When preparing for a special event, don't forget the sweet eats! And here are some very fine looking (and tasting) sweets created by Neela A., who lives and works in the Mickleton (East Greenwich, Gloucester County, NJ) area of South Jersey.
5.750% - First Mortgage with no Smart Start assistance
6.125% - First Mortgage with 2% Smart Start assistance
6.250% - First Mortgage with 3% Smart Start assistance
6.500% - First Mortgage with 4% Smart Start assistance
The 40 year team requires an additional add-on of .125%
This program allows up to $5,000 of the first time home buying tax credit (up to $8,000) to be used for the purchase of a home. This money can be used for the downpayment and/or closing costs. This program follows the first time buyer rate option with zero (0) assistance (5.750% currently). For more info check out Tax Credit Loan Program: The "Prefund" Program.
It would be nice if every first time buyer had the time to sit in a class to get educated on all the aspects of the home buying process. That might have been the only way to learn years ago. Today, the internet is the primary medium for education. You can educate yourself and find a great professional to work with.
Find below some helpful first time home buyer links. And when you have additional questions, don't hesitate to call, e-mail, or text your questions. I'd be happy to help!
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From mandavillas to mums, from the undeniably awesome Jersey tomatoes to jalapeno peppers, you are bound to find just what you are looking for.
Michael William Greenhouse and Florist is also focused on making your special events into beautiful events. Weddings are one of Michael's most enjoyed events and he warks hard at helping you make your beautiful day one that you will never forget. If you are looking to make your special day extra special, give Mike a call and see how he can help you out.
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A chair such as the on the right takes about 3-4 hours to complete.
Diane also offers rush and flat reed work.
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Cell - 856.419.3561 | Offering all loan options - Specializing in NJ First-Time Home Buyer Mortgage Loans and down payment assistance programs for New Jersey, 100% Financing, Reverse mortgages.
One of Steve's primary focuses is to work with First-Time Buyers. Steve knows the fears and concerns that come with someone just starting out in life, and his business has focused on first time buyer mortgages and grants for years. It is important that first time home buyers understand all of their options such as the specific mortgages currently available, home buyer grants, seller concessions, the credit scoring model, tax credits and more. It is also important to understand how these options can all be used together to create a successful home purchase.
Some of the first time home buyer options are;
Steve has extensive knowledge regarding credit restoration, and has trained for the specific occupation of a credit restoration specialist. The credit advice that is offered, although very valuable, is free to mortgage clients. Check out some of the articles Steve has written on understanding the credit scoring model and how to improve your credit scores.
Graduate: Certified Mortgage Planning Specialist Institute(CMPS). To learn more about CMPS, check them out at http://www.cmpsinstitute.org/
Specialty programs
"I am very grateful to you for taking the time to help me (fix my credit) even though I am doing the work. The fact that you have laid out the steps for me to follow is the best thing that anyone has ever done for me. It is easier to understand now what I need to do to get to where I need to be. Before reading this and talking to you, all I honestly knew was that as long as I paid my bills on time and got them under the limits my score would go up. Having the whole equation makes it so much easier. Thanks again!" - H.S.
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Good service is hard to find, and I believe that your firm has really done an outstanding
job. Your response time is outstanding, your staff is educated and courteous and that
alone is a big deal"
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"Steve, thank you again for all of your help. You were great ... and I appreciate
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"Steve, you have been great and have always been willing to answer my calls and
questions. I think that your customer service has been top notch and have no
complaints."
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"Thanks. You're the best"
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"Thanks for the info ... I knew I could count on you!"
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because I would really like to fill a nice one out for a change!:)"
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"I have given your name out to a couple of friends ... hope you don't mind"
- K. O.
This information is provided to assist Real Estate Professionals and is not intended as an advertisement to extend Consumer Credit as defined by Section 226.2 of Regulation Z. Quoted Interest Rates, Fees, and Programs are all subject to change without notice and are subject to errors, omissions, changes, and/or withdraw at any time.
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
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