ROBERT (BOB) GILBERT

OK KISD football fans as you may or not know BUT throw the old schedules away ( I think) as IKE has changed many things in our area. I believe the UIL and the local schools are still working on revising the schedules for the football games along with all the other sports( ie Volleyball, etc). I will write a blog once I know what the new schedule looks like. This week we had two games played between district foes which are being treated as non-district games. These games were a welcomed diversion from the last weeks events.

Morton Ranch 21 Seven Lakes 20

Morton Ranch wins its third game this year and 4 th game in row ( includes last game of last season) in front a large crowd of approximately 7,500 fans at Rhodes Stadium last Thursday evening. This was a really exciting game and the fans got their money's worth right up to the end of the game. Morton Ranch, just like Seven Lakes, had won only 1 game out of 20 during its first two seasons of varsiry football has now already won 3 games this season and appears to be on a roll. Unfortunately for Seven Lakes it was another bitter loss after the Spartan's rallied in the 4 th quarter after falling behind by 14 points. Seven Lakes scored late in the game via a 4 yard pass from Daulton Livingson to Anthony Kendrick. The coaches decided to go for a two point conversion and the win. The pass failed. Personally, I think this extra point conversion choice was another of a long string of POOR coaching decisions at Seven Lakes but I am just a dad who sufferred through the 1-19 start to the varsity program at Seven Lakes and I have seen numerous bone head decisions being made which affected the outcome of several games. Let us hope the boys can recoup and play good this next week and not let this loss ruin their season.

Morton Ranch gained 253 yards on the ground with J. Mitchell gaining 140 yards and M. Venson 124 yards. It appears these two backs ripped up the Spartan defense. Daulton Livingston the Seven Lakes QB completed 13 of 21 passes for 169 yards 3 TD's and Anthony Kendrick caught 5 balls for 54 yards and 1 TD.

Cinco Ranch 42 Mayde Creek 14

Cinco Ranch ( CR) wins its third game of this season and remains undeated as it beat Mayde Creek last evening at Rhodes stadium. Cinco Ranch's running back Adam Hirtz gained 200 yards which included 132 yards on his first 4 carries. Very impressive performance by Adam and the CR offense line. Mayde Creek had previously won its first two games of the seaon and looked very good in doing so but CR appears to be the best team in district 17-5A at least at this point in this season. CR defense held Mayde Creek to 32 yards rushing in the first half of the game. Mayde Creek QB V. Miller completed 14 of 21 passes for 174 yards and 1 TD. Mayde Creek in spite of its first loss this year is still a team that the rest of the District needs to respect.

Anyone have any comments??????

As we all know and understand all too well Hurricane IKE left huge path of destruction and devastation during its journey through the Houston area last weekend. My family and I stayed in our home during the entire storm and I don't mind telling everyone we were very scarred. I learned several lessions from my Hurricane experience and I plan to write a blog and share my thoughts on this subject and solict others to tell me what they leared from this experience.

My prayers and thoughts go out to all of my fellow Houstonians who suffered loss of homes, loss of life, severe damage to their homes, loss of jobs and every other possible horrible outcome from the wrath of IKE. Katy had damage due to the storm such as downed fences, roof damage, loss of electricity, uprooted trees but for the most part the whole area appears to be almost normal right now. There are excellent homes available right now in the Katy and surrounding area. I would like to invite anyone who needs an excellent place to live to come out to Katy and let me show you around. Katy has great award winning schools and has virtually every other convenence a family would want or need. CALL ME TODAY AND LET ME TELL YOU ALL ABOUT THIS EXCITING AREA ABOUT 30 MILES WEST OF DOWNTOWN HOUSTON.......Numerous folks from Louisiana who suffered from Katrina's destruction have made Katy their new home town.

KATY - WHO WOULD HAVE THUNK IT!!!!

Well so much for my ability to predict H.S. games as Katy got destroyed by The Woodland by the score of 47 to 0 last night. Katy is 0-2 for the season and this is the first time since 1984 that Katy starts the season with two losses. Is the The Woodlands football team that Good or is Katy really that bad? I think it is combination of both but The Woodlands is now 2 -0 this season and both games were shutouts! The Woodland defense held Katy to two first downs the whole game and 72 yards of offense with no yards passing. WOW... The Woodlands must be a really good team. . I still can not believe that Katy appears to be a mediocre football team this year...There maybe room for a new district champ this year!!!!

