First Time Home Buyers Need to Know About Charlestown, NH Property Tax, Charlestown Town Governing body, being in the Economic times we are in, why are you going to make it harder on the folks that live here, and those that just might be thinking of bauying a home and moving their familys to Charlestown, New Hampshire, by increasing the Property Taxes 3.9 percent for 2009 Tax year.
This percent will raise home owners property Taxs to $24.30 per $1000.00 of assessed propery. First Time Home Buyers, and Home Owners this is a 94 cent increase over last year's. Charlestown Governing body's portion of this increase will be up 3 cents from the $5.92 of last year, to $5.95 for this current year's Property Taxes.
First Time Home Buyers Need to Know About Charlestown, NH Property Tax, Sullivan County's portion of the Property Tax rate has dropped 12 cents from last year's $2.77 to $2.65 for this current year. Our local School Tax is taken an increase of 90 cents, up to $14.29 from last year's $13.39, and the State School portion is up 13 cents $2.35 from last your's $2.22. All this means, that a home in Charlestown valued at $150,000 will be seeing an increase of $141.00 in Property Taxes this year.
Most of this is due to a loss of revenue sharing funds from the State of New Hampshire. Even after the State took a big raise of all fees folks have to pay. Motor vehicle registrations are way down in Town of Charlestown, this could very will be from the high increase of the fee by the State at the start of this year. Building permits are way down also for the Town of Charlestown.
First Time Buyers Need to Know About Charlestown, NH Property Tax, just may be if the State of New Hampshire, the Towns, the Citys, would stop and think. If they would take a real long and hard look at the money they spend, and if all the top Government Officals would take a decrease in what they pay them selves, then maybe regular folks would not have to have a hrad time of paying their bills and home mortgage, then we could see a decrease in foreclosures.
Post 607 - 24 Oct. 2009
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Real Estate Agents Do You Recommend To Your Clients? I sure hope you do! To have a Mold Inspection and test? What I'm about to to talk with y'all about, could very will be a Halloween nightmare story for a movie.
This here story took place in a home in Greenville, North Carolina. The home had a bookcase with a hidden room behind it, the room had a dark and terrifen secret, along with a note. Seen that one of your buyer clients, may just pick one of Fannie Mae's foreclosed on home. You'll sure want to know about this.
Real Estate Agents Do You Recommend To Your Clients? I sure hope you do! as a Real Estate Agent, you just may want to recommend to your buyer clients, to have a Mold Inspection and have the home tested. Even if the home is listed as is. And you just may want to have a talk with your seller clients, about being sure to diclosing about any kind of Mold problem they may have had. After you read this.
Most State Standars of Practice protect a Home Inspector from this kind of a lawsuit.
The Standars of Practice could very will say, systems and conditions that are not within the scope of the inspection include, but are not limited to: environmental hazards, lead paint, toxic or flammable materials, asbestos, and radon. Pest infestation, portable appliances, like washer, dryers, window air conditioners. Security systems, telephone or in home television systems, fire or lawn sprinklers systems, swimming pools, spas or worlpools. Playground or any other recreational or leisurs equipment. Below ground septic or drainage systems, water wells, zoning ordinances, or any items that are considered cosmetic in nature. If the Inspector makes any general comments about any of these systems and conditions of these systems are informational only and do not represent an Inspection.
Real Estate Agents Do You Recommend To Your Clients? I sure hope you do! enough suspense, click to read the whole story, of the family that that ended up buying the home.
Post 605 - 24 Oct. 2009
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The First Little Pig had a a Straw Home, that there first little pig, should have had a Home Inspection. Then the big bad wofe would not been able to blow his home down. Folks in Aermica, first started build-en homes with Straw Bales, back in the 1800's. There are folks now a days, that are using the technique to build their home. Did you know theres enough Straw growen in Aermica, to build a half million homes every year. And you very will could save 75 % on heating your home of Steaw Bales.
Straw Bales walls also have an excellent load bearing capacity. Some folks have even duilt them selves a two storey home using Straw Bales. There is one little ole problem for folks that come along, and want to buy a Straw Bale home. Will you see there just not very many Home Inspectors, that know how to Inspected a home built using Straw Bales. There are no courses offered to train Home Inspectors, to do inspections of these very unique homes. I'm very lucky, that I got to learn how from a man that built Straw Bale homes. He was a master builder.
