File of Life Program in Montgomery County Maryland for Seniors
File of Life Program for Seniors to be used for medical emergencies.
The File of Life Program of Montgomery County, Maryland is a system designed to furnish important information about your medical history to be used in the event that you become injured or suffer from a medical condition that temporarily renders you unconscious or unable to share your pertinent information with paramedics. Medics need important information about you to be able to quickly diagnose your condition and provide emergency care effectively.
The Montgomery County Fire and Rescue Service cares and is pleased to introduce a community initiative entitled the "File of Life" program. The File of Life packet enables Montgomery County Fire and Rescue personnel to obtain a quick and accurate medical history when a patient or family member is unable to offer one. The File of Life is a red, magnetic packet that contains vitally important medical information about you. The File of Life also provides an area to list contact information for your doctor, family members, insurance information and any other special circumstances that rescue personnel should know in caring for you. FREE File of Life packets are available upon request to all residents of Montgomery County, Maryland.
Who should fill one out?Senior adults. However, the File of Life is applicable for people of all ages, especially individuals with chronic or severe medical conditions and/or developmental disabilities.Where should I put it once I fill it out?The red, magnetic packet(s) should be hung on the outside, front of the refrigerator.A few things to remember when using the "File of Life":
Call 240-777-2463 for information or to have one mailed to you.
Thinking about Buying in Montgomery County Maryland?
Consider Weichert Financial Services
Financial Stability
Weichert Financial Services remains well positioned. Ranked by FNMA as a top 25 Reliable lender in the country.
Special Mortgage Programs For Montgomery County Down Payment Assistance Loan
Down Payment Assistance Loan
Affordable payments and programs available
Buying is Cheaper than Renting
Compare what you are paying in Rent vs. Buying – You’ll be surprised
One-stop Shopping
Our professional staff will coordinate mortgage, insurance and title services for you.
Considered in the top 5 “Least Risky” Direct Lenders in the Country.
Ask about our 95% No MI loan program
Large enough to handle all of your needs, small enough to know your name.
For more information contact:
Forrest Graydon Webster, Jr
Weichert Gold Services Manager
301-681-0550 office
443-745-0291 cell
55+ Leisure World of Maryland Is a Great Place to Live
in Montgomery County, MD
Many happy residents confirm that Leisure World of Maryland is so much more than the embodiment of the active senior lifestyle. A safe and secure community with security gates. Its rich diversity may just make it the ideal retirement choice for active seniors.
Here are the five reasons why:
1) Leisure World Transportation Service.
You will enjoy the convenience of a transportation system that travels throughout the community on a frequent schedule. You can travel from building to building, or to the local shopping centers. A WDC Metro bus is also available at the main gate entrance.
2) Recreational and educational activities for everyone.
Enjoy golfing, swimming, theater, the performing arts, tennis, walking paths, clubhouses, fitness center and a myriad of other stimulating recreational opportunities.
3) A vast selection of building styles and pricing.
Whatever your life-style preference, it’s probably available in this diverse community. Choose from patio homes with attached garage, garden style, townhomes, or hi-rise style buildings.
4) Excellent health care.
Combine the convenience of the Leisure World Medical Center facility and major medical facilities such as Montgomery Hospital, Holy Cross Hospital, and Shady Grove Hospital, quality healthcare is available. The Medical Center located within Leisure World offers a wide selection of physicians, dentists and other specialists and medical practitioners and a pharmacy.
5) All inclusive facilities available.
Many people when they retire want to downsize from a large home where they have raised their families to a smaller place that is more manageable and yet allows them the freedom to live an active lifestyle.
Montgomery County, Maryland
Homeownership Mortgage Programs
HOC Mortgage Purchase Program
First Trust Mortgage Purchase Program
This program provides low interest rate first mortgage financing for first-time home buyers purchasing a home in Montgomery County
Montgomery County Closing Cost Assistance Programs
Revolving Closing Cost Assistance Loan Program
Available to first-time home buyers who need funds for closing costs and/or downpayment. Must be used with the HOC First Trust Mortgage Purchase Program (Exception the HK4E Program)
Are you a Montgomery County Government Employee or Affiliate?