CINCO RANCH 34 Cy Springs 15

Cinco wins its second game of year and was ranked 7 in the 5A Area Rankings before the game. Cinco should move up in the rankings. It apears that Cinco Ranch is for real and could be the best team in the district since Katy has proved to be mortal so far. Cinco scored on five of their first six possessions to take a 34 - 0 lead into half time. Cinco defense limited Cy Springs to 15 yards of total offense in the first half. Cinco had 401 yards of total offense for the game! Cinco plays Cy Ridge next week and Cy Ridge features an excellent QB named Russell Shepard who accounted for 326 yards of offense this week in their victory over Klein.

MAYDE CREEK 49 FOSTER 14

The Mayde Creek QB Vaughn Miller completed 16 of 18 passes for 218 yards and 2 TD's. Mayde Creek is 2-0 ths season and so looks like a good team and surprise to everyone outside of the team. Their offense gained over 500 yards!!! Seven Lakes plays Foster next week...

WOW, WOW AGAIN... THIS IS NO MISPRINT... SEVEN LAKES 51 DULLES 14

Well my Seven Lakes spies were correct on one point.. Seven Lakes Offense is really clicking and looks great and by last nights results had a very impressive opening evening.. Seven Lakes even had an excellent ground attack!!! But my spies said the defense could not tackle Granny!!! Way off the mark as the defense held Dulles to a net 7 yards in the first half after Dulles first drive which ended with a 50 yard run by Jarrell Oliver (who in opinion should have been the starter). The 51 points scored is a school record!!! When Dulles scored its initial touchdown on its first drive all the parents moaned and thought to themselves here we go again...

Good performances last night were by:

1. Defensive Unit - great game

2. Dalton Livingston - 8 for 17 and 4 TD's no turnovers... Excellent game.

3. Ground game - Dominique Harris - 13 attempts for 123 yards - He looked really good; Felix Rome 10 attemps for 51 yards - He looked good too. Seven Lakes had a strong ground game..

4. Offensive Line - Good blocking and teamwork..

5. Receivers - Anthony Kendrick - 2 for 78 yards 1 TD ; Steven McCormack - 3 for 45 yards 1 TD; Christain Duda - 1 for 20 yards 1 TD. All were very good..

The Seven Lakes fans can't wait for next weeks game versus Foster... GO SPARTANS!!!!!!

Recently I spent at least 45 minutes trying to explain to a client why there are different values attached to a home appraisal for the lending bank, appraisal for property taxes and market value of the home. There appears to be significant confusion with all of these itens and that is the purpose of my blog entry. Anyone who has additional thought please share those with all of us.

Bank Appraisal - When a Buyer goes to any lending institution asking for a home purchase loan the lending institution will require that an appraisal be made on the subject home. The mortgage lender will hire a propfessional apraiser o do the work. The bank does want to lend $450,000 for a home that has appraised value of $200,000.The appraisal assists the mortgage lender in assessing its actual value. An appraisal will examine the home condition, location, features and comparable property sales in the same neighborhood or surrounding area. The potential buyer will have to pay for the appraisal and if the property appraises for less than the loan amount the mortgage lender will reject this loan in its underwriting department.

The bank appraisal has absolutely nothing to do with the annual appraisal conducted by the local taxing authority.

Tax Appraisal - Once every year the local taxing authority appraisal district will conduct their own appraisal of the home to estabish a basis for charging property and school district taxes. Each appraisal district has its own group of appraisers who work for them and they make their own unique judgement as to the value of the home or property. Each taxing authority has established and published regulations which allow home owners to protest their appraised value. Its necessary for each individual to check their taxing authority web site to obtain their rules and required forms so that they can protest the tax appraisal value if they feel that the established appraised value is too high.

Market Value- The market value of any home is not in any way related to cost that current owner paid to buy the home. The market value is initially establish by an experienced and competent real estate agent. The analysis will consider such items as location, condition of the home, square footage, features, and what other comparable homes/properties have sold for in the recent past and what competing homes in the same neighborhood are listed for at that point in time. The market value eventually will be set when the seller of the home and a buyer agree to transaction and the sale actually closes

Does anyone have anything they would like to add or comments?