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Brad Troendle

Down Payment Assistance Program in New Jersey

Down Payment Programs still available!!!

SPA Code

Program Type

Program Name

State

Gifts

DAP Max Assistance Amount

DNJACHA32

DAP

Atlantic City (ACHA) Section 32 Homeownership Program (S32)

NJ

$25,000.00

DNJACIADP

DAP

Atlantic City ACIA Atlantic City Down Payment Assistance Program (DAP)

NJ

$30,000.00

DNJATCYHA

DAP

Atlantic City First Time Home Buyer Program (FTHB)

NJ

$20,000.00

DNJATLHBP

DAP

Atlantic County Home Buyers Program (HBP)

NJ

$20,000.00

DNJBRLNTN

DAP

Burlington County First Time Homebuyer Program (FTHB) Closing Cost Assistance

NJ

$4,000.00

DNJBRLNDP

DAP

Burlington County First Time Homebuyer Program (FTHB) Down Payment Assistance

NJ

$5,000.00

DNJCAMDEN

DAP

Camden County First Time Buyer Program (FTBP)

NJ

DNJCTCMDN

DAP

Camden First Time Homebuyers Program (FTHP)

NJ

$5,000.00

DNJEORNGP

DAP

East Orange Homebuyers Purchase Program (HPP)

NJ

$25,000.00

DNJELZFTH

DAP

Elizabeth FirstTime Homebuyer Program (FTHP)

NJ

$50,000.00

DNJGLOUCO

DAP

Gloucester County Homebuyers Program (HP)

NJ

$10,000.00

DNJHUDSON

DAP

Hudson County First Time Homebuyers Program (FTHP)

NJ

$40,000.00

DNJIRVHAP

DAP

Irvington Homebuyer Assistance Program (HAP)

NJ

$10,000.00

DNJMRCROP

DAP

Mercer County HOME First Time Homebuyer Program (FTHP)

NJ

$10,000.00

DNJMIDCAD

DAP

Middlesex County American Dream Downpayment Initiative (ADDI)

NJ

$13,500.00

DNJMAHHAP

DAP

Middletown Affordable Housing Homebuyer Assistance Program (AHHAP)

NJ

$6,500.00

DNJMNMTHC

DAP

Monmouth County First Time Homebuyers Program (FTHP)

NJ

$10,000.00

DNJMORGAP

DAP

Morris County First Time Homebuyer Gap Financing Program (GAP)

NJ

$40,000.00

DNJHSMART

DAP

New Jersey (NJHMFA) MRB Smart Start Options Program (SSOP)

NJ

$32,318.00

DNJHMTCAL

DAP

New Jersey Housing and Mortgage Financining Agency (NJHMFA) MRB Tax Credit Loan Program (TCAL)

NJ

DNJNEWKAD

DAP

Newark American Dream Downpayment Initiative (ADDI)

NJ

$10,000.00

DNJNEWMEH

DAP

Newark Municipal Employees Downpayment Assistance Program (DAP)

NJ

$5,000.00

DNJOCFTHP

DAP

Ocean County First Time Homebuyer Program (FTHP)

NJ

$20,000.00

DNJPATFTH

DAP

Paterson First Time Homebuyer Program (FTHP)

NJ

$30,000.00

DNJTRADDI

DAP

Trenton American Dream Downpayment Initiative (ADDI)

NJ

$10,000.00

DNJUNCHMD

DAP

Union County HOME Investment Partnership Program Down Payment Assistance Program (DPAP)

NJ

$31,250.00

DNJVNLHOP

DAP

Vineland Home Ownership Assistance Program (HOAP)

NJ

$7,500.00

As you can see there still an abundance of available LEGITIMATE DAP's still available. Most DAP's are geographical or income restricted. Some programs only provide assistance if you are buying a foreclosure.

Whether you are a realtor or a buyer or both, reach out to me via phone or email to learn more about a specific program in the above list.

***The links above are intermal links and will not populate in your browser. The list is there to let you know there are programs in your area. Please call or write for more information.***

Brad Troendle
Renovation Certified
Special Programs Administration

Prosperity Mortgage
2300 Calvert Street NW
Washington, DC 20008
202-997-4411 Mobile
202-379-1748 eFax
Brad.Troendle@WellsFargo.com

APPLY https://www.homeloans.com/loans/brad-troendle/index.page

Down Payment Assistance Programs in DC

SPA Code

Program Type

Program Name

State

Gifts

DAP Max Assistance Amount

DDCWEAHP-

DAP

District of Columbia Greater Washington Urban League Employer Assistance Housing Program (EAHP)

DC

$11,500.00

DDCDHPAP-

DAP

District of Columbia Greater Washington Urban League Inc Home Purchase Assistance Program (HPAP)

DC

$40,000.00

As you can see there are two LEGITIMATE DAP's still available in the District. Most DAP's are geographical or income restricted. Some programs only provide assistance if you are buying a foreclosure.

