We are not salespeople. We will not try to sell you a certain loan. We are Chandler AZ mortgage professionals. We will suggest the best loan for your situation, but have no vested interest in what loan you choose. It's entirely up to you and what is best for your family. We do tend to suggest 30-year fixed rate mortgages, because those are the most safe, but we offer every other type of loan, including interest-only ARMs.
4. We can refinance your Chandler AZ mortgage with as little paperwork as two checkstubs. If you have good credit and equity in your Chandler home, we can offer you a great mortgage with very little paperwork. Even if you don't have outstanding credit, give us a call. We offer many types of mortgage loan programs.
5. We live in and work in and love our Chandler Arizona.
Call Michael George at (480) 551-8188, and bypass the voicemail system by immediately pressing "81".
This is pretty odd, but I thought I would share a story about something that happened to a friend of mine very recently.
He was walking his dog in the "green belt" that runs behind our Ocotillo (Chandler) homes. While he was innocently minding his own business he stepped on a "rain box."
I am not sure if rain box is the correct term; I can't remember where I heard that. But he stepped onto one of those shoebox sized lids in the ground-- the ones that hold the sprinkler controls.
The lid of the rain box has a little half-moon sized hole at the edge, so that workers can stick a finger in and lift it out. It also makes a great wasp nest, being completely sealed off with one entry and exit.
To make a long story short, my friend-- after stepping on the rain box-- and his dog were covered in a blanket of multi-stinging wasps and went through a pretty traumatic story. He really believed he was going to die from Anaphylactic Shock.
The fire department came (Chandler has fantastic police and fire) and fogged the area where he was stung.
They also told him that swarming, stinging attacks aren't that unusual in Arizona. "Common, in fact."
One reason this happens is because pretty much everyone in Arizona sprays for bugs. We have scorpions and black widow spiders and it's just something that we do in Arizona.
The firefighters explained that the wasps will build a nest in somebody's backyard and when their nest is soaked in chemicals, they all leave and they leave in an angry homeless-wasp swarm, just looking for trouble.
I did not know this.
Since it happened, I have talked to several neighbors who had their own bee / wasp stories! One neighbor's eight year old daughter was attacked and was almost killed.
Now this would be a really good post if I could tell you how to avoid this horrific experience...but I can't. I Googled "personal sized" bee and wasp spray and couldn't find anything.
So I guess the only advice I have is DON'T STEP ON RAIN BOXES!
Any more useful comments on how to avoid this would be greatly appreciated.
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Arizona Wholesale Mortgage takes great pride in our ethics, honesty, and integrity. We are a proud member of the BBB and have never had a single complaint. Call us anytime at (877) 551-8188, ext 81
We think every mortgage company should have a pledge, a promise they make to their clients and to themselves-- promises that are never broken under any circumstances. We do not consider this "corny" or some slick method of advertising. All of our loan officers live by this pledge (at least while at work) and we take it very seriously. This is primarily due to the fact that these fundamental principals have proved to be very rewarding to this mortgage company's success. As it turns out, honesty is still the best policy. This is who we are, summed up as best we know how, into seven easy-to-understand, fun-to-read, bullet points: * No closing table surprises, ever. We will keep you up to date on your loan's progress. We have heard so many horror stories regarding "last minute changes" to mortgage loan interest rates and closing costs. We would expect you to report us to the BBB and the Arizona Department of State Banking if we behaved dishonestly. * We are not home loans "salespeople". You won't have to bargain with us like you would with other lenders. (And if you haven't bargained with other lenders, you might have made a mistake.) We are mortgage professionals, and we take pride in that. We find the best rate for your home loan and we put it on the table from the beginning. If you find a better offer on your home loan, take it! We don't believe that consumers should have to bargain for their mortgage. Whether you've done this a dozen times or are a first-time homebuyer, we will treat you as you should be treated- with honesty. * If you are want to refinance your mortgage, we will lock in a rate for you the day we take your home loan application (in person or on the telephone). However, if rates drop before you close, we will provide a new loan lock with the new lower interest rate. Ask other mortgage companies if they will do that for you! (This offer is usually not valid for new home purchases, due to the time restraints of a purchase contract.) * We promise to search the country to find the lowest mortgage rates for our clients. We are brokered with over 100 wholesale lenders. We constantly monitor all of our wholesale lenders to make sure we can offer the best rates in the country. * National Wholesale Mortgage, (the Karen George branch only), will donate $200 from every home loan that we fund to breast cancer research. We believe in giving back to the community that has treated us so well. The Karen George branch can be reached at 877-551-8188, ext 83 * To always honor God in everything that we do.
