Michael and Karen George

Are you looking to refinance your Scottsdale home?

Do you want to be sure that you are getting the best deal on your Scottsdale AZ Refinance?

Then look no further. I will help you refinance your Scottsdale home and will also help you find the lowest refinance rates.

First, call your bank or banks about your refinance. Ask them to provide you with a Good Faith Estimate. We can call this your "benchmark" rate and fees.

Next, call another local bank, just to check on your benchmark refinance figures.

Finally, call me, Michael George of Arizona Wholesale Mortgage and get a Good Faith Estimate from me. You don't have to tell me what your bank offered, because it really shouldn't matter.

Keep your cards close to your chest when shopping for a refinance.

I will give you the very best refinance rates I can, right from the beginning. I don't need to see the refinance quote from your bank, because it will not change the rates and fees that I offer you.

If you need to refinance, please allow me to earn your business. You can call me at:

(877) 551-8188, and press extension 81 to be connected to me immediately.

I look forward to working with you!

~ Michael George

If you are looking to refinance your Chandler, AZ home, please consider using Arizona Wholesale Mortgage.

(Of course, we are licensed in the entire state of Arizona, so you can call us no matter where you live!)

1. We absolutely guarantee to beat your bank's best deal. This means that we will either match the closing costs and offer a lower rate, or we will offer the same rate with at least $500 less in closing costs. This is our guarantee to you. Oftentimes, we save our clients thousands in closing costs, but $500 would be the bare minimum when comparing us to your local Chandler bank.

2. We absolutely never engage in bait & switch. If you are looking to refinance your Chandler AZ home, the rate we quote you will be the same rate you sign for at closing. When we tell you that your rate is locked-- it's locked.

3. We are not salespeople. We will not try to sell you a certain loan. We are Chandler AZ mortgage professionals. We will suggest the best loan for your situation, but have no vested interest in what loan you choose. It's entirely up to you and what is best for your family. We do tend to suggest 30-year fixed rate mortgages, because those are the most safe, but we offer every other type of loan, including interest-only ARMs.

4. We can refinance your Chandler AZ mortgage with as little paperwork as two checkstubs. If you have good credit and equity in your Chandler home, we can offer you a great mortgage with very little paperwork. Even if you don't have outstanding credit, give us a call. We offer many types of mortgage loan programs.

5. We live in and work in and love our Chandler Arizona.

Call Michael George at (480) 551-8188, and bypass the voicemail system by immediately pressing "81".

This is pretty odd, but I thought I would share a story about something that happened to a friend of mine very recently.

He was walking his dog in the "green belt" that runs behind our Ocotillo (Chandler) homes. While he was innocently minding his own business he stepped on a "rain box."

I am not sure if rain box is the correct term; I can't remember where I heard that. But he stepped onto one of those shoebox sized lids in the ground-- the ones that hold the sprinkler controls.

The lid of the rain box has a little half-moon sized hole at the edge, so that workers can stick a finger in and lift it out. It also makes a great wasp nest, being completely sealed off with one entry and exit.

To make a long story short, my friend-- after stepping on the rain box-- and his dog were covered in a blanket of multi-stinging wasps and went through a pretty traumatic story. He really believed he was going to die from Anaphylactic Shock.

The fire department came (Chandler has fantastic police and fire) and fogged the area where he was stung.

They also told him that swarming, stinging attacks aren't that unusual in Arizona. "Common, in fact."

One reason this happens is because pretty much everyone in Arizona sprays for bugs. We have scorpions and black widow spiders and it's just something that we do in Arizona.

The firefighters explained that the wasps will build a nest in somebody's backyard and when their nest is soaked in chemicals, they all leave and they leave in an angry homeless-wasp swarm, just looking for trouble.

I did not know this.

Since it happened, I have talked to several neighbors who had their own bee / wasp stories! One neighbor's eight year old daughter was attacked and was almost killed.

Now this would be a really good post if I could tell you how to avoid this horrific experience...but I can't. I Googled "personal sized" bee and wasp spray and couldn't find anything.

So I guess the only advice I have is DON'T STEP ON RAIN BOXES!

Any more useful comments on how to avoid this would be greatly appreciated.

So you're running late on your Chandler halloween preparations? Not sure what to do with the kids? Never fear, we have gathered together what you need, and you can find it below.

