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Brian Melville- "The Eyes & Ears Of SCV"

Home Buyer tip of the day #1- What you cant see that matters.

Homebuyers.I wanted to  give you this great Home Buyer Tip to highlight one of the many things to look out for when purchasing your first home. This first home buyer tip is all about what you may not see so easily when looking at a home. It's easy to get excited about things like countertops, cathedral ceilings, or a large yard, but I wanted to discuss water related issues.

Make sure you watch the following video which will talk about the things to look out for when considering a property. Below are a few points to consider.

  • Check underneath the kitchen sink for water leaks and wood rot or mold on the base of the cabinet.
  • Be mindful of what you smell as the prescence of mold could be harmful to your health if left undetected.
  • Check around the laundry area sink, and washer and dryer to ensure that the washer hoses arent loose and leaking into the walls.
  • Double check the toilets and toilet connections to the water supply. These lines often crack and break over time and are a leading cause of water issues in a home.
  • Ensure that the shower and shower area are free from water leaking into the drywall.
  • Walk the perimeter of the home as well to ensure that water isn't penetrating the stucco or exterior wood.
  • Always defer to your agent with any areas of concern.

If you are a person that believes that choosing the best real estate agent in Valencia, CA. matters, then give me a call at 661-284-5075 or email me at Brian@ChooseBrian.com

 

Choosing the best real estate agent in Valencia, CA.

If you are considering buying or selling a home in Valencia, CA., choosing the best real estate agent in Valencia, CA. really matters. having an agent that is not only experienced in all aspects of the real estate process, but one that cares about helping educate you  about the market and the many different facets of the sale. I am a long time resident of SCV, and I know how to handle some of the most complex real estate issues that face both buyers and sellers today.

If you are a person that believes that choosing the best real estate agent in Valencia, CA. matters, then give me a call at 661-284-5075 or email me at Brian@ChooseBrian.com

  • Want to know what your home is worth?
  • Are you in a position where you owe more on your home than its worth and you don't know what to do?
  • Are you looking for an investment property?
  • Do you have questions about foreclosures?
  • Are you looking to get TOP dollar for your home in Today's market?

If you answered yes to any of these questions, I can help you. 

What is the Santa Clarita CA. Real Estate Market Like?

 

So you ask What is the Santa Clarita CA. Real Estate market Like? The answer is quite simple actually, and the answer depends upon whether you are looking to buy a home in Santa Clarita CA, Sell a home in Santa Clarita CA., or rent a home in Santa Clarita CA.

Lets talk about some of the things to consider if you really want to know what the Santa Clarita CA. Real Estate market is like.

I want to Buy a Home in Santa Clarita CA.

  • Home prices have fallen nearly 40% in Santa Clarita CA. since the peak of the market in 2006.
  • Interest Rates are still at historic lows. I suggest getting prequalified by a Reputable Lender before beginning the process of searching for a home in Santa Clarita CA.
  • The selection of homes is improving steadily.
  • Owning a home in Santa Clarita CA. is always a great idea when considering the overall picture for long term investment and return.

The possibility of owning a home in Santa Clarita CA. is something I perceive to be a great idea. Owning a home offers many advantages, including tax breaks and the intangible aspects that come along with the pride of ownership. Look at the brightside, you wont have to worry about your landlord raising your rent!

I want to sell a Home in Santa Clarita CA.

  • The inventory is still pretty low at this point in time.
  • The reduced inventory has created an increased demand for homes in Santa Clarita CA.
  • If you have equity in your current Santa Clarita CA. home, you can leverage that equity to either buy low and downsize, or even upsize to a bigger home and take advantage of the lowest prices we have seen in some time.
  • Now is the time to cash in and Freeze your equity position.
  • If you are in default on your mortgage and need to Short sell in Santa Clarita CA. banks are now more willing than ever to help you out of a tough spot and potentially allow you to Short Sale your home.

This is a truly great time to sell if you want to trade up or even downsize, and it's all a matter of what your personal goals are related to Real Estate.

I want to rent a home in Santa Clarita CA.

  • If you must rent, there is not much else to say except to refer to  paragraph 1.
  • Homeownership is the American Dream , and it can be yours.
  • If you need help repairing your credit, or simply qualifying for a loan in Santa Clarita CA. please let me know how I can help.

The Time Is NOW.... I specialize in Santa Clarita Ca. Real Estate. I have been a resident since 1982. I love what I do, and I want to help you.

 

 

What I love about life in The Santa Clarita Valley

Here are 10 things I love about Santa Clarita:

  • There is a strong sense of community
  • There are mountains all around us that are very beautiful
  • The air is clean
  • There is not much crime
  • Dink's Bagel Bakery
  • Salt Creek Grille
  • The Paseo system around Valencia Central Valley
  • Vasquez Rocks
  • Rides on my motorcycle up through Elizabeth Lake
  • I have been here since 1982 and it feels like home

The Santa Clarita Valley is a great place to live. There are many choices for housing in Santa Clarita, and there has been no better time to buy a home here in Santa Clarita because prices are really low (39.5% decline since January 2006). If you are a first time homebuyer looking for a home in Santa Clarita Valley please contact me immediately as you still have time to take advantage of the First Time Homebuyer Tax credit of $8,000 up until April 30, 2010.

If you are a homeowner facing foreclosure, or that may need to sell a home for less than what is owed, I can help. Please call me for a consultation to go over the ways we can help you avoid foreclosure and minimize the impact to your credit.

Why aren't more homeowners selling their house via short sale to avoid foreclosure?

I got thinking allot lately about the housing market here in Santa Clarita Valley. I was wondering to myself and thought...How come people are simply letting their homes go to foreclosure rather than sell it short?

Did you know many of the homeowners in foreclosure could have avoided foreclosure by selling their home short? True. I read an NAR study that stated that fact and I was baffled. After reading the article, I decided I would focus my efforts on helping homeowners in Santa Clarita who owe more on their home than its worth and didnt know what to do by offering to negotiate a Short Sale. Below is a very brief description of the timeline and process of foreclosure.

The top 3 reasons for a person to start facing foreclosure are :

  • Income curtailment (lost their Job).
  • Divorce
  • Sickness or death

The top 3 things to stop being paid when a person becomes in a hardship situation are:

  • Mortgage payments
  • Property taxes
  • Homeowners Association dues

The timeline is as follows:

  • 30 days late- a notice of default is filed
  • After 90 days- a Notice of trustee sale date is set.
  • Typically 20 days after Notice of trustee sale date is posted, the property is scheduled for sale, but the lenders will typically wait 31 days to protect against some potential tax liens

Sale date:

  • Property is sold to highest third party bidder or reverts back to Beneficiary at public auction

Once a Notice of Default has been filed the clock is really ticking.It is not too late for you as a homeowner in default to save yourself from the trustee sale date and minimize the impact on your credit by selling your home via Short Sale rather than foreclosure.

If you have a legitimate hardship, get in touch with me and we can go over the next steps. It is often as simple as gathering up some documents (2 months bank statements, 2 months paystubs, previous 2 years income tax statements), and placing the home on the market. Once on the market, and we obtain an offer, we can submit a complete package to the bank for review. The average time for a bank to review and potentially approve a short sale is about 90-120 days and the impact on your credit will be greatly diminished. Call me for a confidential and FREE consultation.