OPEN HOUSE 2918 S. 16th Street Court, St. Cloud, MN 
Sunday January 15, 2012 from 12:00 to 1:30pm MLS# 4108454
This attractive 4 bedroom 2 bath home offers upgrades found in more expensive homes like real maple flooring through out the kitchen, dining and living-room and slate tile in the entry foyer and in the upstairs bath. The kitchen features raise panel cabinets and a center island. Dining walks out to an over-sized deck and a large private back yard with mature trees. Spacious lower level family room, 2 car garage, all on a cul-de-sac close to Oak Hill School.This home is move-in ready and available for a quick closing.*Ask about the HRA grant of $13,000 interest free to qualified buyer*. $139,900.
Directions: 25th Ave.S. to Main Prairie Rd. to Oak Grove Rd to 16th St.Ct. to home. Follow the signs to 2918 S. 16th Street Court, St. Cloud, MN
Uncle Sam Givith and Takith Away!
I have know a number of attorneys over the course of my Real Estate career, and some of them know, and tell the best lawyer jokes. Example:
Do you know how cold it was yesterday?
It was so cold I saw my lawyer walking down the street and he had his hands in his own pockets!
Now try substituting Senator for lawyer and you will be most timely, because last week the U.S. Senate extended the payroll tax cut, reducing what they withhold from folks paychecks. This is a temporary measure to stimulate spending, etc. As part of this extension they included an increase in Mortgage Insurance Premiums (MIP) on Fannie Mae, Freddie Mac and FHA loans, for new purchases and refinances, beginning January 1, 2012. This change will likely be permanent, and represents about a 33% increase in the monthly MIP on 90% of all loans written.
The bill extends for 2 months the payroll tax cut and long term unemployment, as well as Medicare reimbursements for doctors. The House of Representatives is supposed to vote on the bill this week. The increase in MIP is meant to offset the $33 Billion price tag for these programs. For a mortgage amount of $200,000, this increase is about $17 per month. About $204 per year, every year.
All of the homeowners that have weathered the last few years and still own their homes will, if they refinance after January 1, 2012, have a new tax added to their monthly mortgage payment. The same goes for those who buy a new home after January 1st unless they bring a 20% down payment to closing, thus avoiding MIP entirely. In our market I would guess the average home buyer will be paying the extra fees for a while, until the build enough equity to discontinue the MIP.
It may be to late, but you can still try to contact your Representative in Congress, but my guess is they won't vote against the giveaway extensions. But we will end up paying for it, one way or the another!
Open houses Sunday October 16, 2011 (10/16/11) Saint Cloud MN
MLS#4073011
1311 Dunmore Circle, Clearwater
Open House Sunday 10/16 11:00-1:00
Mega Shop and a Custom Home!
This home and shop have it all. The shop + warehouse is 5,776 sq.ft. with infloor heat, compressor, hoist & paint booth, racking and 12
"OH doors. The home is a 3 BR, 3 Bath with amenities including stone fireplace, wrap around deck off the open kitchen & dining,
Master suite w/whirlpool bath, mf laundry and walkin pantry! Cedar & stone exterior with
3.45 acres of privacy. $329,900. Steve Baklaich 320-260-3290.
Directions: I-94 to Clearwater, s. on 24 then first right on CR145 to Dunmore Cir.
MLS#4056501
Open House Sunday 10/16 1:30-3:00
Country Paradise Close to City!
A beautiful 4 level home set on 8+ acres on a hilltop overlook, this property offers you
peace and privacy, yet is convenient to St. Cloud and !-94 & Hwy.15. Home features 5 Bedrooms
and 3 Baths, plus family room and in-law apartment on walkout 3rd level. Huge deck and patio with
power awning. In addition to the 3 garage stalls at the house there is a 40x26 shop nestled in the trees!
$285,000. Steve Baklaich 320 260-3290.
Directions: Hwy 15 south (3.7mls s. of Luxemberg) then left on CR 146 to 56th Ave., left to home.
MLS#4051901
2918 S. 16th Street Ct., St. Cloud
Open House Sunday 10/16 3:30-5:00
Big Value-Price Reduced!
Convenient location, lots of amenities & character, big private yard and an affordable price!
This 4 Bedroom 2 Bath home has real maple flooring in the kitchen, dining and living rooms,
slate entry, vaulted ceiling, and a 14x14 deck. You have to walk the tree shrouded back yard!
HRA Grant Funds avail. to qualified buyer! $139,900. Steve Baklaich 320 260-3290.
Directions: 25th Ave.S. to right on Maine Prairie, then left on Oak Grove Rd. to 16th St.Ct.
MLS #4027336
MLS #4025138
List #4056501
St. Cloud, MN
Open House Sunday 9/18 2:00-4:00
Home on the Hilltop-8.16 Acres
Landscaped and wooded this 8.16 Acre home-site has spectacular views and is only a few minutes from St. Clouds west end with a beautiful 4 level walkout home offering almost 2900 sq.ft.finished. 5 Bedroom, 3 Bath, 3 garage stalls + a 26x40 Shop with hoist. Perfect for a wood-shop or your car collection! Fenced in side yard for kids or pets. Extra Large Deck & patio with power awning, and an in-law apartment in the walkout 3rd level.
