Bo Kociuba

Time is running out for the new home buyers...

Your $8000 reasons to buy a new home will expire on November 30, 2009.

FIRST TIME HOME BUYERS TAX CREDIT TOP 10 LIST

1. Amount of Credit - 10% of purchase price, not to exceed $8,000
2. Eligible Property - Single family residence (principal residence)
3. Not Refundable- Reduces or eliminates income tax liability, will receive refund for unused amount
4. Income Limit - Single taxpayers with income up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit
5. First Time Home Buyer - Purchaser and Purchaser's Spouse may not have owned a principal residence in three years previous to purchase
6. Revenue Bond Financing - Purchasers who utilize revenue bond financing can use credit
7. Repayment - no repayment for purchases on or after January 1st, 2009 and before December 1st, 2009
8. Recapture - If home is sold within three years of purchase, entire amount of credit is recaptured on sale. Applies only to homes purchased in 2009
9. Termination - Program expires on December 1st, 2009
10. Effective date - Effective as of January 1st, 2009

Finding a house takes time but also don't forget that these items require time (usually about 45-60 days)to process a transaction:

1. Finding a Realtor whom you trust and who will best represent you
2. Writing an offer
3. Offer acceptance and negotiations
   
4. Finding a Lender
5. Loan application
6. Survey
7. Inspections
8. Repairs
9. Appraisals
10. And other issues which often come from lenders, title companies etc...

TIME IS RUNNING OUT SO DON'T DELAY ANY MORE THAN IS NECESSARY!

With smiles,

Bo in Yukon

This afternoon I was browsing on the Internet and read an article featured in today's NewsOK about my town of Yukon, Oklahoma.

There is no new 'discoveries' given in it but it is always nice to read good stuff about my community. For the last few years Yukon experienced a tramendous growth. And of course with it, it attracts more and more residents and business.

Just a few days ago I wrote 10 Top Reasons to Live in Yukon, OK in my blog.

Yukon is growing but it still has that feel of a small town, which is really appealing to lots of people. "Part of the city’s growth has come from the decades-long movement to the suburbs. But Yukon City Manager Jim Crosby said residents also appreciate the city’s "small-town atmosphere” and easy access to shopping and transportation in nearby Oklahoma City."

Here is the article in its entirety: "Yukon keeps drawing new residents. Population 'Small-town atmosphere' is appealing..."by Paul Monies

With smiles,

Bo in Yukon

Source: NewsOK

Everyone knows about the historic 'mother road' - Route 66. It runs through the heart of Yukon, Oklahoma. I hope that one of these days the travel will bring you here. And when it does just stop for a little while and take a stroll through Main Street in Yukon, Ok. Without a doubt it will be worth your time.

Discover historic buildings which remember the time before Oklahoma Territory joined the Union. small stores, small restaurants, antiques and souvenirs and other services.

One of the stores which is a definite MUST to visit and explore is THE ARRANGEMENT. This wonderful store is located in the 1909 building which is on the National Historic Registry list.

Here you will find plenty of treasures. Home decorating, accessories, furnishings and a floral shop. Can it get any better? Neehh...everything's under one roof! Just start dreaming and Sue will take it from there...

Sue Leach is an owner and also an interior designer. She always welcomes visitors with a big smile. You can invest in just one thing or go for a whole arrangement. No pressure, and if you ask, Sue will consult with you. Dont' have a plan? Don't know where to start? You're in luck ... Sue is ready to listen and guide you through all the questions and uncertainties.

All of the furniture and accessories are displayed in a form of small vigniettes - arranged in tasteful and artistic way. Lots of creativity and skill went to put these together. Sue knows how to use color and space. The Arrangement is an inviting place with relaxed atmosphere. It is hard not to be inspired and actually get motivated to start a little action toward a project for one's home.

The Arrangement opened its doors in 1988. Quite a chunk of time for a small business to stay in business...and it is no wonder why. It is because of the superior service!

So take your planner, schedule a visit and start dreaming about your new project...

Tell her that Bo sent you!

With smiles,

Bo in Yukon

PS.

Oh, you probably wonder about the dog house, don't you? Well, if a man reads this blog and is in trouble...ask Sue for a great flower arrangement. She has plenty of suggestions what your lady likes and will arrange the flowers accordingly...;)

The Arrangement

419 West Main

Yukon, OK

405-354-0040

I was on my way from pre-viewing a ranch for one of my clients...and on my way back home this handsome guy caught my eye...I had to turn around and just 'snap' a quick pic...he knew he was posing...Just love horses!

With smiles,

Bo in Yukon

Buying a house for a first time or up-sizing? Either way it is the time to take some action NOW!

Why should you make a decision now? Well, let's see....

• the housing market bottomed out and is already on the upswing - you can't predict the bottom until it is too late
  
• new home sales rose 11% in June
• existing houses sales in the Mid-West are up by 46%
• mortgage rates are going up - right now around 6%
• $8000 First Time Home Buyer credit is still available (click on the link to learn more)
• FHA loans are available with 3.5% down payment (click on the link to learn more)
• mortgage lenders have funds available
• great values are available but harder to find and you need to act fast 

Time is running out for first time home buyers to take advantage of low rates and $8000 tax credit...

You know what they say: What goes up have to go down and what is down will not stay there!

Watch this fun video - I had a little laugh myself...

Don't know what is your next step?

Email for FREE 'HOME BUYER'S GUIDE' - this booklet/guide is aimed at helping you learn what the steps of home buying process are. Email your name along with your email address to: Bo@Okla-OK.com

With smiles,

Bo in Yukon