CHICAGO HOMEOWNER ALERT!!!
CHICAGO HOMEOWNER ALERT!!
CHICAGO HOMEOWNER ALERT!!
Answer these questions for me:
THEN BREATH CHICAGO!!!!
If the Bank sends you a notice and says "we are foreclosing on you". Know your rights. Don't panic. That's the biggest problem. Panic. Did you know that people who panic when they are in water, usually drown and if they hadn't panicked they wouldn't have drowned!!
So, If you can answer "YES" to these questions. Give me a shout and let's get you connected to the right people.
Why would we do this? Because you probably have panicked. We don't want you to drown. We are not a loan modification company but we know how to help you get the info together, and then get you connected to the right people to get you to where you stand a chance to save your home. We are here for you Chicago!
Barb Van Stensel is a third generation Realtor in a family of real estate professionals doing real estate since 1911. Her background in sales, appraising, Chicago Zoning, Rehabbing in Chicago, as well as working for a major Chicago law firm has given her the edge that homeowners need and should require today.
Barb Van Stensel, Realtor
Keller Williams Lincoln Square
2156 W. Montrose
Chicago, IL 60618
CALL BARB TODAY @ 773-746-5395 and learn how you don't have to drown.
OPEN HOUSE in NILES, - 7505 Keeney Avenue
OPEN HOUSE IN NILES ILLINOIS
SUNDAY, AUGUST 30TH - 1:00 pm to 3 pm
7505 Keeney, Niles, IL 60714
JUST REDUCED - This English Style Two Flat in Niles, IL is situated on an oversized lot. First Floor Unit has three bedrooms, one bathroom, kitchen with separate eating area. Second floor Unit has two bedrooms, one bathroom, kitchen with eating area. Finished basement with kitchen, roughed in plumbing for bath. Offered at $309,900.
For more information and additional photos visit home for sale in Niles - 7505 Keeney
Also available for you at the Open House
DIRECTIONS: Milwaukee turn right at the Open House Sign on to Keeney
Just north of Oakton Avenue in Niles, IL
MAJOR INTERSECTION: OAKTON AND MILMAUKEE
7505 Keeney
Niles, IL 60714
Brought to you by
Barb Van Stensel, Realtor
Keller Williams Lincoln Square
773.746.5395
BarbVan@kw.com
The Illinois Association of Realtors states the following:
"Effective April 5, 2009 - troubled Illinois Homeowners facing foreclosure will get up to a 90-day grace period.
Public Act 95-1047 gives homeowners more time to work with lenders and housing counselors to avoid foreclosure.
The new law adds provisions ot existing law regarding procedures and forebearances for deliquent residential mortgages. The law provides that:
No foreclosure action can begin before mailing this notice - which is spelled out in the legislation.
If, within the 30-day grace period, an approved counseling agency provides written notice to the mortgagee (lender) that the homeowner is seeking approved counseling serivces, then no legal action shall be instituted for 30 days after the date of that notice.
During the 30-day period the homeowner or counselor or both may prepare and proffer to the mortgagee a proposed sustainable loan workout plan (defined in the legislation). The mortgagee determines whether to accept the proposed substainable loan workout plan. If the parties agree to the plan no legal action shall be instituted for as long as the sustainable loan workout plan is complied with by the homeowner.
HOMEOWNERS RIGHTS ACT (Rights in Foreclosure Suits)
Effective January 1, 2009, the Homeowner's Rights Act (Public Act 095-0961) requires lenders to provide borrowers with a clear notice of their legal rights and options when they are served with a foreclosure suit. This notice must advise homeowners that they can sell their home, refinance or pay off the loan during the redemption period. It will also advise homeowners to call their mortgage company to discuss alternatives to foreclose."
Helpful Links:
Click to see if Fannie Mae owns your loan or if Freddie Mac owns your loan.
Information supplied by the Illinois Association of Realtors.
Photo by _--.
Barb Van Stensel
Keller Williams Lincoln Square
2156 W. Montrose Avenue
Chicago, IL 60618
email: BabstheRealtor@gmail.com
(773) 564-4268
McDonalds is hosting a Last Fling Before School here in Chicago.
When: Thursday, August 27th, 2009
11:00 a.m. - 1:00 p.m.
What is the McDonald's location:
4844 N. Lincoln Avenue
Chicago, IL
Just for Fun:
They will be having a Child Safety Program which will be presented by
the Chicago Police Department at 11:00 a.m.
Lots of fun things to do:
Basketball Free Throw Shoot
A Guest Appearance by the second busiest man in the world next to Santa Claus, is Ronald McDonald! Yep, Ronald McDonald will be appearing at this Lincoln Square location at 11:30 a.m!
