Brian Sharkey South Florida Realtor

Yesterday I visited a neighbors house- He had many very nice things from Europe- he made a comment that the stuff might be worth more then the house- he might be right - but he didn't know.

Any number of things could cause a disaster for your valuables. Money many times can't replace them but money will sure help start over. Insurance companies often times guess or "factor" the valuable when issuing a policy but you should "Know" the value so your not over nor under insured.

A simple way to do this is to make a digital video just like a home tour but out line every thing within the house.

Start with the basic fixtures lights, carpet, drapes next appliances zoom in on serial numbers make sure you can tape the model, read it into the recording if necessary.

If you ever move and rent the house this part is finished. But if you live in the house the next step is most important, now go back around the house stopping at art work, furniture, even your cloths closet. If you have appraisals or floater policies (this will help if you missed something) you can make a voice note as well.

Store this information in a safe secure place away from the house. Review it with your insurance agent and make sure your covered.

If you would like more information about the process, you can reach Brian at 772-579-1981, email him at b@SharkeyRE.com or visit his website at www.SharkeyRE.com or www.BrianSharkeyRealEstate.com.

When you find the right home, I can represent you and negotiate on your behalf.

My goal is to help you buy the right home for you at a very fair price.

When you make an offer, the seller can:
* Accept it
* Reject it outright if the offer does not meet the specifications in the listing
* Counter it with different price and terms

If there is strong demand for properties, a seller may not even make a counter offer, but accept one of several offers û usually the one with the highest price or most qualified buyer.

Here are some tips to help you get your offer accepted in any market:

* Pre-approval: Make sure you have been pre-approved, not just pre-qualified.
* Strong deposit: Provide a substantial earnest money deposit. This is "good faith" money and shows the seller you are serious about purchasing the home.
* Contingencies: Limit the number of contingencies; include only the ones you really need, like financing and an inspection, etc.

I'll be happy to answer any questions you might have about making an offer, negotiating, or the buying process. I will work diligently to help you find and purchase your new home. Call or email me when you are ready to take the next step.

Sincerely,

Brian Sharkey- Realtor

www.BrianSharkeyRealEstate.com
Brian@BrianSharkeyRealEstate.com

772-579-1981

In Case of Emergency- Add the number of the loved one you would want to be notified should you be unable to communicate in an accident in your phone with the name as ICE.

Police and other emergency responders are being trained to check your phone under the name ICE.

Simple way to protect yourself just In Case of Emergency.

Telling clients you care is one thing showing them is another. Try it and hope they never have to use it.

According to a recent report, about 75% of homebuyers surf the Web to begin their home search. That means home buyers are well aware of what properties are available on the market and the prices they are selling for. Therefore, now more than ever, pricing is the key to selling your home.

Some sellers think that a higher price will give them some negotiating room. But in fact many buyers don't even look at a property that is overpriced, much less make an offer on it.

This can lead to the property's becoming "shop-worn." Buyers often inquire about the length of time a property has been on the market. If it has been on the market a long time, they wonder if there is something wrong with it. The sellers then have to drop the price, taking less than they might have if they had priced it correctly to begin with.

Homes that are well-priced attract the buyers in their price range. The buyer's perception is that the home is a good buy, and then the seller is positioned to receive the listing price or close to it.

Please feel free to call or email me if you have any questions. I would be happy to provide you with a market evaluation on your home to make sure it is competitively priced in the marketplace so you will receive the best offer.

www.BrianSharkeyRealEstate.com
Brian@BrianSharkeyRealEstate.com

Be careful because not all contractors will operate within the law.

Here I collected some tips that will red flag the less than reputable contractor for you:

• solicits door-to-door; now if a lawn guys stops at your house because your grass is high that's one thing but if he is going to every house, I would wonder...
• offers you discounts for finding other customers; contractor should earn the refferal business
• just happens to have materials left over from a previous job; need I say more
• only accepts cash payments; check please!
• asks you to get the required building permits; the contractor should be able to do that without a problem, unless s/he has a problem
• does not list a business number in the local telephone directory; I'm not talking about a big ad just a listing
• tells you your job will be a "demonstration;" WHAT?
• pressures you for an immediate decision; no, no,no take your time prices are not going up in this market
• offers exceptionally long guarantees; nothing is forever
• asks you to pay for the entire job up-front; I'm thinking s/he s lucky to have a job and get paid for dong a good one AFTER its finished.
• suggests that you borrow money from a lender the contractor knows. If you're not careful, you could lose your home through a home improvement loan scam. That would not be good...

I've had a policy to be very careful about hiring people because I've seen many friends and family get burned. Please send me a successful comment about your last contractor and what you did to protect yourself.

Brian Sharkey- Realtor

www.SharkeyRE.com