North Georgia | Blue Ridge Mountains | North Georgia Blue Ridge Mountains Real Estate
Coldwell Banker High Country Realty's 10 day sale is almost here! Starting November 26 until December 6 2009, we will have some great mountain cabins and vacant land for sale at an aggressive reduced price.

Contact me for more information on the properties that will be featured during the sale. This is a great time to save thousands of dollars plus get a low interest rate. I have mortgage brokers ready to assist. Currently, the rate is below 5%. Please contact me directly via my cell phone or email me. I will answer your call or respond to your email immediately!
Don't miss this unique marketing blitz. I'm ready to open doors for you in the beautiful Blue Ridge Mountains.
COLDWELL BANKER 10 DAY SALE COMING SOON ! Click here for more information.
Donna Yates, Georgia Realtor
Coldwell Banker High Country Realty
706-633-0644 cell
706-632-7311 x252 office
www.move2northgeorgia.net
donna@ellijay.com

North Georgia Real Estate | Blue Ridge Mountains Luxury Log Cabins, Lakefront Properties | Blackberry
To me, Blackberry is some tasty treat that I find growing on the side of a country road or in my yard which is
why I recently attended a workshop to learn more about the other Blackberry. And I now know that in addition to being addicted to Active Rain, Coca Cola, and ice tea, I will have to add a Blackberry device to the list of my addictions. I think my choice of device at this juncture, is the Blackberry Bold because it has higher screen resolution and comes with almost 1 GIG based on the instructor's advice plus feedback from a room full of real estate agents already using Blackberrys (Blackberries sp.?).
The first thing I learned is that Blackberry is really the software and perhaps, I was the only person on the planet who did not know this. Anyway, I know now. I, by no means, am trying to be an expert on this topic but thought I would share some helpful information that I learned through this workshop. Perhaps, you are well along the Blackberry learning curve and will already know much more than I am including in this post, but for those that might not be as advanced, I hope you will find this information helpful:
Research In Motion (RIM) first introduced the Blackberry to market in 1999 and has risen to become virtually a household name.
Blackberry is a phone, email, sms, organizer, address book, arcade, media player,
picture taker, navigator, chat messenger, calculator, alarm clock which will probably become your best friend. I'm told some people love their Blackberry so much, they give it a name. As for mine, it will be named Boopi after my cocker spaniel who was my very best friend for more than 14 years. So, my Blackberry will have some large paws to fill!
It appears the Blackberry slices, dices, does the tango and waltz - but seriously, Blackberry models offer a host of all-in-one functions and features right out of the box. All-in-one device that is Integrated meaning all of the native applications included in the Blackberry operating system are seamlessly integrated with one another. For example: you receive an email from a friend that contains the telephone number of another friend to call. Within the email application, you can click the phone number and then easily dial without leaving one application to go to another - thus Integrated. Or you can snap a photo and send it via email from within the camera application. And folks, that's about as far as my knowledge and expertiese go at this point.
I'll sum this up with a list of helpful Blackberry Tools and Websites and welcome any comments or suggestions for tools, tips and advice as I am still in the research mode at this point.
www.crackberry.com www.blackberrymesenger.com www.pinstack.com www.Bbgeeks.com
www.Handango.com/blackberry www.Blackberrytune.com www.Blackberryfreeware.com
www.Pocketgear.com www.Handmark.com/blackberry www.Blackberrysolutionscatalog.com
www.Rexwireless.com www.Pocketday.com www.Wakeupyourphone.com
The source of this information comes from materials and lecture given in the recent class instructed by Randy Maynard, Managing Partner with North Georgia Cellular L.L.C. and Tammy Gross
Donna Yates, Georgia Realtor
Coldwell Banker High Country Realty
706-633-0644 cell 706-632-7311 x252 office
274 West Main Street
Blue Ridge, Georgia 30513
www.move2northgeorgia.net
donna@ellijay.com
Don't miss Coldwell Banker High Country Realty's Upcoming 10 Day Sale - An opportunity to buy exceptional properties at an exceptional price. Contact me for details.
Georgia Real Estate | North Georgia Mountains | Blue Ridge Real Estate | Donna Yates, Georgia Realtor
GET READY !!! IT'S COMING...
We, at Coldwell Banker High Country Realty are very excited about our upcoming sales event! We are going to have some beautiful properties for sale with fantastic price reductions during this unique marketing blitz. Don't miss it - Call or email me and let's get ready to go shopping !
Donna Yates, Georgia Realtor
Coldwell Banker High Country Realty
Blue Ridge, Georgia 30513
706-633-0644 cell
706-632-7311 x252 office
www.move2northgeorgia.net
http://www.cbhighcountry.com/re/donnayates
donna@ellijay.com
Georgia Real Estate | North Georgia Real Estate | Blue Ridge Mountains | Donna Yates, Realtor
Peak leaf season was last weekend (October 24/25) in the North Georgia Mountains and this weekend is time to set clocks back one hour on Saturday night (Fall back).
Lots of changes going on right now with transition from summer to fall, leaves turning and daylight savings time ending. So, are there any changes going on in the real estate market, let's take a look:
On the National Level
The National Association of Realtors (NAR) who employ many economists report existing sales bounced back in September mostly due to the first time homebuyers tax credit. This has been a welcomed change. The tax credit is due to expire but we expect it will be extended and will change to allow buyers who were not eligible in the current version to be eligible in the new expanded version. There was a 9.4% jump in sales nationwide. This was the highest sales level in two years, another welcomed change. However, the market is still underperforming, some homes are selling for less than what it would cost to build them now, but there are early signs of price stabilization.
The Average Mortgage rate for conventional, fixed is 5.06% as of October 30, 2009. This is the lowest rate in 30 years and is down 1 percentage point from one year ago. Distress properties (foreclosures or those properties about to go into foreclosure) continue to distort pricing.
On the Regional Level
In the South, home sales rose 9% in September. North Carolina reported 19 out of 1000 homes or 1.9%
are in foreclosure with Georgia reporting a 3.4% foreclosure rate primarily due to the Atlanta Metro market. Also, Georgia is a non-judicial foreclosure state which means, it's easier for banks and lending institutions to foreclose and they tend to pull the trigger a bit faster. Average sales price is $153,000, down 7.6% from one year ago and consumer confidence inched down in September.
On the Local Level
We are seeing stability over the last several months. Tourism has picked up in our area and internet traffic has increased, so we are experiencing a gradual improvement.
We are seeing a change in the type of loan buyers are seeking. We haven't seen many FHA Loans in our market area in the past but there has been an uptick. FHA requires a lower down payment and a different type of appraisal. For the seller that means, the appraiser will look for potential maintenance issues in addition to the standard appraisal that is typically done.
Per Northeast Georgia Board of Realtors Multiple Listing Service which covers 6 counties and a few areas from outside of these counties - Gilmer, Fannin, Union, Towns, Clay, Cherokee NC, and a small part of Tennesee reports the following as of October 30, 2009:
Total properties currently for sale (includes residential, commercial and land) = 13,600, with 4,104 residential, 9,099 land and 387 foreclosures.
Month to date Closings: 113 residential; 50 land; 41 foreclosures
A very small percentage of residential properties sold and closed = 2.8%
Only one half of 1% of vacant land sold and closed (very low) and foreclosures that sold and closed made up 10%. This shows that sellers are still in competition with banks.
SOLD (Residential Sales by Price Point)
Under $100k = 20 sales / 17%
$100k to $200k = 62 sales / 55% - (Most active price point that is attracting the most buyers past 4 months)
$200k to $300k = 21 sales / 18%
$300k to $400k = 5 sales / 4%
$400k to $500k = 3 sales / 3%
Above $500k = 2 sales / 3%.
The average price on residential properties equals $182,899 or 79% of original list price; Land: $51,000 = 69.9% of list price and Foreclosures: $109,000 = 78% of list price (includes both homes and land). Foreclosures are selling on average 86 days which is 4 times better than any other segment of the market.

