This is the most up to date information that I have about the NEW First Time Home Buyer Tax Credit Stimulus Plan that has supposedly been agreed on by the House and Senate, although not actually approved yet or signed into law yet. I received an email earlier this afternoon from my manager at that was forwarded from Dave Stevens (COO of Long and Foster). The chart below is a great depiction about the changes that have been made from the original so called tax credit (a.k.a. interest free loan) which make it a true credit now! However, I have to give credit to Dave since I didn't actually design the chart below. I thought that it was so good that I would share it with you all here on AR!
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FEATURE |
CREDIT AS CREATED JULY 2008 APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008 |
REVISED CREDIT - EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1, 2009 AND BEFORE DECEMBER 1, 2009 |
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Amount of Credit |
Lesser of 10 percent of cost of home or $7500 |
Maximum credit amount increased to $8000 |
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Eligible Property |
Any single family residence (including condos, co-ops, townhouses) that will be used as a principal residence. |
No change All principal residences eligible. |
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Refundable |
Yes. Reduces (or can eliminate) income tax liability for the year of purchase. Any unused amount of tax credit refunded to purchaser. |
No change Purchasers will continue to receive refund for unused amount when tax return is filed. |
|
Income Limit |
Yes. Full amount of credit available for individuals with adjusted gross income of no more than $75,000 ($150,000 on a joint return). Phases out above those caps ($95,000 and $170,000). |
No change
Same income limits continue to apply.
|
|
First-time Homebuyer Only |
Yes. Purchaser (and purchaser's spouse) may not have owned a principal residence in 3 years previous to purchase. |
No change Still available for first-time purchasers only. Three-year rule continues to apply. |
|
Revenue Bond Financing |
No credit allowed if home financed with state/local bond funding. |
Purchasers who utilize revenue bond financing can use credit. |
|
Repayment |
Yes. Portion (6.67% of credit or $500) to be repaid each year for 15 years, starting with 2010 tax filing. |
No repayment for purchases on or after January 1, 2009 and before December 1, 2009 |
|
Recapture |
If home sold before 15-year repayment period ends, then outstanding balance of repayment amount recaptured on sale. |
If home is sold within three years of purchase, entire amount of credit is recaptured on sale. Applies only to homes purchased in 2009. |
|
Termination |
July 1, 2009 (But note program changes for 2009) |
December 1, 2009
|
|
Effective Date |
Purchases on or after April 9, 2008 and before January 1, 2009. Repayment to begin for 2010 tax year. |
All revisions are effective as of January 1, 2009 |
Let me know what you think!
Have you heard any more updates that haven't been mentioned here?
Baltimore County Homes for Sale - Hines Estates - Parkville Real Estate
INTRODUCING 5 AMY'S WAY COURT - SOLD!!!!!!
MLS #BC6897001
BALTIMORE COUNTY, MARYLAND
SOLD FOR $360,000
SOLD IN LESS THAN 2 MONTHS (54 DAYS)!
DESCRIPTION: WANT PRIVACY? This 5 Bedroom 5 Bath (3 Full & 2 Half) Colonial is tucked away in a private cul-de-sac and surrounded by mature trees that backs to protected land! This home features: NEW WOOD FLOORING ALL THROUGHOUT MAIN & UPPER LEVELS, Updated Kitchen with New Corian Counters & New Appliances with Island and Breakfast Bar, Gas Fireplace, Freshly Painted ALL Thru-out, In-Law Suite with Separate Entrance, Full Bath, and it's own Heating & Air system, 7 ceiling fans, Anderson Windows, Finished walkout level basement, NEWLY UPDATED Luxury Master Bath, Ceramic Tiled Floors in Both Upper Baths, French Doors leading to your Huge Deck overlooking your Private Yard, AND MUCH MORE! CALL ME TODAY FOR YOUR PERSONAL APPOINTMENT TO VIEW THIS EXTRAVAGANT HOME!
