Baltimore Neighborhoods Live Baltimore Buying Into Baltimore this Saturday, September 12th Live Baltimore will host the 2009 Buying Into Baltimore East Trolley Tour. 

The event is 9am – 2pm and will be held at:

Baltimore City College High School
3220 The Alameda at 33rd Street
Baltimore, MD 21218
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REGISTER ONLINE NOW TO AVOID ON-SITE REGISTRANT LINES!!

At the event there will be guided tours of a variety of neighborhoods ranging in style, price and geographic location.  Upon

registration you will receive a “ticket” and during the tour you will get your ticket stamped at four individual homes.  The

guide tours are narrated and provide first hand knowledge of the area.

You are also welcomed to drive the tour routes yourself. Maps and driving directions are provided.  You must get your

ticket stamped at four of the sixteen homes on the tour.

Which boundaries determine East Baltimore for purposes of the Buying Into Baltimore Trolley Tour?

Boundary dividing line:
Starting from the North (Baltimore City/Baltimore County Line)...

•    Head south on Charles St.
•    To west on 29th St.
•    To south on Howard St.
•    To west on Camden St.
•    To east on Russell St. and continue to County Line

Is my house on the East or West side of the boundary?

If you have a home in mind and want to know if it qualifies for the West or East side, use an online mapping application, like

I-map, to plot the address and compare its location to the boundary line.

You actually get the award by taking your validated ticket, sales contract, and photo ID to the Baltimore City

Homeownership Office.

You will be eligible for the award funds if all of the following conditions are met:

• A housing counseling certificate is required before a commitment letter for award funds will be issued. Counseling must be completed prior to signing a contract of sale. We urge you to get this housing counseling as soon as you can; it must be completed BEFORE signing the sales contract. Click here for a list of housing counseling agencies.
• You are one of the first 50 people to submit the validated home tour ticket, valid homeownership counseling certificate, and signed contract of sale to the City's Homeownership Office.
• You must use this home as your primary residence.
• You close on your new home within 90 days from the event date. Contracts signed prior to September 12, 2009 will not be eligible for the award funds.
• Your property is within the fair boundaries.
• Your mortgage amount cannot exceed $417,000.
• You are encouraged to use a Fannie Mae or Freddie Mac approved lender.
• You must invest a minimum of $1,000 from personal funds/resources.
• The award is secured by a Deed of Trust written for a five-year term; the payback obligation reduces 20% for each year of occupancy and is released after the five year period.
• Purchase contracts must be signed and dated after the “Buying into Baltimore” event, not before. Contracts signed prior to the event date will not be accepted.
• Questions? Call Baltimore Housing’s Office of Homeownership directly at 410.396.3124.

Baltimore Realtors experienced in working with the Buying Into Baltimore Trolley Tours, first time buyer closing programs, and the Live Near Your Work initiative are just an e-mail or phone call away.

Urban Living Realty   (410) 952-2641 phone

© 2009 Nishika N. Jones Baltimore Neighborhoods Buying Into Baltimore Eastern Trolley Tour

Baltimore first time home buyers may be eligible for special programs, but before applying for any city, county, or state closing cost or downpayment assistance programs in Maryland; buyers must attend homeownership counseling. The first counseling session is a group session held on a regular basis (although spaces sometimes fill up quickly), followed up by a one-on-one appointment. The following is a list of Baltimore County homeownership counseling agencies:

Information About Baltimore County Programs

Baltimore County's Office of Community Conservation • 410-887-3124
www.baltimorecountymd.gov

Diversified Housing Development
Woodlawn, Woodmoor Pikesville, Edmondson Heights, Landsdowne,
Baltimore Highlands • 410-496-1214
8311 Liberty Road, 21207

Eastside Community Development
Dundalk, North Point, Edgemere, Essex, Middle River, Rosedale, East Towson
410-284-9861
Eastpoint Mall, 7835 Eastern Avenue, 21224

HARBEL Housing Partnership
Overlea, Fullerton, Perry Hall, White Marsh, Carney, Parville, Loch Raven, greater Hillendale, Timonium, Lutherville, Cockeysville •410-444-9152
5807 Harford Road, 21214

We Are Family Community Development
Randallstown, Lochern, Pikesville, Old Court, Millford Mill, Lochern • 410-922-9623
8611 Church Lane, 21133