Maggie McFarland,Pearland realtor, Pearland Texas Real Estatate,mls,agent

Pearland Texas future home buyers, in the loan approval process you will make a loan application with a lender. The lender may ask for information such as your job history, last two or three bank statements, W-2s, and pay stubs. Within a couple of days of applying for your loan approval, you should receive a good faith estimate that will outline costs associated with the loan. (most lenders can get this to you the same day) The estimate should also give you an approximate amount the funds that will be needed at the loan closing. As a pre-approved buyer, you will be taken more seriously when negotiating items like sales prices and fees. When it is time to present offers on properties, your offer will be more attractive to a seller. The seller will know that you have already finished with the time-consuming process of loan application and you are ready to proceed with the other aspects of the transaction. Having loan approval will also help you close your loan quickly once you find the right home. Most seller's look at this as one more added benefit.

So Yes Pearland Texas Buyers! I recommend you get pre-approved for a mortgage loan early in the process. Most sellers do not require that you be pre-approved by a lender before submitting. But before you start looking at homes, you should learn what you could afford by speaking with a lender first. As a pre-approved buyer, you will have a better understanding about what you can afford.

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Search for all Pearland Real Estate at http://www.thehomesourceonline.com

For the first time ever one of my very good friends parents home flooded for the first time, a couple of weeks ago. The very first time and they had three (3) feet of water in their home. They have lived in this house for over 30 years. Unfortunately, I hear these stories and so many times people did not have flood insurance on their homes. My friends parents were the lucky ones, even though flood insurance was not required on their house they decided to have it just in case.

Pearland Texas homeowners, this is one of those things that you can wait to long to get your Flood Insurance. With Hurricane season quickly approaching it is time to call your insurance company now. If you are not required to have flood insurance you will be pleasantly surprised on the amount you will pay for the policy. Pearland homeowners keep in mind if there is a storm in the Gulf of Mexico you will not be able to get a flood policy.

For Flood Insurance Company information visit Texas Department of Insurance

Pearland, Texas Has Many Great Insurance Companies for you to choose from!

Visit Maggie McFarland your Pearland... Real Estate Agent on the Web

"Think Real Estate..Think Maggie McFarland"

Pearland Texas Real Estate homeowners it seems to me Hurricane Ike was just a couple of months ago. Like many others Ike is still a thorn in my side! In just a few weeks Hurricane season will begin (June 1st ) So even though some of us that live in Pearland and surrounding areas are still dealing with house repairs and insurance we must begin to prepare.

HURRICANE EVACUATION ZONES - Brazoria/Galveston Counties
Pearland Texas Residnets the evacuation orders will come from our Pearland Texas city officials. Evacuation will be based on zip codes. When that call comes, be prepared to leave immediately as your zone is called. Pearland Texas City officials make decisions to evacuate 36-48 hours before a storm makes landfall. Hurricanes are extremely unpredictable and can become more dangerous in a matter of hours. It is not safe to wait. Plan to leave early if an evacuation order has been given. Click Here to View the Evacuation Zone Map

Pearland Texas we are lucky because Brazoria County has come out with this years Hurricanes Guide. I have to say it is very informative and should be a great resource to all of us this season. Click Here to get your FREE huricane guide.

Pearland Texas homeowners can keep current on National Weather including hurricanes visit www.nws.noaa.gov

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"Think Real Estate..Think Maggie McFarland"

Pearland Texas Community Information

Weekend Information May 8, 2009 - May 10, 2009

5TH ANNUAL PEAR RUN

SATURDAY MAY 9, 7:00 AM
10K RUN/ 5K RUN/ 5K WALK
FOR MORE INFORMATION GO TO
WWW.PEARRUN.COM

May 9, 2009 General Election

To the Resident Qualified Voters
of the City of Pearland, Texas
MEMBER OF THE COUNCIL, POSITION NUMBER TWO (2) FOR A THREE-YEAR TERM AND MEMBER OF THE COUNCIL, POSITION NUMBER FOUR (4) FOR A THREE-YEAR TERM

Pearland Summer Concert in the Park Friday May 8^th The Austin Band (Country Music)

Location: Southdown Park (2150 Countryplace Pkwy)
Fee: FREE
Come out and relax to the tunes of a live band every Friday during the months of May and June. The splash pad and playground will be available for the kids.Food vendors will be onsite selling delicious treats

‘TRIAL' RECYCLING SITE ON WEST END

Keep Pearland Beautiful (KPB) has entered into a 90-day ‘pilot program' for an additional recycling site at 2805 Business Center Dr. (yellow bins located behind HEB). Now, people located on the west end of town can recycle their papers, milk jugs, water bottles, vegetable cans and all other curbside recycling materials at this location. If, after 90 days, Pearlanders generate enough recyclables to warrant a once a week pick-up, the program will continue. Funds generated from the sale of the recyclables will go to Keep Pearland Beautiful. For questions, call 281-652-1659 or email cowles@keeppearlandbeautiful.org

Summer Camp Registration begins April 25 - 8:00am (In office only).
Resident/ Non Resident - begins May 9 - 8:00am (Recreation Classes & Camps).
2947 Broadway, Suite 200 or Register on-line.

You must have an ID code and PIN to register on line. Please call the Recreation office to establish a barcode if you do not have one. 281-652-1673

Pearland Texas Garage Sales

Maggie McFarland

RE/MAX One

Visit pearlandhometeam.com for more information