All for only $285,000
Directions to 19154 56th Ave St. Cloud MN: South on Hwy. 15, 3.7 mile s. of Luxemberg Church to Left on CR146, 1 mile to 56th Ave. to home.
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www.stcloudareahomesforsale.com 25+ enjoyable years assisting clients buy and sell homes St Cloud and Central Minnesota real estate. I view the successes of my clients as my success.
I have a simple business philosophy; take excellent care of your clients.
With over 25 years of real estate experience I specialize in listing and selling single family homes, condiminiums and multi-unit buildings. I have extensive knowledge of the St Cloud/Sauk Rapids/ Sartell and the surrounding areas of central Minnesota's real estate market. I am an excellent contract negotiator, deal facilitator and problem solver. I provide outstanding client counceling, education and service throughout the involved process of buying or selling a home. My attention to detail and the emphesis I place on educating my clients throughout the process has lead to high praise from my loyal clients and fellow associates. Whether you are buying or selling, upgrading or downsizing, looking to build new construction or selling a historic home, I should be your real estate professional! My cell phone # is (320) 260-3290 or if you are out of the area looking to relocate please feel free to call me toll free at 1-800-807-0022.
My area of expertise is taking great care of the people I work with, my clients and a general love of the business (especially the negotiating). I listen to my clients needs and wants (if I am unclear then I will ask for clarification) I will not do things in the same old way and expect new results. I answer my phone. If I am merging into heavy traffic, or in a meeting I will call back within a few hours of your message. I pay attention to details, when a detail could cost my client even a "small" amount of money it is my job to take care of that for them, this is why I am here.
The details can include such things as, being able to negotiate a short sale with a bank, knowing how to read and properly plot a metes and bounds legal description, knowing when my seller needs to negotiate the closing on their FHA mortgage so that they do not loose a month's worth of interest over a closing time, knowing the intricacies of the purchase agreement inside and out from both the buyers and the sellers perspective, thorough knowledge of a financial worksheet for income properties, understanding that a bank will qualify the buyer for the largest amount they are able to spend and the ability to talk to my buyers to find out where they will be comfortable with their new mortgage payments, knowing how to distinguish actual necessary charges on a HUD-1 from extraneous fees, help with credit score improvement for a better rate, fixes to a home that will help facilitate a faster sale and for top dollar. And this is just the short list!
Steve was wonderful to work with! Not only is he a very friendly person, but he answered our questions in a way we could understand and was always very timely with his replys! I would highly recommend him and work with him again! Adam & Rachel L.
Steve was excellent. He made our 1st home buying experience a very positive one. We will certainly refer him to our friends & would use him again in the future. Treff & Megan R.
Steve, in my opinion, went way beyond the call of duty in listing my house. He handled and orchestrated many activities and projects for me as I live in another state, I would gladly recommend Steve! Dan S.
Baklaichs' attention to detail and client needs make them a keystone to the real estate community. Their affirmation and advocacy towards diversity in the community sets them apart from most real estate agents. They are dedicated to making everyone's dream of becoming a homeowner a reality. Jason K.
I met Steve as he was showing a house to a friend, I was extremely satisfied with the level of professionalism he gave me when handling my housing needs and explaining the process for buying my new home. Mike C.
The most polite, dedicated and professional real estate agent I have met! Mark A.
Thank you for the wonderful way you worked with Brian in his search fo rthe "perfect" home. You were very patient & kept his best interest in mind. We wouldn't hesitate to work with you in the future. John & Gail L.
Wonderful Job! Suzette L.
Thank you so much for finding us a home we both love. Also for your patience and taking the time to give helpful tips and advice on our new area. You really go above and beyond what your job requires. Brian & Michelle H.
We were referred in 2004, when we bought our home. We were so happy with the level of service and professionalism that we followed Steve and Liz to Re/Max to sell that same home in 2007. We will recommend them to all of our friends, family and co-workers. Matt & Jenelle M.
I think that Steve did an exceptional job of handling all of our needs during our home buying process. Friendliness & knowledgeability are key! Thank you! Ali L.
Steve was extremely considerate of his client's needs and feelings. Professional and positive in all dealings with me. Everyone at Re/Max was courteous and pleasant. Marilyn R.
Thanks! We love the house. Gary & Brenda P.
You did a wonderful job helping me find a home. You offered great advice but didn't pressure me into making decisions I wasn't comfortable with. You will definitely have all my referrals! Dana D.
We phoned one day from the number on a sign-- responded immediately and with a friendly, no-pressure, helpful attitude and took the journey toward finding a house with us. Treated us like we were the most important people in town. That was important because we belong to a minority group and other realtors were not so accepting! Nancy J
The best realtor in St Cloud is Steve Baklaich. We happened upon a house on a Sunday evening, called, and he came right over to show us the home, with a smile and a lot of helpful information. I decieded that he was the Realtor for me. Patient and caring throught all of our looking for our new home. We love the house. I would recommend him completely. Helen K.
Steve was always available to us. We really felt like we had a 24/7 agent. Jason & Theresa S.
We, as always, are very satisfied with Steve's services as our Realtor. He has sold several of our previous homes and our experiences with him keep us coming back to him again and again. Bob & Rose F.
Thank you for all your help. We love the new home! J. & B. C.
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