The First Little Pig had a Straw Home, Seen that the Straw Bales used for the walls of the home, are hidden behind plaster, drywall even sometimes. Inspect-en these homes involve more than a stick home, does most times. An Inspector needs to do pre-inspection research, that should include a search for the plans of the home, find out if there was any photos taken as the home was being built, talk with the builder if at all possible. The Home Inspector should have an understanding of Straw Bale construction practices.
Even though a Straw Bale Home is very comfortable and energy-efficient, they can also be very unhealth if it was improperly designed or built. Some promotional campaigns have made these homes sound very simple to build, than they really are. Becouse of this, there have been homes constructed by builders and homeowners even, who were not at all qualified to do so.
The First Little Pig had a Straw Home, So folks if your thinking of buying a Straw Bale Home, be sure to have a Home Inspector, that knows about these home do the Home Inspection.
Post 604 - 18 Oct. 2009
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Engineered Wood I-Beams Exposed to Fire Part one, a engineered wood I-beam is a structural component of top and bottom flanges, which could be solid or laminated wood, united with a plywood or Oriented Strand Board web of various depths separating them. Engineered wood I-beams are primarily used for floor systems but can also be found in some roof applications. You'll find they are manufactured up to sixth feet in length for applications where folks desire an open floor space area. The cross section resembles the same shape of a steel I-beam, which is how its name came about.
The development of engineered wood I-beams, they were frist develop in 1969, The cost and performance drove the development of the engineered wood I-beam "I-joists as they are also known by ", They were designed to provide open floor spaces, At one time they were only considered for the high-end residential market.
Engineered Wood I-Beams Exposed to Fire Part one, the prevalence, they were used in fifty percent of new residential construction, the rising cost of solid sawn lumber made the engineered wood I-beam floor system affordable, the ease of there installation reduce the labor costs for builders.
Theres a real hazard in home that have had engineered wood I-beams used in the construction of them. The collapse potential of engineered wood I-beams that have been exposed to fire presents an extreme danger.
Post 603 - 18 Oct. 2009
Link to Part two
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Engineered Wood I-Beams Exposed to Fire Part two, new construction, nearly half of all new residential construction utilize engineered wood I-beams, these and other truss floor components are the norm for wood construction. Residential buildings built after 1990 are suspect for haven engineered wood I-beams or some type of truss floor system.
The hazards and risks of engineered wood I-beams is they burn rapidly due to a very high surface to mass ratio characteristic of kindling.
Just like a common truss, the engineered wood I-beam substitute geometry for mass to support the intended load. Engineered wood I-Beams rely on their depth for stability and allow for a reduction of material to carry the intended load. A reduction in mass means a much faster burn time and alot less time to structural failure.
Engineered Wood I-Beams Exposed to Fire Part two, just as a common truss, engineered wood I-beams are dependent on the bonds of its composite parts for stability. The adhesives used in engineered wood I-beams can quickly lose strength and integrity when damaged and weakened by heat exposure and flame impingement. Structural integrity will be compromised by improper cutting or notching of structural members during construcyion. The strength of a engineered wood I-beam is dependent on proper installation which may not be assured in construction practice.
A distinct building advantage of engineered wood I-beams is they can span up to sixty feet with out additional support. That sure will lead to much faster installation in itself, and less costly building material to the builder.
Engineered Wood I-Beams Exposed to Fire Part two, a bad thing is, theres no benefit to extinguish a burning truss, theres no repairing them. Often times the entire floor must be replaced. Fires involving the structural components of a building built with wood truss systems, including engineered wood I-Beams are usual a total loss.
Post 602 - 18 Oct. 2009
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I am a U.S. Navy Veteran. Knowledge is Your Power For The Freedom of a Worry- Free Home! Total Dedication & Loyalty to you, Only! For your Inspection Think of Baker Home Inspection first NH and VT
Knowledge is Your Power For The Freedom of a Worry- Free Home!
By the time we complete Your Home Inspection, you will know the home better than the owner does!
What will we fine, during Your Home Inspection?
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16 July 2009 Update
(An importent note to the general public: I have for the time being set my post where Non-Members of the ActiveRain community, can not leave comments on them. Our blogging community is under attack by a Spammer. I am truely sorry to have to take this action for the time being!)
