Short Sales Specialist Chino Hills, CA
What is a Short Sale, you may ask? Well, in Chino Hills, a short sale is anything but short. It is a sales transaction where the seller's mortgage lender agrees to accept a payoff less than the balance due on the loan. To start, one MUST have a true hardship. Have you missed a payment? Have you received a Notice of Default from your lender? You cannot just wake up one morning and decide, "Honey, let's short sale the house, I'm tired of paying this mortgage." All hardships must be explained for the lender to clearly understand why they should accept and approve your short sale request. Once you, the homeowner, has established your hardship, its time to contact your local Short Sales Specialist. To start the Short Sale process, you will need to:
BE ADVISED:
DEPENDING ON YOUR LENDER, FINAL RESULTS MAY VARY
AND ARE TREATED PER EACH UNIQUE BASIS
Truly, if you have a dynamic agent, the moment you sign with him/her you literally should not ever have a need to speak to your lender throughout transaction. They will speak on your behalf. Your agent will be your voice, so communicate EVERYTHING. Do not assume anything. There should be no ambiguities at any time throughout the transaction. Don't wait. The longer you wait, the more difficult to get your short sale approved. Remember, you are literally deciding on the lesser of two evils: Short Sale vs. Foreclosure. There are credit, tax and possible legal consequences for both. Get to know them?
TYPE OF TRANSACTION TIME ON YOUR CREDIT TRADELINE STATUS*
Short Sale Up to 7 Years "Settled for Less"
Foreclosure 5-7 Years "Foreclosed"
*Decision making tool for possible employment, potential creditors, landlords, etc.
If you are a residence in Chino Hills or you know someone in need of short selling their home contact the office of Bonita Gloster Realty for a free consultation to the next step for short selling your home. Consultation includes possible lender "Relocation Assistance" up to $3000. Call now for details.
www.bonitaglosterrealty.com
info@bonitaglosterrealty.com
951-264-0723
All information is considered reliable but not guaranteed. Always seek advise from professionals in the legal and finacial/tax fields.
Your home is beyond the front yard "For Sale" sign with the #1 marketing being done via internet, where approximately 90 percent of consumers begin their home searches.
My name is Bonita Gloster and I am the Broker of Bonita Gloster Realty. I offer core values which inspire distressed homeowners who are in the “uncertainty” stages of their life as they currently know it. If you are a distressed homeowner, I offer, for a limited time “free” consultation regarding Short Sales or any questions you may have regarding your possible options regarding your home.
I specialize in assisting homeowners who are in need to short sale their home and don’t know what their options are. Many homeowners walk away and forsake their home, the homes which they have put so much money, time and more importantly their family values into.
My promise to you is to always listen and provide you with sound information, put your mind at ease and introduce to you the best options available to you.
Bottom line, I will educate you on anything you must know regarding your property. Education is the key to keeping your sanity and surviving your current situation. I will speak to your lender and provide professional negotiating services to short sale your home and avoid foreclosure.
Call me today. I operate on sound principle, integrity and I sympathize with what you are going through.
If you are a buyer or Investor you can call to get information on Foreclosures anywhere in the United States. Just contact my office with the criteria’s, including the zip codes and we can discuss. Call for requirements and details to receive free foreclosure information.
I specialize in guiding distressed homeowners on how to obtain freedom to the confusion of handling your current home ownership dilemmas. Many homeowners may listen to and adhere to the first bit of info they may hear in hopes of it being the "right decision" simply because they are desperate and don't know what to do. I take the desperation out of decision making. I sympathize with you, the homeowners. I listen. Many of you may have questions like, should I just walk away. I offer and provide options. I show you how to begin the process of short selling your home. I provide accurate and sound information for questions like, Do I qualify for a Short Sale? or what are my options? Short Sales vs. Foreclosure, how is my credit affected. I have even teamed up with a few Property Management companies who are willing to look at homeowners who just lost their home to foreclosure or a short sell. These companies are still willing to accept your credit with this negative rating.
Free Seminar Coming Soon!
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