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BART WHITMORE REAL ESTATE Agent

6 REASONS TO OWN YOUR OWN HOME IN LOUISVILLE KY

The following are six reasons to own your own home.

1. TAX BREAKS---You get to deduct intrest you pay along with property taxes.

2. GAINS---Over the 5 year peroid of 1998-2002 national home prices increased an average of 5.4 percent annually.

3. EQUITY --- When you pay rent you will not get that money back, but when you make your MORTGAGE PAYMENTS, you build up equity ownership in your

4.SAVINGS---- Building equity in your home is a ready-made savings plan. And when you sell, you can usually take up to $250,000 ( $500,000 for a married couple) as a gain without paying any Federal income taxes.

5.PREDICTABILITY.--- Unlike rent, your mortgage payments dont go up each year, however your taxes and insurance will rise.

6. FREEDOM.----THE HOME IS YOURS. YOU CAN DECORATE IT ANY WAY YOU WANT.

IF YOU OR SOMEONE YOU KNOW WANTS TO PURCHASE OR SELL A HOME IN THE LOUISVILLE AREA PLEASE CALL YOUR SOUTH END FRIEND CALL ME BART WHITMORE AT 502 408-3334 I WILL ANSWER YOUR CALL PERSONALLY!!!

If you want more information from me visit my website at RealtyMP.com/BartWhitmore

You may email me at BartWhitmore@RealtyMP.com

GO DOGS GO FAIRDALE HIGH SCHOOL IN THE SIXTH REGIONAL FINALS

LOOKS LIKE THE FAIRDALE HIGH SCHOOL BOYS BASKETBALL TEAM, THE DEFENDING SIXTH REGION CHAMPIONSARE GOING TO GET A SHOT AT DEFENDING LAST YEARS TITLE.LED BY C.J. MACK'S 17 POINTS FAIRDALE DEFEDED SHAWNEE HIGH SCHOOL 55-53.LET ME SAY GONGRATS TO COACH LONGACRE(WHO IS ALSO A FAIRDALE HIGH SCHOOL GRAD) AND HIS TEAM.THE NEXT GAME IS AT 730 TONIGHT AGAINSTCENTRAL HIGH SCHOOL AT THE GARDENS. WIN OR GO HOME. DOGS ALL THE WAAAAAAAAAAAAAAAAAAY.

WHY I BELIEVE IN HOME WARRENTIES

i wrote a post before on home warrentie seems some people are for the and some are against them.Being a real estate professional in Fairdale ky, which is right outside of Louisville ky a home that i am getting ready to list for a good friend of mine, the oweners furnance went out on this past thursday. With the big snow storm that was getting ready to hit us( we got 10-12 inches) and temps dropping into the 20's my friend was very luck that he got the repairs done that day.What if i had just sold that house to someone without a warrenty? There is a pretty good chance that I would have somehow gotten the blame. Dont think it can happen? Well a good friend friend and fellow agent who's name i wont use sold a mutal aquaintance of ours a home within the first month he had several problems with the house. Another person who all three of us know told my agent friend that the buyer was going around and telling everyone that they worked with (a company with about 200 employees) that my agent friend sold him a bad house. Through no fault of his own this situation cost my friend money as I have been approached by 2 of the people who work there if i could help them find a place.Some will argue and say that maybe it was the inspectors fault but my reply is if there was a warrenty then the problems would be fixed and the homeowner will think i am sure glad i have that warrenty or i would have been out some serious money thanks Bart. Customer service above and beyond.