There have been lots of rumors circulating everywhere and anywhere about how the new stimulus plan is going to affect home buyers and sellers. The best rumor that I heard so far (In My Opinion) is that the latest bill contains a provision that allows a person who purchases a home within the next year to earn a $15,000 tax credit that does NOT have to be paid back as long as certain conditions are met. I have not seen any language that it only applies to first time home buyers as of yet and have not heard if it has been approved officially or not. If in fact the $15,000 credit is approved for anyone who purchases a home within the next 12 months, I think that will definitely help the fence sitters. The only stipluations that I have heard are that:
IT MUST BE YOUR PRIMARY RESIDENCE (Sorry Investors)!
YOU MUST OWN IT AND OCCUPY IT FOR AT LEAST 2 YEARS!
What have you heard? What do you think? Will something like that clean out our over inflated inventory of unsold homes that have saturated our markets? Will it encourage people to get off of the fence and BUY or will it encourage them to remain on the fence to wait for the next deal offered by UNCLE SAMMY?
I have a client who keeps telling everyone that he is going to wait for the 4% to 4.5% to come and didn't want to refi when he could have gotten 4.75% a few weeks ago. Is 4% or even 4.5% coming anytime soon? Well, let me say first, like I also tell all my clients who ask me if now is the right time to lock their loans, IF I HAD THAT CRYSTAL BALL AND KNEW THE ANSWER I WOULD BE A BILLIONAIRE AND SO WOULD ANYONE ELSE WHO KNEW THE ANSWER FOR SURE!
I may not know when the rates if ever will get to 4% - 4.5%, but I know this, according to an article that I read in this past Friday's USA Today newspaper, the bill that was proposed to encourage banks to issue rates of between 4% - 4.5% was defeated and doesn't look like it is going to happen anytime soon! READ THE FULL ARTICLE BY CLICKING THE LINK ABOVE!
I read an article in Friday's Baltimore Sun newspaper that said that Ray Lewis is not going to give his hometown of Baltimore a discount. TO READ THE FULL ARTICLE CLICK HERE!
Do you think that Ray Lewis will remain in Baltimore with the Ravens?
Do you think that he will be the center of attention like he is in Baltimore if he goes to Dallas with T.O.?
How long do you think the Ravens should entertain signing him for?
If you are from Baltimore, What will you do (if anything) if he decides to leave the Baltimore Ravens for the money?
One thing that really ticked me off personally was his comment in the article at the end when he says "With everything I given to that city...". How about ALL of the support that THIS CITY GAVE TO YOU THROUGH ALL OF YOUR LEGAL PROBLEMS, ETC! In my opinion there is NO OTHER CITY that is going to be as welcoming as we have been given his past off the field antics! Maybe he has grown up now, but people in other cities don't forget. I won't forget what Michael Vick did? Will you?
P.S. Ray, if you do decide to leave just for a buck, BALTIMORE IS NOT YOUR CITY!
JUST ANNOUNCED!
4% COMMISSION TO THE BUYERS AGENT!
(For accepted offer by 3/31/09)
5310 MYERS ORCHARD WAY
ORCHARD CROSSING
MLS #BC6830282
BALTIMORE COUNTY, MARYLAND
PERRY HALL, MD (21128)
OFFERED AT $449,900
DESCRIPTION: 4% COMMISSION FOR ACCEPTED OFFER BY 3/31/09! TRUE LUXURY LIVING IN PERRY HALL, MARYLAND! This Amazing Home Has Over 4000+ Finished Square Feet with over $65,000 in Upgrades and Many of today's most coveted Amenities: Stone Front, Gourmet Kitchen with Granite Counters, a Huge Island with Breakfast Bar, Double Oven, 42" Cabinets, and even an extended area for extra table space too with a sliders to your rear yard. It also has a 2 Story Family Room with an Upgraded Window Package with 6 Huge Custom Windows for plenty of natural light, an Office/Library on the main level, 9FT ceilings on the 1st and 2nd floors, Dual Zoned Heating and Air, a Partially Finished Basement with an Extra Bedroom and a 3rd full bath and plenty more space to finish the rest the way you want to. Your Master Suite boasts a Huge Living Area, Tray Ceilings, Walk-In Closet, and a HUGE LUXURY BATH featuring a Jacuzzi Jet Tub, Separate Shower with built in Ceramic Tiled seat, and 35" double vanity with upgraded cabinets! CALL ME TODAY FOR YOUR PERSONAL APPOINTMENT TO VIEW THIS EXTRAVAGANT HOME!
CLICK HERE TO VIEW MORE PHOTOS AND A VIRTUAL TOUR OF THIS PROPERTY!
If you are considering listing and selling your Baltimore County or Harford County Maryland real estate, I can provide a FREE HOME EVALUATION REPORT also known as a Comparative Market Analysis Report (CMA). The report will detail all of the Baltimore County or Harford County homes comparable to yours that have recently SOLD in your immediate market area! CLICK HERE TO GET YOUR FREE BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND HOME VALUE REPORT AND TELL ME A LITTLE ABOUT YOUR HOME!
Are you searching for a new place to call home in MD, PA, VA, DC, or WVA? Then CLICK HERE FOR A FREE MLS SEARCH AND SEE ALL OF THE ACTIVE HOME LISTINGS! They are directly downloaded from the same MLS system the real estate agents use! This database will show you ALL of the property addresses and you will also be able to search for open houses! Additionally, if you are RELOCATING TO BALTIMORE COUNTY OR HARFORD COUNTY MARYLAND CLICK HERE for more resources.