Giveaways for kids ages 3 to 13! One per child and the child must be present.
Photo courtesy of McDonalds.
The Trustee is holding an Antique and Estate Sale here in the Lincoln Square Neighborhood in Chicago, IL.
What is for sale: Antique Baby Carriage (back from the early 1920's) and it is in awesome shape! Some Chicago Memoriabelia, Chinna, books, furniture, fixtures, collectibles, etc.
Why is it for sale: The Trustee needs to liquidate for the estate
Where is this sale: 2454 W. Carmen Avenue, Chicago, IL 60625
When is this Estate Sale being held: August 22nd and August 23, 2009
That's Saturday and Sunday
Time: 8:00 a.m. to 4:00 p.m.
LOCATION: Carmen is located off of Western Avenue approximately 3 blocks south of Foster and east of Lincoln Avenue.
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Exploring Chicago Real Estate and surrounding suburbs, learn of local events, what's happening next in Chicago, the comings and goings
Name
Barb Van Stensel, Realtor
Company
Keller Williams Lincoln Square/Chicago
E-mail
Contact Barb Van Stensel
Websites
http://www.BarbVan.com
http://www.Facebook.com/ChicagoRealEstateInsider
http://www.BarbVan/yourkwagent.com
Office
(773) 564-4268
Alt. Phone
(773) 746-5395
Efax
(773) 893-1313
Address
2156 W. Montrose Avenue, Chicago IL 60618
Description
Chicago Illinois Real Estate and Homes for Sale in Chicago
WHAT CLIENT'S SAY ......
2522 N. McVicker - "You have my sincere thanks and deserve to be congratulated for doing a terrific job. In my thirty years of private practice as an attorney, I have encountered many realtors and handled many real estate closings. In all that time, I have never encountered two realtors who conducted themselves more competently and professionally.
I was most grateful for your advice on how the property could best be marketed. All of your help and advice was both practical and shrewd. Your suggestions as to how to stage and present the property, as well as, your help in coordinating the repairs and redecorating made a huge difference in the sales price. Also, your expertise in coordinating the financing provided invaluable in securing a quick sale and closing on time.
The ultimate sales price you helped to negotiate and the net monies received by the estate, exceeded the suggested asking price of at least three other real estate agents I had consulted. I am convinced that it was because of your conscientious efforts, skill and attention that I received an offer that exceeded all of my expectations."
I still find it hard to believe that we were able to sell this property as quickly as we did in this difficult market."
- Paul E. Paprocki, Esq.
3130 West Wilson - I have had the great serendipitous fortune to have as my real estate agent, one Barbara Van Stensel. Not only was she able to sell my property in a very tough real estate market, but also she was able to lease two of my apartments at a great rate of income for myself.
Put her at the head of the class for her diligence and indefatigable energy while dealing in a declining market. She is the best!
John A. Randazzo
5141 West Deming Place - Thank you, thank you, thank you! I am amazed at your unique marketing strategies that produced multiple offers for my two flat. Your knowledge, courtesy, attention and tenancity during our assocaitino was much appreciated. Because of the complexities of the estate, you disclosed in writing a letter of direction that weeded out the "players" that isolated the serious buyers. When the first offer became overwhelming for the buyers, you didn't shut the doors to the multiple offers and had a backup offer in the rear to step up and close on the same date as the first offer.
Best of luck in the future and you can be assured that I will not hesitate to recommend your services when the occasion arises.
All my Best,
Carl Rohr
2201 West Huron - I have been on the market twice with Barb. The first time I thought I knew better but I was wrong. This time, I worked with Barb and can tell you that she had my head spinning with multiple offers, not once but two times in two weeks! The first round didn't qualify for buying my property as the agent who sold me this building 30 years ago, so me a bad building. I didn't know it. Barb explained to me the complexity of financing, where the fallout in a contract can happen because of the condition of my building. She was showing the property the day before Thanksgiving and that entire Thanksgiving weekend in the cold! On the second weekend, she brought 8 contracts to the table and explained about "net" is more then the selling price. How financing plays an important part as well as how fast the agents on the buyer's side respond. She then brought up to me that I may have to pay a capital gains tax and told me to consult with my accountant. I did. Once again, Barb saved me even more money and got my file into the hands of competent real estate attorneys that would hand my 1031 exchange and get it closed for me.
Barb has become my friend. She's tough and has a certain level of expectations. I told her that I wanted to retire in 5 years and she sat me down and explained a retirement plan where I will have $40,000 coming every year based upon her plan with good tax write-offs. She protected my interests all the way through and even guided me into a worry-free retirement in my future.
With thanks,
Jan Capiz
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