Montgomery County Employees Closing Cost Assistance Program (House Keys 4 Employees - HK4E)
Montgomery County has registered with the State's House Keys 4 Employees (HK4E) Program which now gives County employees the opportunity to receive even more funds to help with the purchase of a home in Montgomery County
For more information contact:
Forrest Graydon Webster, Jr
Weichert Gold Services Manager
301-681-0550 office
443-745-0291 cell
Your Pet and Its New Home
Tips to help adjust your pet to its new home
Although you may be happy about moving to a new home, chances are your pet may become stressed. The experts at the Humane Society of the United States have thought a lot about this and here's what they suggest.
Cats
Confine Spike to one room while you are getting the new home in shape. Familiarize the room with her favorite toys, food bowls and litter box. And while you're at it, consider making her an indoor pet--she'll live longer and happier.
Dogs
Getting Spot's familiar furniture in place as quickly as possible will settle him down. Be sure to take him on a few long enjoyable walks to get to know the neighborhood. And if you have to be away, arrange for a new sitter/walker or even a care center.
Source: Move.com
 |
|
|
Experienced, Certified Realtor® working with home buyers and sellers throughout Maryland -First-time Home Buyers, Moving up, or Seniors* *Authorized Leisure World® Specialist
-- HOME SELLERS --
My aggressive and multi-level marketing plan will help you sell your home in the shortest time for the best price.
The days of just entering your home on the MLS system and expecting an easy sale are behind us.
Last year in Montgomery County, Maryland, only 64.7% of the homes that were listed for sale sold after many days on market. The average days on market soared, and frustrated sellers withdrew their homes from the market hoping to relist at a future date when the market improved. Perhaps not the best strategy, but that's what over 35% of sellers did.
What do you need to do to sell your home in today's market?
In today's buyer's market, properly marketing your home and selling it for it's full potential value, is a very carefully managed multi-level process.
When I work with you to sell your home, I will thoroughly research the local real estate market activity, identify your most likely target market, determine what buyer's would most likely be interested in buying your home, and create a marketing campaign that will capture the attention of your targeted prospects.
By using a multi-level strategy to market your home, I offer you a comprehensive plan to get your home sold in the shortest amount of time for the best price.
From a smaller condo to a luxury home, Barbara Michaluk works with you every step of the way!
-- HOME BUYERS --
Barbara Michaluk is a certified, experienced Maryland Real Estate Buyers' Agent
For all Home Buyers in Maryland
Are You looking for a home in the following:
Senior Community * Residential real estate * Bank owned home * New Home * Luxury Home * Fixer upper home * First Time home buyer * Detached * Townhome * Condo * Coop
ATTENTION HOME BUYERS: PRICES FOR HOMES IN MARYLAND ARE ABOUT 30-40% LOWER THAN THREE SHORT YEARS AGO.
IS IT TI
ME TO BUY A HOME? YOU DECIDE.
With the lowest interest rates we've every seen, plus low home prices, a buyer can qualify for more home for their money than at any time in memory. If you decide that you'd like to tour some homes in your qualifying price range (Barbara Michaluk, Realtor can help you determine your qualifying price range),
Call Barbara Michaluk 240-506-2434. She can help.
Let's take a tour of homes. YOU DECIDE!
-- SENIORS --
As an Authorized Leisure World® Specialist, Barbara Michaluk is the Realtor you want to work with if you are thinking of BUYING or SELLING in Leisure World of Maryland.
Are you thinking of Buying or Selling a home in Leisure World of Maryland, an 55+ Active Senior Community in Maryland?
She has all the floor plans and information about all the different type of units from patio homes, hi-rises, garden style and townhouses. Also, she is familiar with all the amenities, special addendums and the whole process. When you are ready to purchase in Leisure World of Maryland, Barbara will negotiate on your behalf.
Her specific knowledge of Leisure World of Maryland will also benefit you when SELLING to ensure you get the best price for your home based on the current market. She will work with you in preparing and staging your home for best exposure to potential buyers. She will work to ensure your home stands out from the many other homes for sale in the Leisure World of Maryland community located in Silver Spring, MD 20906.