Please do keep visiting and reading my blog posts!
Thank you, for being understanding about this action that I've taken!
This action has also been taken for your safety!
Your New Hampshire and Vermont - Home Inspector, Dale Baker
I'm also a 
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I'm Dale Baker,owner and operator of Baker Home Inspection and Consulting Service.
Serving home buyers and sellers.I help open the door to your home security.Certified Home Inspector. Training: Graduated from Foley Belsaw Institute,Advanced Home Inspection course with Profession Home Inspection Institute.
95 Hours. or more Continuing education courses a year.U.S. Small Business Administration Certificate for completing Small Business Primer.
The inspection that I do, is a visual examination of the physical structure(exterior and interior) from the top of the chimney to the basement floor,and all systems and visual components in between.
My reputation is important to me.You can be certain that I want to perform an inspection we will both be proud of. ( Total Dedication and Loyalty to my Clients,Only! ) Confidential Representation to You Only. Your report in your hands with in 48 hours.I hope you will be added to my list of savvy and satisfied home buyers. Call or e-mail me directly for more information or to schedule an inspection.
I take a progressive approach to your home inspection so you will have the information that you will need to determine if your potential home is the right one for you and your family! I will look at it as if some one in my family was going to live there.
I do not pay real estate agents,brokers or any other person(s) for referring me to their clients nor do I pay them money to be listed as a preferred provider.
I am not in the business of home repair and do not benefit financially from the repair of any defects noted in my inspection report.
My company is locally owned and is not a franchise. Areas of Expertise: Existing homes,new homes,manufactured homes.
I abide by NACHI's Code of Ethics. I follow NACHI's Standard of Practice. I have taken NACHI'S Standards of Practice Quiz. All Safety Concerns will be addressed immediately. You can count on me to listen to your concerns about your Home Inspection.
A home inspection by Dale will give you peace of mind, so you and your family can enjoy the things you like to do!
When it's time for Your Home Inspection. Call Baker Home Inspection and Consulting to schedule, Your Home Inspection.
Phone: 603-826-4207
Cell: 603-477-8072
I hold the Number One spot on the overall first page for New Hampshire Real Estate Professional's and the Number One spot on the New Hampshire and Vermont Home Inspector's page's here in the ActiveRain Real Estate and Networking blogging community!
A good Energy link for you and the kids, www.energyhog.org
Highly important notice to all spammers, scammers, and penny pump and dumpers. You'll get no respect on this blog. Don't bother submitting fraudulent or any of your misleading information on this blog. Any piece of content sumitted on this blog can be removed at the sole discretion of Baker Home, Commercial Properties Inspection and Consulting. So you can just take your spam some where else!
Be sure to also, visit my Website: 
If you would like, you can also find my posts on Localism
I hope you and your family always have a fun and safe day!
Disclaimer for Baker Home Inspection and Consulting Blog! : The blog posting and the contents that are written in them are the intellectual property of Baker Home Inspection and Consulting. All views and opinions expressed with in the blog post's by Baker Home Inspection and Consulting and those that comment are just that.
Baker Home Inspection and Consulting Blog is part of the Active Rain Real Estate Network, which is a social community network made up mostly of Professional's in the Real Estate Industry.
Copyrighted 1994-2009 All Rights Reserved
In case you did not notices, all of the graphices and images that I used on my home page, and on my blog post pages. Has messages that will appear, when you move your cursor over them. Why not have a little fun and read them.
Thank you for stopping by to visit, my little ole Blogging Homestead!
I use only high-tech inspection equipment.I maintain a high-tech office environment with state-of-the-art computers,copiers and high-end printers! I produce comprehensive,high quality computerized reports with digital photos! Knowledge is power and my inspections give you the facts you need to be an informed buyer. You will learn which items may need attention and whether something is a major concern or simply cosmetic.
Although not required, it would be good that you attend the inspection so that you can get a clear explanation of the condition of the structure, observe the systems. The typical home inspection takes approximately 2-3 hours depending on the size and condition of the house.
As a buyer,you should require an inspection at the time you make a formal offer.Make sure the Purchase and Sales Agreement( Contract )you are signing has an home inspection contingency.Then,arrange for me or an inspector of your choosing to inspect the property.Following this you should pay close attention to the inspection report.If you arent comfortable with what I find,you should ask that the seller correct the problems before your closing,negotiate a lower purchase price or obtain better terms to compensate.
