Brock Zevan Lake Norman Huntersville NC Area Realtor

Lake And Town Realty would like to invite currently licensed agents and those who are in their pre-licensing classes now for a confidential, one-on-one interview to see the difference the right brokerage can make in a real estate agents career.

If you are self-motivated and like to work from home but would like the support when needed please call or email us to set up an informal interview.

We welcome both full-time and part-time agents. Always have, and always will.

A few things that set us apart from other brokerages in town:

- There are minimal fees to our agents. (less than $50.00/mo)
- Hands-on, personal support and training for our agents.
- A broker-in-charge who is available 7 days a week, and who keeps an open door for all agents.
- Direct dial phone number, company email address, and agent bio page on our website for every agent. (Your phone number and email address can be forwarded to your cell phone and personal email address for your convenience if you like.)
- Errors and Omissions insurance at no charge to the agents for one year.
- We will supply all print and Internet advertising, lockboxes, and signage for all our agents listings at no cost for the first year.
- A fair and simple commission structure with no hidden fees and no deductions from your check beyond the straightforward commission split. Overall, our agents can earn 70% of the gross company commission, and pay little fees.
-Owners who like to consider our team a family!

Stop wasting money on all those fees the big companies charge and find out the new way of doing real estate.

Contact us today!!!!!

Vermillion features David Weekley Homes set within a community of distinguished addresses, delightful parks and miles of forested area. Buyers can find their dream home in two sections - The Estate Series and The Park Series. Residents enjoy plenty of amenities, like:

· Pools with cabanas and a sundeck

· A Village Center with restaurant

· Greenbelts and wooded forests

· Parks, playgrounds and Outdoor Pavilion

· Nearby downtown Huntersville

· Close to Birkdale Village and Lake Norman

In addition Go Green!!!

Secretary Donovan said that important changes, which the National Association of Realtors^® has been calling for, will help consumers purchase a home. "We all want to enable FHA consumers to access the home buyer tax credit funds when they close on their home loans so that the cash can be used as a downpayment," Donovan said. According to Donovan, the FHA's approved lenders will be permitted to "monetize" the tax credit through short-term bridge loans. This will allow eligible home buyers to access the funds immediately at the closing table.

Donovan said the Obama administration plans to further stabilize the housing market. "I do think we have some early signs hat the market overall is stabilizing," said Donovan. "Since January we've seen both home sales moving up and down around a relatively stable number and we are seeing the first signs that the rapid decline in home prices is starting to abate."

NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth, said, "As the leading advocate for housing issues and homeownership, NAR continues to take a leadership role in promoting ideas for improving our economy by stabilizing the housing and real estate markets. Today we have the best of the best to begin a dialogue, develop solutions and initiate action toward real estate and economic recovery."

The morning session included a panel discussion that was moderated by CNBC's Ron Insana. The 13 panelists and Realtors^® in attendance examined cutting-edge solutions necessary to promote and preserve homeownership and real estate development, stimulate the economy, and protect the nation's taxpayers. They also shared their ideas on what the role and responsibility of the federal government is in the revitalization effort.The list of distinguished panelists include Dr. Martin Feldstein, professor of Economics from Harvard University; Dr. Barry Bluestone, professor of Political Economy from Northeastern University; John Taylor, CEO of the National Community Reinvestment Coalition; Maria Kong, president of the National Association of Real Estate Brokers; and Sarah Rosen Wartell, executive vice president for the Center for American Progress.

"Right now the Federal Reserve is the market," said Jay Brinkman, chief economist for the Mortgage Bankers Association. "What will be the effect when the Fed stops buying?" Brinkman explained that an exit strategy must be planned for the long-term; the federal government cannot continue to support the mortgage markets indefinitely.

"We must make sure FHA and the GSEs are supported," added the Wharton School's Susan Wachter.

"We are thrilled that so many high-caliber individuals were able to join us today at this important meeting to promote stability in the housing market and the U.S. economy," McMillan said. "We look forward to an ongoing dialogue and action toward this goal, during our midyear meetings this week and beyond."

Over the past three years, as market values kept plummeting, real estate wags who were asked that sort of "buy" question often weighed in with overly optimistic answers.

But there are several reasons to believe that this year may truly represent one of the best opportunities you'll see at any point of your life -- if not the best. Mortgage rates are at record lows. Values have sunk to a point where homes that were out of reach just a few years ago are now affordable, if you're in a financial position to buy.

The American buying public has jumped back into the ownership game in growing numbers this year. Sales of existing homes have been on the increase in the last few months, even in some of the harder-hit markets. In California, people are snapping up properties for less than half of what they paid in 2005. Recent reports out of the San Francisco Bay Area have people buying homes that were valued at $700,000 three years ago for $300,000.

If you are a first-time homebuyer, there's even more incentive to move quickly. The government's economic-stimulus package for housing is offering an $8,000, refundable, first-time buyer tax credit for qualifying homebuyers who purchase a house before Dec. 1, 2009. Essentially, you'd be getting a 10-percent credit on the purchase price, capped at $8,000. Individuals who make less than $75,000 in taxable income or married couples who make less than $150,000 in taxable income are eligible.

There are a few caveats: To qualify, you can't have owned a principle residence in the past three years, and you'll have to live in the house you buy for three years. Condos, new-construction homes and even mobile homes qualify. What's more, instead of waiting until 2009 to get your tax credit, you can move this credit to your 2008 taxes by amending your return, assuming you've already filed. That could very well tip the balance in the "buy" equation and serve as a bit of a hedge against further value drops, especially if you are buying for the long term.

Of course, there is no guarantee that values won't drop further. Unemployment remains painfully high and is getting worse. There are tons of foreclosure homes cued up to work their way through the pipeline despite stimulus programs designed to help their owners, and it may take a little while longer before this painful down cycle fully plays out. As for next year, there is talk that some of the housing stimulus programs will extend into next year. But remember the real estate axiom, "Buy low, sell high." We are definitely in, or at least entering, that "buy-low" phase for opportunistic future homeowners.

Good luck on your decision.