For sellers who do not have to sell, this is probably not the best time to be selling your home. We do not expect to see a recovery in prices anytime soon. Reduced, Reduced, Reduced ! How many sellers have reduced and feel they've gone as low as they can go, well, this is what banks are doing. They are reducing prices in order to "dump" properties and buyers who have been straddling the fence are first looking at foreclosures. Banks are scheduling automatic reductions at certain price points at certain intervals to move their inventory and even generate a bidding war in some cases. Traditional sellers are in competition with banks and sellers who really need to sell may need to consider the same strategy the bank has until they reach a price point that is attracting the most buyers. Overall, most of the changes we are seeing in the marketplace are positive and we are optimistically cautious.
Minutes from Monthly Meeting held by broker/owner June Slusser of CB High Country Realty
Donna Yates, Georgia Realtor
Coldwell Banker High Country Realty
706-633-0644 cell 706-632-7311 office
www.move2northgeorgia.net
www.cbhighcountry.com/re/donnayates
donna@ellijay.com
Georgia Real Estate | North Georgia Real Estate | Blue Ridge Mountains | Donna Yates, Realtor
Shechinah Ridge - Mineral Bluff
Mineral Bluff - Yellowstone Log
Granny Lake - Creekfront - Ellijay
Ridges Over the Lake - Blue Ridge
Lake Blue Ridge Waterfront Cottage - Won't find anything priced this low on Lake Blue Ridge
Prime Land for Development - Ellijay - 57.07 Acres
Graceful Giants are Dying - Georgia's Hemlocks are Dying
Donna Yates, Georgia Realtor
Coldwell Banker High Country Realty
706-633-0644 cell 706-632-7311 x252 office
274 West Main Street
Blue Ridge, Georgia 30513
www.move2northgeorgia.net
donna@ellijay.com
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