
Berkman Plaza is the epidomy of luxury living in Downtown Jacksonville. These riverfront condos are situated on the St. Johns River. The high rise complex is 22 stories high and 206 units offers everything you need onsite for luxury living. Amenities include a swimming pool, boat marina, sailing, fitness center, spa, salon, wine room with privite wine lockers, tennis, squash court, a pet park, business center and meeting facilities, library and best of all-- a great concierge service available 24 hours. The concierge also controls access to the building, signs for packages, arranges for dry cleaning, grocery service, car detailing on site, housekeeping and tickets for special events occuring in the area.

The association dues include all of the above and in addition, internet access, security alarms, satellite television, liabilibty insurnace, water, sewer, garbage with a schote, and exterior maintenance.
| Floor Plan | Room | Sq.Ft. | View | Dues |
| Chelsea | 1BR/1BA | 771 | City | $241 |
| Avondale | 1BR/1BA | 770 | River | $241 |
| Liberty | 1BR/1BA | 920 | River/City | $299 |
| St. Johns | 1BR/1BA | 959 | River/City | $299 |
| Monroe | 1BR/1BA+Den | 1,175 | City | $367 |
| Bay Street | 1BR/1BA+Den | 1,100 | River | $343 |
| Forsyth | 2BR/2BA | 1,338 | City | $418 |
| Duval | 2BR/2BA | 1,473 | City | $460 |
| Riverside | 2BR/2BA | 1,338 | River | $418 |
| Regency | 2BR/2BA+Den | 1,578 | River | $492 |
| San Marco | 3BR/2.5BA | 1,800 | River/City | $562 |
| Penthouse | Penthouse | 2,340-3,066 | River/City | $820-$1,073 |

A quick walk to the personal parking garage eliminates downtown parking dilemmas. Views can be appreciated from all units whether it be city or River views.
Click here to search area homes available in Berkman Plaza.

Click here to search area homes available in Berkman Plaza.
I just read this article...hopefully some relief for current homeowners who are also current on their mortgage.
FHA short refinance option now available
WASHINGTON - Sept. 8, 2010 - In an effort to help responsible homeowners who owe more on their mortgage than the value of their property, the U.S. Department of Housing and Urban Development (HUD) now provides a new refinancing option for underwater borrowers. Originally announced in March, the enhancement of a Federal Housing Administration (FHA) refinance program offers non-FHA borrowers the opportunity to qualify for a new FHA-insured mortgage. To qualify, the homeowner must be current on his existing mortgage and lien holders must agree to write off at least 10 percent of the unpaid principal balance.
The FHA Short Refinance option is targeted to people who owe more on their mortgage than their home is worth because the local market saw large declines in home values. The Obama Administration hopes the change, as well as other programs that have been put in place, will help up to 4 million struggling homeowners through the end of 2012.
Participation in FHA's short refinance program is voluntary and requires the consent of all lien holders. To be eligible for a new loan, the homeowner must also qualify under standard FHA underwriting requirements. The property must be the homeowner's primary residence and the borrower's existing first lien holder must agree to write off at least 10 percent of their unpaid principal balance. In addition, the existing loan to be refinanced must not be an FHA-insured loan, and the refinanced FHA-insured first mortgage must have a loan-to-value ratio of no more than 97.75 percent, and a combined loan-to-value ratio no greater than 115 percent.
To facilitate the refinancing of new FHA-insured loans under this program, the U.S. Department of Treasury will provide incentives to existing second lien holders who agree to full or partial extinguishment of the liens. To be eligible, servicers must execute a Servicer Participation Agreement (SPA) with Fannie Mae, in its capacity as financial agent for the United States, on or before October 3, 2010.
For more information on FHA Short Refinance option, read FHA's mortgagee letter: http://www.hud.gov/offices/adm/hudclips/letters/mortgagee/files/10-23ml.pdf
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Riverside Arts Market also becoming widely known as RAM is taking Jacksonville dwellers by storm!

Every Saturday from 10:00am-4:00pm from March to December you can catch local artists, some yummy food or just to hang out by the River and listen to local performers.
All of the art at RAM is hand-made, that is, no mass-manufactured or assembled products will be sold. The artist who makes the art is there to display and sell the art. The crowd consists of:
The Food Court has ready-to-eat delectibles provided by some of Riverside-Avondale's most popular restaurants. You'll sample a rainbow of tastes prepared by our neighborhood chefs - from gourmet hotdogs to international cuisine to adventurous local specialties - all budget-priced to encourage you and your family to enjoy our riverfront dining experience and then to later explore your favorite tastes at your restaurant of choice.

Fresh fruits and vegatables are also avalable from local farmers. Some of the products from farmers and growers featured throughout the year will include:
Some find it hard to believe, but this amazing public riverfront space beneath the Fuller Warren Bridge was originally scheduled to be a retention pond, surrounded by a chain-link fence, as the construction of the bridge began in the mid-1990s.
Now, framed by its soaring neo-Gothic arches, the RAM site is a wondrous weather-protected environment that serves as parking during the week and an Arts Market on weekends. From the earliest stages of planning for the new bridge over 16 years ago, decisions were made to accommodate the Arts Market
Enjoy being out of doors and beside our beautiful St. Johns River, while being immersed in the art and festivities that RAM will provide every weekend from April until December.
Here are some of the features you will enjoy at RAM:
The Riverside Arts Market boasts having one of the most spectacular performance spaces in Northeast Florida. Our all-weather entertainment stage is framed by the great St. Johns River and features a mini-amphitheater with seating in-the-round. You can spread out with a picnic blanket and your refreshments while enjoying some of the area's top musicians in concert.

And it is all for FREE, as part of RAM's weekly family entertainment.
For more information on the Riverside Arts Market, check out their website for upcoming events under the Fuller Warrner Bridge!
http://www.riversideartsmarket.com/calendar.html
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