Brook Simmons

In today's market it is important to have a preapproval or proof of funds available before you start your home search, especially if you are considering a short sale or REO property. Most banks will not even look at an offer without one of these two documents. Many buyers are missing out on GREAT oppurtunities because they are not ready when the right property comes on the market. If you are working with a buyer specialist or Realtor it is best to go a head and send this documentation a head of time so that when the right property comes available you are not scrambling to sign documents and trying to get your banker to send the letter. Time is of the essence in all aspects and being prepared is vital in today's market especially in Bay County, Florida. If you are looking for a GREAT investment property, second home, or planning on moving to the Panama City area give me a call at 850-814-8259. The Payne Group would love the oppurtunity to help you with all your real estate needs.

I feel so blessed today. Just closed on a home, purchased by an old friend and first time homebuyer. She purchased a GREAT 3 bedroom, 2 bath house that was a foreclosure and walked away with some of her earnest money back in her pocket. She will be getting the 8k tax credit as well. Oh and did I also mention that she was able to qualify for 100% financing. What a GREAT time to buy a home!!! It is so exciting to be able to help so many people get into a home especially without breaking their bank account. The Rural Development loans are so wonderful !!!!

You're Invited!! Bring your Valentine to 4006 E 7th Circle in Panama City, Florida. February 14th from 1- 4pm. Doors will be open. Come check out this GREAT 3 bedroom, 2 bath home with over 1300 square feet on a lake. This home was built in 1982 but has recently been updated and renovated with new carpet, new tile, fresh paing, cabinets, solid surface countertops and a newer roof. There are many other WONDERFUL features besides the multi level deck overlooking the lake such as, a wood burning fireplace, family room, and utility room. Need parking? No Problem. This home also features a detached garage and 2 carports. This home is not a drive by. Come visit me, Brook Simmons; Buyer Specialist with The Payne Group of Keller Williams Success Realty. I look forward to seeing you this Sunday. For more information please call me at 850-814-8259 or visit our web site at www.KnowPayneKnowGain.com to get more information about The Payne Group team and properties currently available.

As a buyer specialist I am here to help buyers find a home that will meet their wants and needs and save them time and money. I work solely with buyers so your interest is my priority. By taking 45 minutes to an hour of your time I can save you 35-45 hours of searching. Most of the buyers that I work with preview 5 homes or less before they find "the one". I make a personal committment to buyers to help them with their home search and provide GREAT service. If you or someone you know is thinking about buying a home in the Bay County area please give me a call at 850-814-8259. I work with all types of buyers and would love the oppurtunity to help you.

It's a new year and the Spring Break season is only days away from getting started. The new Northwest Florida Beaches International Airport is on track for it's March 23rd opening and local home sales in 2009 were greater than the 2008 sales. It's a GREAT day in Panama City Beach, Florida.

If you live in or near any of these four cities: Houston, Texas; Nashville, Tenn.; Baltimore, Md.; and Orlando, Fl and you are looking for a vacation home, make Panama City Beach, Florida your home away from home. Southwest Airlines is offering low introductory rates starting at $49. Real Estate prices have dropped tremendously and for the first time in a long time, you can buy a gulf front efficiency condo starting at 65k and up (that is not a typo) Are you looking for a gulf front single family home for less than one million? We've got them too. It's time to start planning your future vacations. Get out of the snow for the winter and come stay at one of the Worlds Most Beautiful Beaches. You still have time to take advantage of this GREAT market. Call me at 850-814-8259 if you are interested in buying real estate in the Bay County area.