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Margo Ramsey

I've been away awhile

06-27-09
Margo Ramsey

I joined Active Rain many months ago. At first I was quite active and then I got involved with the other avenues out there and sort of left AR behind. I'm back mainly because this is truly a real estate person's site. Some of the other social networking sites are good and I understand why people go on these, but I really don't see the point of telling people when you've gone to a concert or when your cat had kittens.

I want to learn how technology will help my business. I want to be able to implement technology into my business and I believe this is the best place to do that.

Other than answering my emails and putting my listings into the system, I am basically computer illiterate. Anyone who wants to help, please feel free to respond with any suggestions. Thanks

Realtors and the new year

01-05-09
Margo Ramsey

Now that 2008 is well behind us, it is time, despite what the press says, to start seeing the glass as half full instead of half empty. If you are thinking about either buying or selling in the near future run, don't walk, to the Realtor that you have heard good things about. Why is it that when people decide to sell their homes, they interview at least 3 Realtors, but when they go to buy, they stick with the first Realtor they call from an ad.

Buyers' Agents are just as professional as seller's or listing agents (there is a difference). The buyer becomes the client in this situation instead of just the customer (again, there is a difference).

Buyers should consider these agents based on their track record of sales, their experience and referrals. Of course, even with the best credentials, you may not hit it off. You can always acknowledge that and move on.

Today's market is so complex that it isn't wise to do it on your own. Would you go to a lawyer, a doctor, a teacher, or even a minister if they weren't trained and educated in their field? Realtors are no different. A good Realtor will walk you through all the steps, explain issues, even before they come up, be there with you every step of the way and make this transaction as painless as possible for you, whether buying or selling.

Good luck in this process and remember that the only dumb question is the question not asked.

Have a good day!....................................................................Margo

one foot in each door

12-11-08
Margo Ramsey

I know it's the holidays and everyone's thoughts are on various things, whether their careers, their families, their friends or whatever they hold near and dear to them This Christmas I am thankful for a wonderful family, many really good friends and a job that I am excited about starting.

I have always been the type of person that I expect 150% of myself in whatever I do. Having just joined a new agency I am truly excited to get off the ground running. I have, in just a week, been exposed to many new tools and many new friends.

I am not completely out the door from my other agency and, to a certain extent, that makes me feel as if I'm in limbo. I still have a listing there; I'm still working it to the best of my ability.

It's not about the bottom line, it never has been with me. I need to feel motivated, I need to feel that I'm doing the best that I can for my clients/customers.

I honestly feel that when we stop learning we stop growing. I never want to stop growing. Every experience we have in life is a learning experience.

It's scary, but I hope the new year brings me many new experiences, many new lessons and the peace of mind to know that I'm doing the best I can for myself, my family, my clients and my customers.

Merry Christmas, everyone

are we our own worst enemies?

12-03-08
Margo Ramsey

Every day I listen to the news, I read everything I can and I'm always willing to get into conversations about the real estate market with anyone/everyone who wants to.

I think we have fallen prey to the news media and what they are selling. I am not an ostrich, but I am an optimist. My glass is always half full. Although our economy right now is terrible, the stock market and the real estate markets are in bad shape, we are allowing the media to do a self-fullfilling prophesy for our business.

Almost everything you read or hear is about short sale and foreclosures. They do NOT make up the majority of the market-yet! Why are we not concentrating on selling/buying homes with people that are still financially viable? Sure, there is quick money in short sales and foreclosures, but is this really what we want our market to become?

I don't. If you have two short sales on a block or in a subdivision, the person (all things being equal) who is trying to sell his/her home because of downsizing, upsizing, relocation or any other reason and has had all his/her ducks in a row doesn't stand a chance.

Let's not let this market go down the tubes because the media says it is. Let's try to be patient and keep things on an even keel. I'm not saying to ignore the short sales and foreclosures, just don't let them take up a majority of your time and your energy, just like they don't take up a majority of the market-yet.

Margo

property taxes

12-02-08
Margo Ramsey

Each and every one of us has complained at one time or another about property taxes. This morning, when signing online, I came across a great article which I've chosen to share with all.

Go to the "Money" section of MSN> There you will find an article "Are you paying too much in property taxes? It is well worth the read. Most realtors will do an updated CMA on your home for free to determine if your home is over assessed. Most townships will accept this. If this doesn't work, an appraisor usually charges between $300-400. Call your town and find out when grievance day is and start working on this.

Also, if you haven't applied for the STAR program, please remember that the cut off date on that is March 1.

Good luck, and if I can help in anyway, please let me know.

Margo