Call the agent who offers personal, individual service with integrity for Buying and Selling in a Leisure World of Maryland.
Leisure World® is a registered trademark owned by RRLH, Inc. Barbara Michaluk and www.homeforyouinMD.com are authorized by RRLH, Inc. to use the Leisure World® trademark.
-- ATTENTION Veterans Administration HOME BUYERS --
Barbara has a team of professionals working with her for all your needs. She can recommend a financial lender who can propose mortgage opportunities for her home buyers. Contact her and she'll go over your financing needs and the financing opportunities available.
-- SPECIAL FINANCING FOR BUYERS --
-- Enjoy The Home Buying Experience --
As a Maryland Agent, Barbara Michaluk, Realtor helps home buyers find homes to buy; new homes in Maryland, resale homes in MD, condominiums, townhouses and single family homes. She covers the areas throughout Maryland. She specializes in the buyer's areas of choice and knows the neighborhoods. As a Buyers Agent in Maryland she helps home buyers find the best resale or new home in your price range and location of choice.
MARYLAND HOME BUYERS will benefit from the experience and dedication of an experienced agent. Barbara Michaluk, Realtor has a depth of understanding of the Maryland real estate market that gives her home buyer clients the benefit of real market experience. She knows the counties. She knows the neighborhoods. As a home buyer, you'll be represented by a buyer's agent who is well trained and has experience in the area of your home search.
Barbara Michaluk, Realtor keeps herself up-to-date on the real estate marke through on-going training to make sure she has the latest information of real estate law, contract forms, market trends, local settlement procedures, developers and builders activities in her areas, government actions that affect real estate sales throughout the Maryland market.
PROPERTY SEARCHES FOR BUYERS
Barbara Michaluk, Realtor can set you up on an automatic email search for properties based on your preferences and you will receive early notice of any homes as they come on the market for sale.
-- PROPERTY TOURS --
Contact Barbara Michaluk to schedule a tour of homes in the location and in the price range of your choice. She will arrange a wonderful tour of homes just for you. If you need to be pre-qualified for price, she can do that in minutes and if you need a mortgage loan officer referral, we can recommend local mortgage companies that specialize in home loans in the area.
-- SEARCH LISTINGS IN MARYLAND --
You may search for homes by county, city, price range, features, waterfront, acreage and more.
-- FORECLOSURES --
Barbara Michaluk, Realtor is experienced selling bank foreclosures. She will always look for the best value for her home buyers. There are about many Foreclosures and bank owned homes for sale in Maryland in Anne Arundel, Baltimore, Calvert, Charles, Frederick, Howard, Montgomery and Prince George's Count. Barbara is experienced in negotiating with the banks to get the best price for her buyers on foreclosed homes.
FIXER UPPER HOMES FOR REHAB AND HOME IMPROVEMENT IN MARYLAND
ALL THE HOME BUYER NEEDS IS A VISION
To tour fixer upper, foreclosures, vacant homes in need of rehabilitation, call Barbara 240-506-2434.
-- INSPECTIONS --
Barbara Michaluk, Realtor will help you determine what inspections you need and recommend qualified inspection companies for home inspections, radon inspections, buried fuel oil tank inspections, termite inspections, water inspections, well inspections, septic inspections and other types suitable for your choice of home.
-- BUYING A NEW HOME --
Ask Barbara Michaluk, Realtor to search for new homes in Maryland. You will have a Buyer Agent representation to negotiate on your behalf when purchasing a new home.
Home prices differ throughout our real estate area. To discuss a specific county or city home price, demographics or transportation alternatives, call Barbara Michaluk 240-506-2434
-- GET TO KNOW THE REAL ESTATE MARKET IN MARYLAND --
Real Estate values have reduced in the past few years. Sales have slowed down, this has greatly benefited home buyer clients. Price is the determining factor and resale homes have been having a hard time competing with new home builders in Maryland. New Home builders are offering incentives to home buyers. Foreclosures are often priced below market and offer excellent value for our home buyers.
-- LUXURY HOMES IN MARYLAND --
Your confidentiality is maintained throughout the home search. As an experienced luxury home agent she will show you model homes and lots available for luxury homes in the most popular luxury home communities in Potomac, Bethesda and other luxury communities with acreage.