CLICK HERE TO VIEW MORE PHOTOS AND A VIRTUAL TOUR OF THIS PROPERTY!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz 
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
When buyers are getting ready to come through your home, you need to make sure it is in tip top shape! Make sure the outside looks good and then make sure to focus on the main entry way into the home. By the time the buyers walk up to the front door they are starting to make their first impression. The absolute most important things to consider when getting your home ready for sale are:
You would be surprised how our entire body can be turned on or off because of a smell. This time of the year in the winter a good scent is an apple cinnamon scent as it is warm and inviting. A great way to achieve this is to use reed diffusers. They are not as ugly as the good old plug ins that look like you are trying to cover something up and their smells can really permiate an entire room and even level of your home. And to top it off, THEY LOOK NEAT TOO (SEE THE PICTURE ABOVE)!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
Are you looking for condos for sale in White Marsh, Maryland in Baltimore County? If so, consider visiting this condo unit this SUNDAY 2/15/09 from 12:00PM - 1:00PM.
5346 Millfield Road
Rosedale, MD 21237
MLS #BC6912186
CONDOS FOR SALE IN BALTIMORE COUNTY MARYLAND LISTED EXCLUSIVELY BY
Michael D. Klijanowicz (Agent with Long and Foster Real Estate, Inc.)
OFFERED AT $209,900
DESCRIPTION: BEST PRICED CONDO IN DEVONSHIRE! This Ground Level Condo features: Ceramic Tiled Flooring in Foyer, Kitchen,& Breakfast Room. Rich Cherry Cabinets, Custom Ceramic Tiled Backsplash, Built-In Microwave, Breakfast Bar, & Stainless Steel Double Sink in Kitchen. 2 Huge Master Bedrooms, 2 Full Baths (one w/grab bar in stand up shower & 1 w/full tub), Walk-In Closets, Private Patio, Freshly Painted, PLENTY OF EXTRA PARKING FOR FRIENDS & MORE! CALL ME TODAY FOR YOUR PERSONAL APPOINTMENT TO SEE THIS WONDERFUL HOME! And Don't forget to view the VIRTUAL TOUR and MANY EXTRA PICTURES !
CLICK HERE TO VIEW MORE PHOTOS AND A VIRTUAL TOUR OF THIS PROPERTY!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
OPEN SUNDAY 2/15/09
2:00PM - 4:00PM
5310 MYERS ORCHARD WAY
ORCHARD CROSSING
MLS #BC6830282
BALTIMORE COUNTY, MARYLAND
PERRY HALL, MD (21128)
OFFERED AT $449,900
DESCRIPTION: 4% COMMISSION FOR ACCEPTED OFFER BY 3/31/09! TRUE LUXURY LIVING IN PERRY HALL, MARYLAND! This Amazing Home Has Over 4000+ Finished Square Feet with over $65,000 in Upgrades and Many of today's most coveted Amenities: Stone Front, Gourmet Kitchen with Granite Counters, a Huge Island with Breakfast Bar, Double Oven, 42" Cabinets, and even an extended area for extra table space too with a sliders to your rear yard. It also has a 2 Story Family Room with an Upgraded Window Package with 6 Huge Custom Windows for plenty of natural light, an Office/Library on the main level, 9FT ceilings on the 1st and 2nd floors, Dual Zoned Heating and Air, a Partially Finished Basement with an Extra Bedroom and a 3rd full bath and plenty more space to finish the rest the way you want to. Your Master Suite boasts a Huge Living Area, Tray Ceilings, Walk-In Closet, and a HUGE LUXURY BATH featuring a Jacuzzi Jet Tub, Separate Shower with built in Ceramic Tiled seat, and 35" double vanity with upgraded cabinets! CALL ME TODAY FOR YOUR PERSONAL APPOINTMENT TO VIEW THIS EXTRAVAGANT HOME!
