Do you need a lower interest rate on your mortgage loan in these tough economic times? Golf Savings Bank offers a Rate and Term Refinance loan called DU Refi Plus. This loan will allow you to lower your interest rate and possibly save you money each month. Some of the investors for this program recently lowered the minimum credit score for this program from 680 to 620.
We all know that with the recent economic crisis a lot of people have struggled with finances. Some people may have damaged their credit score in the process. Talk with a trusted financial advisor about what you can do to get your credit repaired.
I'd be more than happy to check and see if you qualify for the DU Refi Plus program.
Liz Standow
Golf Savings Bank, Member FDIC, Equal Housing Lender
![]() |
|
|
Based in Bellingham, WA. My primary emphasis is on Skagit, Whatcom and Island counties. I specialize in FHA and VA homeloans and first time homebuyer programs.
Home financing in Washington State. Bellingham, Ferndale, Blaine,Mount Vernon, Snohomish, Oak Harbor, Whidbey Island are the main cities I serve.I am centrally located in Bellngham. I have experience processing transactions for all different types of properties in these cities.
I specialize in FHA loans and VA loans in the state of Washington. I offers FHA and VA loans for purchasing, refinancing, and for taking cash-out. I also I also offer pre-approvals for purchases, and help my clients package their loan file in the most advantageous way to get their request approved.
I love to help people get into homes when they thought they couldn't. I will get you loan approval even if it means repairing their credit first. Your future and investments are an integral part of the loan process. I educate my clients. I want them to understand the home financing process. I am available for my clients and happy to serve them.
I specialize in matching mortgage programs with people.

Why Liz Standow?
A lifetime resident of Beautiful Bellingham, Washington, I am proud to be your local home loan consultant. I take on the biggest challenges, to meet the mortgage needs of each and every client. I specialize in VA loans, FHA loans, Jumbo Loans, Reverse Mortgage, Manufactured Home Loans and USDA Rural Housing Loans. As your mortgage expert, my mission is to provide distinctly satisfying service. I have experience on both the mortgage and banking side of the industry with a total of 10 years in the real estate industry. If you need to purchase or refinance, you can count on me to keep you well informed of the progress of your loan while cheerfully bringing it to a successful and timely conclusion.
What others say about Liz
"Liz jumped through a lot of hoops and went the extra mile to get the loan closed"
-Dale and Becky Hansen
"We
"It's no secret that Liz is a home loan expert. What may not be commonly known is her love for and belief in people. What this means for someone who has the desire for home ownership but has less-than-stellar credit, Liz compassionately and skillfully takes them from discouragement or despair to hope and confidence. She has the wisdom, expertise, knowledge-base to make things happen for her clients. For the colleague or business partner, Liz' love and belief in others manifests as a genuine how-can-I-serve-you attitude. Liz is a Master Business Matchmaker, always seeking to find just the right person, situation or opportunity in her network of friends and colleagues to help others succeed. I'm honored to recommend Liz Standow as a loan officer -- particularly if you've had a difficult financial past -- but also as a friend, colleague, and well-connected person to know." March 3, 2009
Tshombe Browne
Business Coach & Human Resources Consultant, Your Signature Coaching & Consulting
Liz,
Just found out we recorded, Yeah!!!! Wanted to thank you again, I know you have jumped through a lot of hoops to get us in a home and we really appreciate everything you have done. You're probably excited that you're finally done with us, but you know you'll just have another problem file like us next month. (There always seemed to be at least one when I processed loans.
Just wanted you to know that we really appreciated all you did, and thank you so very much for everything...
Dawn Rudder
"Liz our mortgage specialist was a powerhouse to getting us the BEST opportunity for a first time home buyer LOAN based on zero-to-bad credit. WHAT A GAL!!!
Liz was the greatest. "Overall experience has touched our hearts. We will always continue referring to Liz, CMS, and staff."
Juan and Mary Amaro
Liz,
Thank you for all of your assistance with my house loan. You made the whole process easy! Thank you also for the beautiful gift basket. It was a really thoughtful surprise!
Bethany Gronquist
Hi Liz!
Thanks for all your help. I appreciate everything you do.
Shannon Bennedict
Realtor
Birch Bay Realty
Find out more about how Flamingos and Friends fight cancer in Whatcom County
ActiveRain Corp. is not responsible for the accuracy of the site's content (which is written by members of the ActiveRain Real Estate Network) and does not endorse the views of the real estate agents, mortgage brokers, and others listed here.
Powered by the ActiveRain Real Estate Network
© 2012 ActiveRain Corp. All Rights Reserved