Let me inject some age old reality. As many good and ethical Real Estate Listing and Buyer Agents as there are out there a few ruin it for the rest. My experience has shown that when Real Estate Agents try rushing the inspector,start disputing the inspector's findings while on site,question the inspector's work at the site or off, I am left with the feeling that they are truely NOT representing you the Buyer but are more interested in the sale and commission! Even Agents with many years of experience. In my opinion,a good Buyer Agent will support his or her's client's wishes and if an inspector finds problems with a property the Buyer Agent should achnowledge such,not dispute it! If problems exist,what's there to dispute?
Is your Buyer Agent representing YOU Only or Not? Stay sharp and good luck! Getting a home inspection? Good idea.
But don't forget to get a neighborhood inspection too. Let www.NeighborhoodEnvironmental.com research your city and send you a report which includes everything from the status of local hazardous waste sites to health risks specific to your neighborhood.
Konwledge is Your Power For The Freedom of a Worry- Free Home!
SPECIAL NOTE TO U.S. MILITARY PERSONNEL: If you are a veteran returning from a tour of duty in Iraq or Afghanistan, it is my honor to inspect your new stateside home - with the full amount of services offered by my company - with $75.00 off my fee. Please arrange for this special just for you at the time that you set up the appointment for the inspection.
The Top 5 Areas of inspection: Roof Structure, Foundatation/Structure/Drainage,Heating/Cooling,Electrical,Plumbing.
Electrical Accessible wiring from the Street to the Meter and Service Panel; Main Disconnect and Service Amperage, Electrical Panels, Breakers and / or Fuses, Grounding and Bonding, GFCI's and AFCI's
Some good Websites: www.firesafet.gov , www.homesafetcounil.org , www.nh.gov , www.epa.gov , www.chasetoppers.com
www.repair-home.com , Cool Home Search tool, www.HomeScoutReport.net , Student Conservation Association , www.thesca.org
List of some of my Baker Home Inspection Eyes For Today- Blog topic's your going to find at my little ole Blogging Homestead!
This is just the tip of the Iceberg of topic's!
You will find over 500 blog post, as of 14 June 2009!
02/17/2009 Do Homebuyer's need a Home Inspection?-Baker Home Inspection Eyes For Today I'll be adding links, to some of my posts written for First Time Home Buys, and folks that are even buying their second home. To maker easyer for you to find them (the links will open in a new window): Dale's News Report- Pre-1980 Structures Dale's News Report- After You receive Your Inspection Report Dale's News Report- Come along on a Home Inspection with me Dale's News Report- This could very will light up your life - or end it Dale's News Report- Lets talk about the upstairs guard rail Dale's News Report- Lets take a look at the Vegetation Dale's News Report- Lets take a look at a Tree in the Fall Zone Dale's News Report- Does the yard have a Negative Dale's News Report- Heres what I found with the Exterior Trim Dale's News Report- What will we find around the Coverd Porch Area Dale's News Report- A Basement and Crawlspace Inspection Dale's News Report- Lets take a look at the two Chimneys I have also created the Home Inspector's Knowledge network.