Whether you are a realtor or a buyer or both, reach out to me via phone or email to learn more about a specific program in the above list.

***The links above are intermal links and will not populate in your browser. The list is there to let you know there are programs in your area. Please call or write for more information.***

Brad Troendle
Renovation Certified
Special Programs Administration

Prosperity Mortgage
2300 Calvert Street NW
Washington, DC 20008
202-997-4411 Mobile
202-379-1748 eFax
Brad.Troendle@WellsFargo.com

APPLY https://www.homeloans.com/loans/brad-troendle/index.page

Down Payment Assistance Programs in Maryland

What's still out there available in Maryland?

SPA Code

Program Type

Program Name

State

Gifts

DAP Max Assistance Amount

DMDANRNDL

DAP

Anne Arundel County Arundel Community Development Services Inc Mortgage Assistance Program (MAP)

MD

$40,000.00

DMDBALADM

DAP

Baltimore American Dream Downpayment Initiative (ADDI)

MD

$10,000.00

DMDBYBLT-

DAP

Baltimore Buying Into Baltimore Home Sale Program (BIB)

MD

$3,000.00

DMDBALTCE

DAP

Baltimore City Employee Homeownership Program (BCEHP)

MD

$3,750.00

DMDBALHME

DAP

Baltimore Home Investment Partnership Program (HOME)

MD

$25,000.00

DMDLNYWBT

DAP

Baltimore Live Near Your Work Program (LNYW)

MD

Y

$1,000.00

DMDCCCWHP

DAP

Cecil County Cecil Workforce Homeownership Program (CWHP)

MD

$7,500.00

DMDCHARLS

DAP

Charles County First Time Home Buyers Settlement Expense Loan Program (SELP)

MD

$6,000.00

DMDCOLLPK

DAP

College Park New Neighbors Program (NNP)

MD

$7,500.00

DMDCUMBER

DAP

Cumberland Neighborhood Housing Services Closing Cost Grant (CCG)

MD

Y

$1,000.00

DMDFRDHAP

DAP

Frederick County Homebuyer Assistance Program (HAP)

MD

$7,000.00

DMDFCNCIP

DAP

Frederick County Neighborhood Conservation Initiative Program (NCI)

MD

$25,000.00

DMDFRDSF2

DAP

Frederick Sold on Frederick II Second Mortgage Program (SF2)

MD

$15,000.00

DMDHPIWHP

DAP

Harford County Home Partnership Inc Workforce Home Ownership Program (DAP)

MD

$15,000.00

DMDHCSLPB

DAP

Harford County Settlement Expense Loan Program (SELP)

MD

$5,000.00

DMDHWCDBG

DAP

Howard County CDBG Down Payment Assistance Program (CDBG)

MD

$15,000.00

DMDCDADSP

DAP

Maryland (DHCD) MRB Downpayment Settlement Expense Loan Program (DSELP) (including House Keys 4 Employees (HK4E), Builder/Developer Incentive Program (BDIP) and Community Partner Incentive Program (CP

MD

$2,500.00

DMDHOCMC-

DAP

Montgomery County HOC MRB Revolving Closing Cost Assistance Program (CCAP)

MD

$10,000.00

DMDPGADDI

DAP

Prince Georges County American Dream Downpayment Initiative (ADDI)

MD

$10,000.00

DMDPGCNSP

DAP

Prince Georges County Neighborhood Stabilization Down Payment and Closing cost Assistance Program (DPCCA)

MD

$20,000.00

DMDQACWMP

DAP

Queen Anne's County Critical Workforce Mortgage Program (CWMP)

MD

$50,000.00

1

As you can see there still an abundance of available LEGITIMATE DAP's still available. Most DAP's are geographical or income restricted. Some programs only provide assistance if you are buying a foreclosure.

Whether you are a realtor or a buyer or both, reach out to me via phone or email to learn more about a specific program in the above list.

***The links above are intermal links and will not populate in your browser. The list is there to let you know there are programs in your area. Please call or write for more information.***

Brad Troendle
Renovation Certified
Special Programs Administration

Prosperity Mortgage
2300 Calvert Street NW
Washington, DC 20008
202-997-4411 Mobile
202-379-1748 eFax
Brad.Troendle@WellsFargo.com

APPLY https://www.homeloans.com/loans/brad-troendle/index.page

Down Payment Assistance Programs in Virginia

What's still out there in Viriginia?