CLICK HERE TO VIEW MORE PHOTOS AND A VIRTUAL TOUR OF THIS PROPERTY!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
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Mike is a full service realtor who assists BALTIMORE COUNTY & HARFORD COUNTY clients with ALL of their home buying and selling needs. Start your home search now & visit mike at WWW.ISELLMDHOMES.COM
When you are ready to BUY or SELL, CONTACT ME! I will educate you, help you achieve your goals, and assist you with completing a SMOOTH & WORRY FREE transaction from beginning to close. I will also explain current market conditions, show you how both under pricing and over pricing effect the sale, and negotiate the best possible deal for you and your family! I am also available to work with you in the evenings as well as on the weekends (or other times most convenient for you) and recently hired a licensed assistant to give ALL of my clients the best service possible!
If you want a dedicated agent who will treat you with the HONESTY, INTEGRITY, & PROFESSIONALISM that you should expect and deserve, then I invite you to CONTACT ME TODAY and together we will make your home buying and/or selling DREAMS A REALITY!
MAKE SURE YOU CHECK OUT MY PERSONAL WEBSITE AT WWW.ISELLMDHOMES.COM and check out the following FREE links:
Many people find the links, FREE Articles, and Resources on my site to be extremely beneficial in helping them learn how to:
IF YOU ARE READY TO BUY OR SELL AND WANT TO GET THE INFORMATION YOU NEED, THEN VISIT MY SITE TODAY
AND LET'S GET STARTED. I GUARANTEE IT WILL BE THE BEST DECISION YOU EVER MAKE!!!
I am a consistent top producing agent in both my office and areas that I service. Generally speaking, I specialize in working in the Baltimore County, Harford County, and surrounding Greater Baltimore Areas. I work with just about any type of residential real estate transaction. I have lots of experience in working with:
CLIENT TESTIMONIALS!
"Mike did an exceptional job from start to finish. He listened to our needs and found exactly what we wanted. He was very thorough and made the home buying process an enjoyable learning experience. We found our REALTOR FOR LIFE!" "I have found Michael to be very detail-oriented, competent, and perceptive as it relates to fulfilling our requirement. He went above and beyond the duties of a Real Estate Agent. I was out of the state during the entire process and he was able to hire a locksmith, cleaning service, and a landscaper at a reasonable price." "Rather than trying to sell us the first house that we saw, Mike encouraged us to look at many houses to help us decide exactly what we wanted. Once we found the perfect house, Mike helped us construct a contract to give us the best possible chance of acceptance. Our house had three competing offers, and although we could not afford to overbid, Mike included terms within our contract that made our offer stand out. Mike's creative and clever terms are what got us this house." "As a first time home buyer I was nervous about making such a big investment. Mike took the time to educate me on the process and the market to the point that I felt I was certain I was making the right decision."
-Mike Hauser & Lauren Cunningham
"Mike is a VERY MOTIVATED agent who worked tirelessly on our behalf. He was available to us at all times during the home buying and selling process and helped us every step of the way with both the sale of our home and the purchase of our new one! It was a pleasure working with him and we recommend him to everyone we can."
-Katie & Eric Brennan
"Mike is exceedingly personable, intelligent, pleasant, and professional. His wisdom far exceeds his years. In this tight housing market he used some very smart marketing strategies that worked and our house sold in less than a month and for FULL ASKING PRICE! His negotiating skills are outstanding"
-Tina & Andrew Ament
-Jason Shields
-Tom & Julie Sussan
"Mike made our experience carefree. He took care of all the "behind the scenes" work for us and all we had to do is show up and sign the papers. As first time home buyers, we had our doubts that the entire home buying experience would be a walk in the park, but thanks to Mike and his help, it was."
-Tony & Sarah
"Mike works harder for his clients than any full time agent that I've met. He always does the best for his clients and, after working on many transactions with him, he ensures that every transaction is smooth and seamless. I have seen Mike save his clients more than ten thousand dollars on a transaction and together, we've helped put many individuals into homes with little or no money out of pocket"
-Jeff Judge
-James Salusbury
"Michael did an excellent job. He was always available for questions and made us feel really comfortable. Even after everything was done, he took the time to come and check in on us!"
-Kris & Bill Redford
FOR MORE INFORMATION PLEASE VISIT ME ON THE WEB:
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