(If your going to be relocating to anywere around the San Antonio, Texas, Hill Country area. I would recommend, that you use my good friend Carl Winters - owner of Complete Inspection Service, to do your Home Inspection. You can find him here in the ActiveRain Real Estate Networking community. His username is: realestestateinspector. Carl is a very upstanding guy. Be sure to visit Carl and Ceil's blog home, they both write really fine posts that you can learn a wide range of information from. And you sure will not find anyone that knows The Texas Hill Country better than the both of them do. You have my word on that!) (Also if you are thinking of relocating to the Texas Hill Country, and you should need to get ahold of the best Septie Guy in the area! Then you'll want to call David Winters, owner of Septic / All Por Pumping 830-935-2477, They are #1 in the #2 Business! -You have my word on that!) Charlestown New Hampshire Website Vermont Institute of Natural Science Website
02/15/2009 What are AFCI Breakers?-Baker Home Inspection Eyes For Today
02/14/2009 Before Closeing on that Dream Home-Baker Home Inspection Eyes For Today
02/14/2009 New Construction Attic-Baker Home Inspection Eyes For Today
02/14/2009 New Construction - Baker Home Inspection Eyes For Today
02/09/2009 Causes of Roof Ice Dams Baker Home Inspection Eyes For Today
02/07/2009 Bad Receptacle Baker Home Inspection Eyes For Today
02/07/2009 Roof Ice Dams Baker Home Inspection Eyes For Today
02/07/2009 Crawl Space Hidden Hazards Baker Home Inspection Eyes For Today
02/06/2009 Baker Home Inspection Eyes For Today Bad Circuit Breaker
02/04/2009 Baker Home Inspection Eyes For Today Electric Service Panel- Part 1
02/03/2009 Baker Home Inspection Eyes For Today Electric Service Panel- Part 2
02/01/2009 Baker Home Inspection Eyes For Today Hot Water Tank (Part 4)
01/31/2009 Baker Home Inspection Eyes For Today Hot Water Tank (Part 3)
01/31/2009 Baker Home Inspection Eyes For Today Hot Water Tank (Part 2)
01/29/2009 Baker Home Inspection Eyes For Today Hot Water Tank (Part 1)
01/28/2009 Baker Home Inspection Eyes For Today: Downspouts
01/27/2009 Baker Home Inspection Eyes For Today: Things that happen today- 27 Jan.
01/26/2009 Baker Home Inspection Eyes For Today: Roof Aged Covering
01/25/2009 Baker Home Inspection Eyes For Today: Roof Soft Spots
01/25/2009 Baker Home Inspection Eyes For Today: A Safety Issue Cover Plate
01/25/2009 Baker Home Inspection Eyes For Today: Down with Horse Tax!
01/24/2009 Baker Home Inspection Eyes For Today - Sump Pump
NH: Charlestown, South Charlestown, North Charlestown, Unity, Claremont, Newport, North Newport, Sunapee, New London, Keene.
Cornish, South Cornish, Plainfield, Lebanon, Enfield, West Canaan, Canaan, Orange.
North Walpole, Walpole, Langdon, Alstead, Acworth, Lempster.
VT: Springfield, North Springfield, Ludlow, Bellows Falls, Rockingham, Windsor.
My service area is constantly expanding. Plesase e-mail for the most recent information.
Knowledge is Your Power For The Freedom of a Worry- Free Home!
Dale,thanks for being so thorugh with our home inspection.We will definitely pass along your card to others we know. Thanks for such a detailed report. Best of luck and thanks again.
Dave T. Home buyer
Dale, I like the report you did for us it was vevry good and the photos help a lot thank you.
Sam H. Home Buyer
Dale Thank you so very much for your service. I am definitely going to refer you to everyone I know or meet that is purchasing a home. I feel like you truly did your job by pointing out anything and everything that was a problem or could be a potential problem.
I also really appreciate the maintenance list. Those are things that are very important to a first time home buyer. I had a lot of make sure of this and look at this and check on that from family and friends. They all love me very much and want to help me make the very best decisions possible. My family have look the report over and are completely satisfied! Once again thank you Dale so much. You really made me feel much better and incredibly well informed going into the purchase of this home.
Thank You Again Anne
Dale My wife and I want thank you so very much for the home inspection report you did for us. The report and photos saved us some money. You did a very good job for us. We will tell all of our friends that think about buying a home to use you for a home inspection and how you helped us.
Bob and Anne J.
Dale, We want to thank you from our harts for the very thorugh home inspection you just did for us. Your report has gave us so much peace of mind. We are going to buy the house. We will definitely tell all of our friends about you. And how you worked so hard on the inspection of our home.
Tommy and Deb K.
Hi Dale
Thank you for the very thorough inspection of the house. Especially taking the time to check the roof very closely. The most alarming point seemed to be the electrical. As you probably know better than anyone, electrical problems are a very huge safety risk.
Again, thank you Dale for the fine inspection job you did, although we did not get to meet you personally, we enjoyed reading the detailed report and we will recommend your services to anyone in the future.
Jeffrey
Hi Dale
I want every one to know we where very impressed with the aervice you provided us inspecting our new home. Dale found a number of issues that could have been our problem to correct, after the closing that would have cost us a lot to fix. We would enthusiastically endorse employing Dale for any home inspection you would need.
Frank J.
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