Bradley Oliver

What is a short sale?

Is a short sale my only option?

Why not just let the bank take my home back? Why do I care?

I've heard short sales take a long time to sell.

These are some of the most common questions I get from home owners. They all are very good questions. I will attempt to answer these questions the best I can here now.

What is a short sale? A short sale is when a lender/bank is willing to accept an amount less than what is actually owed. Example: Lets say Sally owes the bank $200,000 for her beautiful home in Meridian. Do to a job loss, she no longer can afford the payments anymore. So she calls me to help her see what her options are. After careful analysis her best option is to sell the home. So she puts the home on the market to sell.

I the agent market her home aggressively and get immediate activity on her home. Joe the buyer comes in and says I'll buy your home for $150,000. So I the agent take the offer to Sally's lender and submit to the lender all the paperwork needed. I get the bank to agree to the offer of $150,000 and the home gets sold, Sally's credit has been saved so she can buy a home again in 2 years instead of 7 years or more if she would have let the home go back to the bank.

In this case, Sally didn't want to stay in the home. Instead, Sally needed to rent a home for much less of a monthly payment. Which I helped Sally find a wonderful rental home near where her old home in Meridian was. Sally no longer has a debt of $200,000. Now all the debt she has is a small balance on a credit card and a car payment and a new lower rent payment. Sally can now get on with her life. The pressure is gone and now Sally can sleep at night knowing this is now all behind her.

I have helped alot of Sally's and Fred's in the Treasure Valley. Let me help you today!

Call today 208-947-4659 and ask for Brad

Visit our website http://www.BoiseHomeHelpline.com and leave your contact information. You can also get a hold of me via email Bradley@Century21.com

Thanks

Brad Oliver

Century 21 1st Place Realty

Boise, Idaho 83709

Attention Boise, Meridian, Eagle, Nampa home buyers! Now you can search the REAL MLS for all these cities at anytime you want. This is live information. Accessed by you via the internet 24/7. You will even be able to see SOLDS in whatever area you want. Now you can have up-to-date relavant information to help you make an informed decision on what your offer will be on your next home purchase. See details below.

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Get your FREE personal MLS account here:

http://www.Boise-Idaho.ListingBook.com

Testimonial Video Here:

http://www.listingbook.com/flash/testimonials/landing_page_jung/index.html

Wow! We were amazed of how many people turned out this past Saturday, even in the rain!

From 12-4 this past Saturday, we counted 230 people through the door of the #8 Parade home built by Borup Construction. That is 57 people per hour! Sometimes having 25 people in the house at one time! Open houses for me will never be the same again!

The people were very nice and were very surpised that they could leave their shoes on! "We don't need to put on blue booties?" Many people asked! That brought many smiles and funny comments.

We as agents for the Gold Team at Century 21 1st Place Realty really appreciate all the kind comments about the home and the decorating. We as agents enjoy it very much showing you the different properties. And please ask us questions. We love talking real estate!

This is the last week for the 2009 Boise Parade of Homes. Also the last week to try your chance at $221,000 Century 21 Open House cash giveaway! You can't win if you don't sign up! We even had some instant cash winners! So come and join the fun and excitement! We would love to meet you this week!

Don't forget, at the #8 parade home, we have a mortgage person onsite to answer any mortgage questions, and some really great programs, especially the $8,000 first-time home buyer tax credit. Go to http://Get8000Bucks.com for more information.

2009 Boise Parade of Homes Map here http://www.bradleyoliver.net/Parade

Thanks and have a great summer Treasure Valley!

Brad Oliver

208-947-4659

Bradley@Century21.com

http://www.BradleyOliver.net

What exactly is the $8,000 first-time homebuyer tax credit?

The American Recovery and Reinvestment Act of 2009 allows you the new home buyer a tax credit of up to $8,000 for qualified first-time home buyers purchasing a home after January 1, 2009 and before December 1, 2009.

The following questions and answers provide basic information about the tax credit. Click on this link to see the FAQ's. http://www.bradleyoliver.net/taxcredit

See the IRS form 5405 for complete details to claim the tax credit this year. Click here and scroll down to where it says First-Time Home Buyer Tax Credit information

To watch a FREE video about the first-time home buyer tax credit click here http://www.bradleyoliver.net/taxcredit

Do you think your credit rating is keeping you from owning your first home? Think again! I have just heard of a loan that was approved for a homeless person living out their van! This was completely backed by the Federal Government! There is money available. To see if you qualify, visit my website and get prequalified. FREE APPROVAL

You might even be able to use up to $7,000 of the $8,000 first-time home buyer tax credit towards the downpayment! To see how this works, call or email me at 208-947-4659 or Bradley@Century21.com

Concerned about the closing costs? Don't worry. Sellers are more motivated to help out buyers with the closing costs to get their home sold. I just recently helped a buyer get over $7,700 paid by the sellers!

Mortgage rates are still very low! If you are in the market to buy this year, now might be the very best time to do that! Rates can and will rise at anytime.

The first weekend of the Boise parade of homes was a real good turnout. This past weekend we counted roughly around 275 folks that came through the #8 home on the Boise parade of homes map. This home was built with care and craftsmanship by Borup Constuction. A Master Builder in the area. People from all over came to make the visit. From Oregon, Nevada and of course cities and towns around the valley. A majority of those folks signed up for a chance to win $221,000 towards the purchase of any home. You could even use it to purchase the #8 home! We had one winner so far win a $10 instant cash prize!

At one point during Saturday's event we had over 25 people in this home at one time! Most everybody commented on the beautiful staging of the parade home and the floor plan. We met some of the friendly neighbors in the area. Most everyone agreed that Borup Construction is a great builder and would not use anyone else if they were to build again.

If you haven't stopped out to see us at the #8 parade home, please stop by and see the beautiful home and while you're there, sign up for a chance to win $221,000 and other prizes.

For a FREE 2009 Boise Parade of Homes Map visit http://www.BradleyOliver.net/Parade

Thanks from:

Bradley Oliver

Century21 1st Place Realty

947-4659

Bradley@Century21.com