First of all, if you need general halloween stuff... Okay, if you need anything to do with Halloween, you really only need to visit the

Spirit Halloween Superstore, located at 2980 N Alma School Rd, Chandler, AZ - (800) 267-8869‎

There are also costume-specific places, if you want a higher quality costume or if you want to rent. But none in Chandler unfortunately.

However, close by in Tempe we have:

Fun City Costumes, at 2820 E University Dr, Mesa, AZ‎ - (480) 654-5113‎

I'm not sure if Fun City rents or not. They probably do. But these guys do for sure:

Fantasy Costume Rentals, at 1400 S McClintock Dr, Tempe, AZ‎ - (480) 858-0805‎

What about things to do in Chandler on Halloween?

Halloween Spooktacular Downtown Library Courtyard, 125 E. Commonwealth Ave., Chandler, Arizona 480-782-2735

From about.com: "An evening of safe family fun. Food, games, arts and crafts, costume contests, souvenir photos, and a Haunted House. Everyone is welcome to wear a costume and enter the costume contest and parade. In 2009: Friday, October 30 from 5:30 p.m. to 8:30 p.m."

And if your kids get too much candy, a Chandler Dentist will buy your children's candy back from them. I'm not kidding. Click the link!

For adults and for charity there is the annual Chandler Witches Night Out. Unfortunately, that happened on October 17, but at least you know for next year. Click the link above for more information on the Chandler AZ Witches night or you can read about the Phoenix Witches Ball right here.

~Copyright by Michael George, Arizona Wholesale Mortgage, (480) 704-4430

Chandler (and neighboring Sun Lakes) are not the most exciting towns in Arizona. We are terrific for retirees and families. We have a great school system and clean neighborhoods, but it's no Las Vegas as far as action, if you know what I mean. Sometimes it can be hard to find things to do. But actually we have quite a bit!

However, there is still fun to be had in Chandler, depending on your tastes. Here's a few of my favorites, not in any particular order at all:

1. C-FU Gourmet: I love this place for Sunday "brunch." If you've never had Dim Sum, it's a style of eating, in which tiny plates of all kinds of exotic Chinese food is brought to your table in steaming carts. You just point to what you want. It's excellent. Get there early though!

2. The Chandler Center For The Arts: I saw Bill Cosby there with my wife and it was really terrific. Only a couple of minutes from my home, deep in the burbs. This December, there will be an Italian Circus performing there. Click the link above for information on Tickets.

3. Veterans Oasis Park / Environmental Education Center: From their website--

Veterans Oasis Park covers 113 acres and feature both lush wetland and arid habitat suitable for the diverse plants and wildlife of the Sonoran Desert. The park will also include 4½ miles of trails, wildlife viewing areas; ramadas and picnic areas; a butterfly and hummingbird habitat; an outdoor amphitheatre; a unique, learning-oriented playground; a 5-acre “urban fishing” lake; and interpretive signs and exhibits.

4. The Hamilton Aquatic Center: I have never grown out of my love for playing around waterslides. I'm 38 years old and I have no shame standing in line with kids. I love it. This is walking distance from my home and they have 2 waterslides, a lazy river, an Olympic sized-pool and a volleyball court if all that weren't enough. If you live in Chandler, you've got to check it out. And how much will a day of fun and sun cost you?

Admission is $2 for Adults and .75 for children!

5. Chandler Skate Park: If you like skateboarding or inline skating-- or, if you are like me and like to watch crazy people do crazy things on skateboards, we have the place for you.

Did you know that Thrasher, a popular skateboarding magazing wrote that the city skate park in Chandler is one of the top five in the United States? Right here in lil' ole Chandler!

Anybody can use the park at any skill level. But if you go there enough, you are bound to see many professional skateboarders there. Famous guys on the circuit.

So those are my five favorite things to do in Chandler. The above list, you can do anytime. However, we also have some great yearly events, such as:

The Chandler Ostrich Festival

The Downtown Chandler Art Walk

The Chandler Jazz Festival

I hope you find this list helpful whether you currently live in Chander or in one of our neighboring Arizona cities. Chandler has a lot more to offer than just farmland!

~ Copyright By Michael George, of Arizona Wholesale Mortgage, (480) 551-8188, ext. 81

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