-- NEW HOMES --
Barbara Michaluk, Realtor offers tours of new home sites. Buyers benefit from her knowledge and experience selling new homes. Her services are FREE to home buyers. Builders pay agents for introducing home buyers to their sites. She can help. Call Barbara 240-506-2434
Maryland Home buyers working with Barbara Michaluk, Realtor receive comprehensive and dedicated help from home search to settlement. Navigating the complex real estate contract in Maryland is a challenge and she is experienced and hard working. .
Contact Barbara Michaluk, Realtor for comprehensive Market Reports, MLS listings of homes for sale. She is are ready to take you on a tour of homes and help you from search to settlement. She is ready to help. When experience counts, Barbara Michaluk, buyer's agent will be in your corner.
As your Buyers Agent, she offers her services to home buyers in Maryland from home search to settlement. She also lists homes for sale for her Maryland buyer clients who need to sell a home. She is trained and experienced to monitor financing, inspections and settlement.
HOW MUCH HOME ARE YOU QUALIFIED TO BUY?
She can help you determine your estimated price range. When you are ready for a mortgage company referral, she knows local loan officers who will help you with mortgage types. Not all mortgage companies are alike. Barbara Michaluk, Realtor refers home buyers only to qualified experienced loan officers with direct lenders of major mortgage companies in Maryland.
-- When Experience Counts --
WHO WILL BENEFIT BY WORKING WITH BARBARA MICHALUK AS YOUR AGENT?
Use an Authorized Leisure World® of Maryland Specialist*:
Discover this very desirable 55+ Active Senior Community of Leisure World of Maryland conveniently located in Montgomery County, Maryland.
There are many benefits of living in Leisure World of Maryland, a private, age-restricted community:
The Leisure World Community was started in September of 1966. The 610 acre parcel is fenced and entry is limited to residents and guests by using any of the three manned gatehouses located on Georgia Avenue (main gate), Norbeck Road and Connecticut Avenue. There are approximately 8,500 people residing in the community which is sub-divided into 29 housing associations which are referred to as mutuals.
The community amenities include an 18-hole golf course, two clubhouses (both indoor and outdoor swimming pools), tennis court, dining facilities, bus transportation (both within the community and to outside shopping centers), a medical center and pharmacy, and complete maintenance services.
A senior community newspaper . . . published the first and third Tuesdays of each month. The newspaper contains a calendar of events along with reports from the general manager, articles and advertisements relating to the 55+ senior community as well as its residents.
Community Amenities include:
Clubhouse1
Clubhouse 2
Includes:
Fitness Center
Auditorium
Computer Center
Community Room
Live Theatre
Indoor Pool
and more...
Contact Barbara Michaluk, Realtor for your own private tour of any home for sale in Leisure World of Maryland or for more information on this attractive community.
*Leisure World® is a registered trademark owned by RRLH, Inc. Barbara Michaluk and www.homeforyouinMD.com are authorized by RRLH, Inc. to use the Leisure World® service trademark.
Barbara Michaluk's integrity, reputation and strong knowledge of the real estate market made her a pleasure to work with for my whole family in buying a home in Montgomery County, MD. We would recommend her to family and friends.
-- Roman and Patricia
Our home buying experience with Barbara Michaluk as our buyer agent was excellent. Her knowledge of the senior community and availability was exactly what we needed to locate and purchase our condo in this 55+ senior gated community.
-- Ronald and Alicia
Barbara, Thanks again for all of your time and amazing knowledge today. We really enjoyed it, and you exceeded our expectations. I am so glad I discovered you on the internet!
-John
I would like to thank you for the great service you offered in helping us find a home that we love. Barbara came with several suggested locations on the first day we met. Although I had thoroughly researched sales on the internet, Barbara's knowledge of the area was invaluable. Barbara's intimate knowledge of the community was what led us to the location. We had no intention of settling on a place immediately, but we found exactly what we wanted after just a short time of looking.
During negotiations and contract preparation, Barbara assisted us all aspects of the deal. She also referred us to a lender who offered excellent financing. The result was that we were exceptionally pleased with all aspects of our purchase experience.