SPA Code Program Type Program Name State Gifts DAP Max Assistance Amount

DVAALEXAN

DAP

Alexandria Homeownership Assistance Program (HAP) and Moderate Income Homeownership Program (MIHP)

VA

$50,000.00

DVAMIPAPP

DAP

Arlington County Moderate Income Purchase Assistance Program (MIPAP)

VA

$14,999.00

DVACHESPK

DAP

Chesapeake Downpayment Assistance Program (DAP)

VA

$25,000.00

DVAFCSLIP

DAP

Fairfax County Silver Lining Initiative Program (DAP)

VA

$91,767.00

DVAHAMHBS

DAP

Hampton Home Buyer Subsidy (HBS)

VA

$20,000.00

DVALOUDPC

DAP

Loudoun County Down Payment and Closing Cost Assistance Program (DPCC)

VA

$25,000.00

DVAPHALCH

DAP

Louisa County Piedmont Housing Alliance (PHA) Louisa County Homebuyer Assistance Program (LCHAP)

VA

$20,000.00

DVAMHTFHP

DAP

Manassas (MHTF) Homeownership Assistance Program (HAP)

VA

$50,000.00

DVARCSHFP

DAP

Multi Cities Housing Opportunities Made Equal State Home Funds Program (SHF)

VA

$25,000.00

DVANORFLK

DAP

Norfolk HOME Homebuyer Assistance Program (HOME)

VA

$25,000.00

DVAPETDPA

DAP

Petersburg HOMEownership Down Payment Assistance Program (DPAP)

VA

$41,700.00

DVAPTDPCC

DAP

Portsmouth HOME Down Payment & Closing Cost Program (DAP)

VA

$8,000.00

DVAPTMFTH

DAP

Portsmouth The Center for Community Development Affordable Housing for First Time Homebuyers (FTHB)

VA

$45,000.00

DVAPWCFRA

DAP

Prince William County Downpayment & Closing Cost Loan Foreclosure Rehabilitation Acquisition Program

VA

$25,000.00

DVAPWCHAP

DAP

Prince William County Homeownership Assistance Program (HAP)

VA

$100,000.00

DVARICHPP

DAP

Richmond Housing Plus Program (HPP)

VA

$10,000.00

DVAHOMERH

DAP

Richmond Keystone Program Direct Homeownership Assistance (DHA)

VA

$10,000.00

DVARICHOP

DAP

Richmond Southside Community Development & Housing Corporation Home Ownership Program (HOP)

VA

$25,000.00

DVARNKMAP

DAP

Roanoke Affordable Mortgage Assistance Program (MAP)

VA

$8,000.00

DVAFHAPLU

DAP

Virginia (VHDA) MRB FHA Plus Loan Program (FHA+DPL)

VA

$16,330.00

DVAHDTCAL

DAP

Virginia (VHDA) MRB Tax Credit Plus Program (TCAL)

VA

$20,405.00

DVAVBFTHB

DAP

Virginia Beach Down Payment/Closing Cost Assistance Progran for First Time Home Buyers Program (FTHB)

VA

$7,000.00

DVADHCDAP

DAP

Virginia HOMEownership Down Payment Assistance Program (DPAP)

VA

$25,000.00

As you can see there still an abundance of available LEGITIMATE DAP's still available. Most DAP's are geographical or income restricted. Some programs only provide assistance if you are buying a foreclosure.

Whether you are a realtor or a buyer or both, reach out to me via phone or email to learn more about a specific program in the above list.

***The links above are intermal links and will not populate in your browser. The list is there to let you know there are programs in your area. Please call or write for more information.***

Brad Troendle
Renovation Certified
Special Programs Administration

Prosperity Mortgage
2300 Calvert Street NW
Washington, DC 20008
202-997-4411 Mobile
202-379-1748 eFax
Brad.Troendle@WellsFargo.com

APPLY https://www.homeloans.com/loans/brad-troendle/index.page

$8,000 Tax Credit Clock Is Ticking

To take advantage of the federal tax credit of up to $8,000, eligible first-time homebuyers have until the end of business on November 30, 2009, to close their loans.

Historically, it has taken 30 to 45 days to close a loan. However, new appraisal and disclosure requirements that recently took effect may add extra time to the closing process. To ensure your clients are able to take advantage of the tax credit, encourage them to start the mortgage loan application process today to allow ample time for it to close by the November 30 deadline.

Ask your clients to take the first step toward a home purchase and contact us for a complimentary, no-obligation consultation and a credit-checked PriorityBuyer® preapproval to see exactly how much they can borrow with today's interest rates. Your clients may be able to buy their first home sooner than they thought possible.

Information about the tax credit:

· Available to qualified first-time home buyers

· Tax credit amount up to $8,000

· Eligible for homes purchased on or after January 1, 2009 and before December 1, 2009

· Available on single-family detached homes, townhomes and condominiums - newly constructed or pre-existing homes

· The tax credit does not need to be repaid unless the home is sold within the first three years after purchase

Contact me today!

Brad Troendle

Home Mortgage Consultant

Prosperity Mortgage Company

202.997.4411

Brad.Troendle@WellsFargo.com

Visit my web site at www.homeloans.com/Brad-Troendle