I am not sure how long these guys have been here, but one thing is for sure; They seem to be doing VERY well.
This isn't the first time we have seen these guys, but the pictures here are from outside the front of our house, in a development, in the street. This guy either crawled up from the sewer or he walked a really long way from the nearest water!
Steve Kappre is a Mortgage Advisor with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more information check out:
Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
Are you looking to purchase a home in South Jersey? One of the best mortgage programs available today is the USDA mortgage program. This mortgage loan is still somewhat unknown despite its popularity in this current market. A USDA mortgage allows a home buyer to purchase a home with zero money down. Not only is there no required down payment, but the seller can pay all of the buyers closing costs, which will allow a home buyer to get into a home with very little out of pocket.
A USDA mortgage is a 30-year fixed loan that has no monthly mortgage insurance. Interest rates for the USDA mortgage program are comparable to FHA or conventional mortgages. There are a few limitations; The location of the home you are buying will have to be in an eligible area. If you are buying a home in Salem County, NJ it is already in a designated USDA area.
A USDA mortgage is income restricted, however it does have fairly high income limitations, and the majority of home buyers will find that they qualify for this option.
If a USDA loan will not work for your particular situation, there are other options including first time home buyer grants and assistance programs (both state and county programs), FHA loans, and other options. For more information, to be pre-approved, or to have any questions answered, contact Steve Kappre (below).
Steve Kappre is a Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more info check out:
Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
Whether you are a first time home buyer in Gloucester County, NJ or a move-up home buyer, one of the best mortgage programs going right now is the USDA loan option that allows 100% financing. Unlike many of the risky loans that were available several years ago, this 100% financing loan is a 30-year fixed loan that has no monthly mortgage insurance cost.
Interest rates for this USDA mortgage program are comparable to FHA or conventional mortgages. The location of the home you are buying will have to be in an eligible area. Roughly half of Gloucester County, NJ is available for 100% financing (All of Salem County, NJ is eligible).
This mortgage option is income restricted, but has very flexible (high) limitations, and the majority of home buyers will find that they qualify for this option. For more information, to be pre-approved, or to have any questions answered, contact Steve Kappre.
Steve Kappre is a Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more info check out:
Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
Sponsored by East Greenwich Home and School Association
Steve Kappre is a Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more info check out:
Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
Steve Kappre is a Mortgage Planner with Treasury Mortgage, a subsidiary of Aurora Financial Group. For more info check out:
Contact Steve Kappre directly: 856-419-3561 | Subscribe to Steve's blog via e-mail
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Cell - 856.419.3561 | Offering all loan options - Specializing in NJ First-Time Home Buyer Mortgage Loans and down payment assistance programs for New Jersey, 100% Financing, Reverse mortgages.
One of Steve's primary focuses is to work with First-Time Buyers. Steve knows the fears and concerns that come with someone just starting out in life, and his business has focused on first time buyer mortgages and grants for years. It is important that first time home buyers understand all of their options such as the specific mortgages currently available, home buyer grants, seller concessions, the credit scoring model, tax credits and more. It is also important to understand how these options can all be used together to create a successful home purchase.
Some of the first time home buyer options are;
Steve has extensive knowledge regarding credit restoration, and has trained for the specific occupation of a credit restoration specialist. The credit advice that is offered, although very valuable, is free to mortgage clients. Check out some of the articles Steve has written on understanding the credit scoring model and how to improve your credit scores.
Graduate: Certified Mortgage Planning Specialist Institute(CMPS). To learn more about CMPS, check them out at http://www.cmpsinstitute.org/
Specialty programs
"I am very grateful to you for taking the time to help me (fix my credit) even though I am doing the work. The fact that you have laid out the steps for me to follow is the best thing that anyone has ever done for me. It is easier to understand now what I need to do to get to where I need to be. Before reading this and talking to you, all I honestly knew was that as long as I paid my bills on time and got them under the limits my score would go up. Having the whole equation makes it so much easier. Thanks again!" - H.S.
"Thank you again for all of your help, you will be highly recommended to all my
colleagues"
- D. B.
Good service is hard to find, and I believe that your firm has really done an outstanding
job. Your response time is outstanding, your staff is educated and courteous and that
alone is a big deal"
- I. L.
"Steve, thank you again for all of your help. You were great ... and I appreciate
everything."
- S. J.
"Steve, you have been great and have always been willing to answer my calls and
questions. I think that your customer service has been top notch and have no
complaints."
- T. F.
"Thanks. You're the best"
- M. S.
"Thanks for the info ... I knew I could count on you!"
- P. T.
"Does your company send out a survey on the quality of your service we have received
because I would really like to fill a nice one out for a change!:)"
- D. D.
"I have given your name out to a couple of friends ... hope you don't mind"
- K. O.
This information is provided to assist Real Estate Professionals and is not intended as an advertisement to extend Consumer Credit as defined by Section 226.2 of Regulation Z. Quoted Interest Rates, Fees, and Programs are all subject to change without notice and are subject to errors, omissions, changes, and/or withdraw at any time.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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