CLICK HERE TO SET UP YOUR OWN CUSTOMIZED FREE LISTINGS EMAIL NOTIFICATION! Here is your chance to be notified via email of all the new listings in your selected areas that meet your criteria, ABSOLUTELY FREE! Not only will you be notified by email of all the new listings that meet your criteria from my website, I will also enter your property search criteria into the local MLS system so you will get to SEE ALL OF THE NEW LISTINGS THAT ALL OF THE AGENTS SEE as soon as they hit the market!
FOR MUCH MORE INFORMATION ABOUT REAL ESTATE IN MARYLAND VISIT
Michael D. Klijanowicz 
Top Office Individual Producer - 2008
(Top Listing Agent & Top Sales Agent)
Long & Foster Perry Hall
(800) 514-7355 X3158 Office
(410) 236-3331 Cell - Direct
http://www.isellmdhomes.com/
Serving Buyers & Sellers in the
Greater Baltimore & Harford County Metropolitan Areas
CONTACT ME FOR MORE INFORMATION - FREE CONSULTATIONS AVAILABLE!
© Copyright 2009 By Michael D. Klijanowicz, All Rights Reserved*
My favorite Super Bowl ad was the one that Sobe did with Ray Lewis (only because I'm from Baltimore and it was in 3D). They gave out the 3D glasses today at the grocery store for tonights game. If I wasn't from Baltimore, my favorite one would probably have to be the one from Career Builder (the one where the people hated going to work, worked next to a guy like this, cryed all the time, and sometimes felt like punching small animals, LOL)!!!
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Mike is a full service realtor who assists BALTIMORE COUNTY & HARFORD COUNTY clients with ALL of their home buying and selling needs. Start your home search now & visit mike at WWW.ISELLMDHOMES.COM
When you are ready to BUY or SELL, CONTACT ME! I will educate you, help you achieve your goals, and assist you with completing a SMOOTH & WORRY FREE transaction from beginning to close. I will also explain current market conditions, show you how both under pricing and over pricing effect the sale, and negotiate the best possible deal for you and your family! I am also available to work with you in the evenings as well as on the weekends (or other times most convenient for you) and recently hired a licensed assistant to give ALL of my clients the best service possible!
If you want a dedicated agent who will treat you with the HONESTY, INTEGRITY, & PROFESSIONALISM that you should expect and deserve, then I invite you to CONTACT ME TODAY and together we will make your home buying and/or selling DREAMS A REALITY!
MAKE SURE YOU CHECK OUT MY PERSONAL WEBSITE AT WWW.ISELLMDHOMES.COM and check out the following FREE links:
Many people find the links, FREE Articles, and Resources on my site to be extremely beneficial in helping them learn how to:
IF YOU ARE READY TO BUY OR SELL AND WANT TO GET THE INFORMATION YOU NEED, THEN VISIT MY SITE TODAY
AND LET'S GET STARTED. I GUARANTEE IT WILL BE THE BEST DECISION YOU EVER MAKE!!!
I am a consistent top producing agent in both my office and areas that I service. Generally speaking, I specialize in working in the Baltimore County, Harford County, and surrounding Greater Baltimore Areas. I work with just about any type of residential real estate transaction. I have lots of experience in working with:
CLIENT TESTIMONIALS!
"Mike did an exceptional job from start to finish. He listened to our needs and found exactly what we wanted. He was very thorough and made the home buying process an enjoyable learning experience. We found our REALTOR FOR LIFE!" "I have found Michael to be very detail-oriented, competent, and perceptive as it relates to fulfilling our requirement. He went above and beyond the duties of a Real Estate Agent. I was out of the state during the entire process and he was able to hire a locksmith, cleaning service, and a landscaper at a reasonable price." "Rather than trying to sell us the first house that we saw, Mike encouraged us to look at many houses to help us decide exactly what we wanted. Once we found the perfect house, Mike helped us construct a contract to give us the best possible chance of acceptance. Our house had three competing offers, and although we could not afford to overbid, Mike included terms within our contract that made our offer stand out. Mike's creative and clever terms are what got us this house." "As a first time home buyer I was nervous about making such a big investment. Mike took the time to educate me on the process and the market to the point that I felt I was certain I was making the right decision."
-Mike Hauser & Lauren Cunningham
"Mike is a VERY MOTIVATED agent who worked tirelessly on our behalf. He was available to us at all times during the home buying and selling process and helped us every step of the way with both the sale of our home and the purchase of our new one! It was a pleasure working with him and we recommend him to everyone we can."
-Katie & Eric Brennan
"Mike is exceedingly personable, intelligent, pleasant, and professional. His wisdom far exceeds his years. In this tight housing market he used some very smart marketing strategies that worked and our house sold in less than a month and for FULL ASKING PRICE! His negotiating skills are outstanding"
-Tina & Andrew Ament
-Jason Shields
-Tom & Julie Sussan
"Mike made our experience carefree. He took care of all the "behind the scenes" work for us and all we had to do is show up and sign the papers. As first time home buyers, we had our doubts that the entire home buying experience would be a walk in the park, but thanks to Mike and his help, it was."
-Tony & Sarah
"Mike works harder for his clients than any full time agent that I've met. He always does the best for his clients and, after working on many transactions with him, he ensures that every transaction is smooth and seamless. I have seen Mike save his clients more than ten thousand dollars on a transaction and together, we've helped put many individuals into homes with little or no money out of pocket"
-Jeff Judge
-James Salusbury
"Michael did an excellent job. He was always available for questions and made us feel really comfortable. Even after everything was done, he took the time to come and check in on us!"
-Kris & Bill Redford
FOR MORE INFORMATION PLEASE VISIT ME ON THE WEB:
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