- Ken and Joan
Barbara, thanks for helping Sharma and me find this wonderful home. Your knowledge and experience were extremely helpful in every step of the process. We will surely recommend you to our family and friends when they are ready to buy or sell their homes.
- Josh and Melinda
Barbara, Just a quick word to let you know we appreciate all your help in selling our home in this great senior community in Maryland. Your expert marketing and hard work paid off in getting us a good price in a short time. Everything went so smoothly.
- Robert and Lauren
Barbara. Thanks for helping us get those repairs done in our home. I know the seller didn't want to do anything. Your persistance and knowledge made the difference. I don't know why anyone would buy a home without their own agent. This taught me a good lesson.
--Sean
Dear Barbara. I don't usually write letters, but in this case I want everyone to know how hard you worked to help me get my home. It's hard when one is out of the country. But, your management of my purchase was admirable. My family and I are very pleased with our home in Gaithersburg.
-Paula and Steve
Barbara. Thank you very much for helping my wife and me get our home financed. I didn't believe that anyone would give us a VA loan after the last one. We love our home and we'll be in touch with you when my brother is ready.
-George and Linda
Barbara This is a long overdue note of thanks for your hard work helping me in finding my home in Bethesda. I never dreamed that an agent could make so much difference. Thanks for setting me straight about the lender and title company. You saved me almost $3,000. I am very happy with my home and, as you said, those tulips bloomed.
-John
Barbara. Thank you very much for all of your hard work. Not only did you sell my home but you worked for a solid year to help me find the home for my family. Jen is very happy not working in the city any longer and loves living in the suburbs. I believe we're in our last home until our children are grown, but I'll remember you whenever the word real estate agent is mentioned. Thanks again. . P.S. Thanks for your patience.
-Barry and Jen
Barbara, we have our new home and it's everything you said it would be. We're still waiting for a shower part but we love our new home. Please come to our house warming in March. We want to introduce you to our new Maryland friends. Sue loves her new school. She's grown in the past 8 months and loves her new playroom. Thanks again and we'll see you soon.
-Mark and Sue
Barbara. Please accept our gratitude for your hard work helping us make our dream come true. The dogs are enjoying the yard every day. Our commute is less than 30 minutes and that's a real improvement over driving from Virginia. Stay in touch and we'll see you in about 5 years.
-Joe and Deb
Thanks for guiding us to our wonderful new home Maryland. We appreciate your looking out for our mortgage. Thanks for looking out for us and helping us find exactly when we were searching for and within our budget. You were right--New homes are the best buy. We can't wait to enjoy the neighborhood with our 2 children.
--Karen and Ron
Barbara. I am very pleased with our home. Everything is so beautiful. The inspection you recommended was very thorough and saved us money in the long run. Thanks for being there and giving me the information. I believe we have the best buy in Montgomery County.
Thanks again. -Mike and Jennifer
Miss Barbara. We appreciate your help getting us money to help with the closing costs. Your service is so good for first time home buyers like us who needed an experienced agent to explain everything about buying a home Thank you for all your help and patience.
--Jose and Yolanda
Barbara. Thank you for your patience.
-Mr. and Mrs. L.
Barbara. Please accept thanks for helping our son with buying his home. He told us you were very knowledgeable and showed him many condos to choose from.
-Lynn
Barbara. You helped us just as you said you would. We love our home and the kids are happy in their new school. The dog is still barking but it's getting better. Yesterday, he caught a bird in the back yard. We love living in Maryland. Come by over the holidays. We have a thank you under the tree for you.
-Jessica & Josh
Barbara. What would we do without you? We are very happy with our new home. Our daughter loves it that she didn't have to change schools. We'll be in touch in a couple of years when we buy our dream home.
-Jane
THANK YOU from the bottom of my heart for helping me with my dream home. Not only do my children and I have a home now, so does my pets. The mower works fine and I'm in heaven.
-Mary
Barbara. We are so pleased with our home we cannot begin to thank you. Your attention to detail was amazing. I knew when I read your info on the internet that we had an agent that knew what she was doing and you proved that throughout the whole deal.
-Jason and Margaret
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2012 ActiveRain Corp. All Rights Reserved