Our Pledge to You 
* To be completely honest with our clients at all times. Good news or not-so-good, we are going to be honest and forthright with you throughout the entire loan process.
Arizona Wholesale Mortgage has every type of home loan that your local bank has, plus so much more. Remember, we shop the country for the banks that will offer us the best mortgage rates for our clients.
1. Even if you are a first time homebuyer with very little or even no "established" credit, we can likely help you purchase a home. It is even very possible that you can get your new home loan with no money down. Please call us at (877) 551-8188 and press "1" to speak to a home loan professional immediately. Believe it: There are many people who don't think they could qualify for a home loan and many of those people are mistaken.
2. We have many home loan programs that are ideal for self-employed borrower, in fact, there are too many to list here. If you are self-employed and you need a home loan or a home equity line of credit, contact Karen George directly to discuss your individual needs. (It would be helpful if you had your business and personal tax returns in front of you when you called, but if you want to "ballpark it", we can do that too.) If it can be done, loan-wise, than we can do it.
3. We offer oustanding rates and terms for jumbo mortgage loans. We are, undoubtedly, the best choice for jumbo mortgage loans if saving money is a priority for you. Why is that? Read on!
To be extremely competitive, we decrease the percentage of our revenue in proportion to the size of our loan. That way, we earn about the same amount of money, be it jumbo mortgage or a $200,000 condo loan. We don't think you should have to pay double the loan fees, just because your home loan amount starts with a "5" instead of a "3." Basically: we work on a sliding scale commission to be sure that we leave our competition in the dust. This is great news for the jumbo mortgage loan client. The fact of the matter is that the greater your loan amount, the less (percentage wise) we are going to charge you. Isn't that fair?
4. We can be reached on weekends- call the office cell at (480) 250-4901
5. None of our Fannie Mae home loan programs have a pre-payment penalty. We only offer "pre-pays" in the case that the borrower can't qualify for any other type of loan. ("Bad credit" loans often come with early payoff penalties.)
6. We offer a 10-year interest-only ARM that is extremely popular with our investors right now. It is a Fannie Mae loan and allows the buyer secure, low, interest-only home loan payments, but leave the principal intact. The lower, interest-only payment allows our client's renters to cover the mortgage payment- and our client rides the climbing equity for 10 years. We love this loan.
Please call us for more information; we are here to help people. If we did not like to help people, we would work for the Department of Motor Vehicles.
Call us at (877) 551-8188 - press "1" to bypass the voicemail system and speak to a mortgage professional immediately. Please dial 81 for my extension.
We started out in the Grand Canyon State, the beautiful and talented Arizona, but we just keep expanding. If you don't see your state listed below, feel free to email Karen and we can probably refer you to a mortgage company that we trust as having a good reputation.
[ California ]
[ Colorado ]
[ Michigan ]
[ New Mexico ]
[ Utah ]
[ Wyoming ]
Soon, you'll be able to click on the flags above for some outstanding resources for that particular state!
Hey, are you new to Arizona? Check out this guide for driving in the East Valley, Maricopa County, AZ.
Where are we licensed to provide home loans? National Wholesale Mortgage provides mortgages all across the state of Arizona. In addition, over the past several years, we have expanded our operations into California, New Mexico, Utah, Iowa, Michigan and Colorado.
Looking for a California refinance? We can take your CA refinance application over the telephone in about 15 minutes.
Need a Utah new home loan or Utah refinance or Utah mortgage of any sort? We love Utah. We love it so much, we are going to give you a better mortgage deal than any other Utah Mortgage Company, period.
Just call us, toll free, at (877) 551-8188. You can press "1" when you hear the voicemail system welcoming you...and get a loan professional on the telephone right away.
National Wholesale Mortgage, Inc. is an Equal Housing Lender. Arizona License #MB-0902107.
© Copyright © 2007, By Karen George and Arizona Wholesale Mortgage Incorporated.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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