Friends,
When it comes to loan mods, it is critical to know which lenders are most cooperative. Below is the list of most cooperative lenders for loan mods. This lenders are also more helpful with short sales.
If you are in the Portland Metro Area contact me at info@nwlossmit.com or 971-222-3734. I can help you with your loan modification and short sale needs.
MOST COOPERATIVE LENDERS:
· Bank of America/Country Wide*
· CHASE/WAMU/EMC
· Aurora
· Wells Fargo
· SLS**
· GMAC/Home Comings
· Wachovia
· Litton
· National City Mortgage
· Saxon Mortgage Services
· Select Portfolio Services
*Will not modify loans on investments regardless if they are occupied.
**Very cooperative with modifying 2nd mortgages
www.bestshortsales.com www.oscarpdx.com www.nwlossmit.com

Credit card companies settle for pennies on the dollar.
Learn how to make this happen
Date: Saturday October 24th
Time: 9:00am to 1:00pm (Check in starts at 8:15am)
Location: Phoenix Inn, 9575 SW Locust St, Tigard, OR 97223
Objective: Explain exactly how to settle credit card debt by your self for cents on the dollar
Presenter: Oscar Morante - Author, Realtor and debt settlement expert
Panel: Bankruptcy attorney
Real estate attorney
Credit repair specialist
Are you or anyone you know overwhelmed by unmanageable debt?
Attend this event! You will learn exactly how to solve this situation.
Seminar Description: In this event you will learn exactly how to settle credit card debt for pennies on the dollar. This is not rocket science, but if you want to do it, you need to learn. Why re-invent the wheel. You only have one shot at this. If you do it right, it will be a good result. If you do it wrong, you will lose your money and remain in debt. This event will be presented by Oscar Morante, a do it your self debt settlement expert. In addition to the main presentation, there will be a 30 minutes questions and answer session with an expert panel. The panel will have a bankruptcy attorney, a real estate attorney and a credit repair specialist. If you or a loved one is crippled by unmanageable debt, you must attend.
Seminar Outline
08:15am Start check in
09:00am Introduction
09:10am Understanding the debt situation
Why there is so much debt
10:15am Break
10:30am Debt Settlement Negotiation
11:30am Break
11:45am Expert Panel for Questions and Answers
12:30am End of Panel
01:00pm End of Event
www.bestshortsales.com, www.nwlossmit.com, www.oscarpdx.com Download Free HUD-1 Settlement Statement - Limited time offer

Hi, this is Oscar. I have been in Portland for already 16 years. This is a great place to live. Do you want to move here? Right now is a good moment. I know PDX like the palm of my hand. I moved to Portland in 1994. I officially came for two weeks. One thing led to another, and here I am, established and happy. Most likely I will be hear many more years.
My first job in Portland was in downtown. At that time, if you were cheap, and not wanting to pay for parking, you parked in the dirt and gravel streets of what now is the Pearl. At that time, if you parked there, you should not be a women walking by your self at night to your car, mind if the car was broken into or see plenty of homeless. What a change! Now the Pearl is the an entirely different world. Now, as an agent, I am dedicated to saving homeowners from foreclosure, and getting buyers the best possible deal.
To me, the best place in The Pearl, by far is the 24 Hour Fitness. Below is the map to it. I have been going to this club since I moved to Portland, in 1994. If you are into fitness, making friends and then socializing, this gym is hard to beat. I have been to 24 Hour Fitness facilities literally all up and down the I-5 corridor, from Bellingham to San Diego. The Pearl is my favorite.
Although a little overpriced for my taste, I enjoy the Pearl better than ever. However, the Pearl is great. I myself am looking for the right deal. If you are interested in a property, and have a little bit of patience, you can get a great deal. Right now we are experiencing a surge of bank owned and short sale properties. This area is not as affected as others, but the prices have definetly come down. So this is the situation: With the right strategy you can get a really nice Pearl property at a great price.
Call me at 971-222-3734 or email me at info@arecllc.com. This is how it works. I will help you get qualified for the best possible loan. Then, methodically, through a unique strategy I have developed, I will locate the right property at a great price. I am an expert in short sales and bank owned. You don't have to re-invent the wheel.
Want a great deal in the Peal District?
www.bestshortsales.com, www.nwlossmit.com, www.oscarpdx.com
Download Free HUD-1 Settlement Statement - Limited time offer
Right now the inventory of distressed properties in the Portland area is huge. If you want to get a good deal, right now is a good moment. The reason is simple: Great Prices and Fantastic Interest Rates. If you area in Portland or Vancouver, looking for a great deal call me at 971-222-3734. I can definetely help you. You can also reach me at info@arecllc.com. My web site is www.OscarPDX.com
Getting Great Deals in Short Sales and Bank Owned (REO) Properties
A Good Deal is a Good Deal: Just because a property is in a short sale or is a bank owned foreclosure, it does not mean the property is a good deal. A good deal is a good deal. Generally speaking, a good deal is a property significatly discounted. So much so, that even if there is depreciation, it is still a good deal.
What Constitutes a Good Deal: A good deal always has to do with the property been acquired at a discount. However, there more to it. Below is what I consider the main matters that make a property a good deal.
How to Get a Great Deal: There are several ingredients to getting a great deal. I can guide you for this.
How I Can Help You: I will help you select a range of properties that fit your needs and budget. Based on that we will do plenty of offers at what will be a great price. After your offer is accepted, I will quide you for the quickest possible closing. Experience matters. Are you interested in a great property at a fantastic price? Call me at 971-222-3734
www.bestshortsales.com, www.nwlossmit.com, www.oscarpdx.com
Download Free HUD-1 Settlement Statement - Limited time offer
A short sale is a transaction in which a homeowner sells a property for less than what is owed, the lender takes a loss, and any unpaid balance is forgiven. For this to happen, a set of documents is needed.
Main Documents:
Supplemental Documents. In addition, if relevant and available, the following documents are very useful. In some instances, they are absolutely necessary.
Additional Documents. Once in contact with the lender, these two additional documents will be needed.
These are the documents needed for a short sale to be negotiated. The more complete, the better. The degree of what is acceptable varies from lender to lender. Some lenders are more demanding than others. Have all these documents. The short sale will go a lot smoother.
www.bestshortsales.com, www.nwlossmit.com, www.oscarpdx.com
Download Free HUD-1 Settlement Statement - Limited time offer
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