“World's Most Complete Neighborpedia”
Explore:   What's happening in your neck of the woods?

Cape Coral Real Estate Broker | Susan Milner | Florida-Future-Realty.com

Cape Coral Hurricanes

cape coralYesterday I was asked this question 2 times. I have only been asked this question once or twice before. But since the question came from 2 different individuals in one day I figured it might be on others minds as well.

Is everything so cheap in Cape Coral because the Hurricanes wiped everything out?

Cape Coral, Lehigh Acres & most of SW Florida has a high amont of Foreclosures at the present time.

The biggest reason for this is the over-speculation in the past few years leaving us with much more inventory than we needed. That followed by the lack of construction business and then of course the National economy.

Our area was not destroyed by hurricanes. Sure, we had a few Hurricanes pass through or close by in the past few years but in our area there was hardly any damage. We lost power for a few days in some areas & many homes had minor damage (i.e. shingles flew off, pool cages broken, etc). But overall there was not anything major.

The values are what they are because of the inventory and foreclosures. Now is an excellent time to be a buyer. Buyers have tons of inventory to choose from and sellers are more negotiable than ever.

And if you have any questions about homeowners, flood, hurricane or wind insurance in Florida you should check out www.ShopandCompareRates.com - it compares insurers in Florida so you can find the best rate & insurance plan for your needs. We also have several local connections if you need additional information.

We can also always assist you in finding the best home for your needs.

Give our office a call at 239-542-8521 or visit us online ~ Search Cape Coral Real Estate

Yours in Success,

Susan Milner

Florida Future Realty, Inc.

(239) 542-8521 Ofc

(239) 218-2229 Cell

Search Cape Coral & other area listings: http://www.Florida-Future-Realty.com

Susan@SusanMilner.com

Cape Coral Hud Homes

Cape Coral Hud homes are increasing. You must have a HUD certified broker submit your offer for you. Some bids are open for owner occupants only & others are open to anyone. If you need assistance with placing a HUD offer please call our office at 239-542-8521.

CAPE CORAL

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
095-011880 2059 NE 20TH STREET
CAPE CORAL, FL 33909
$77,900 3/2 01/09/09 01/18/09 Owner Occupant
(Investors bid on 2009-01-19)

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
095-031772 420 SW 33RD ST
CAPE CORAL, FL 33914
$90,250 3/2 01/09/09 01/18/09 Owner Occupant
(Investors bid on 2009-01-19)

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-755596 1809 NE 22ND ST
CAPE CORAL, FL 33909
$55,250 3/ 2 01/09/09 01/13/09 Owner Occupant
(Investors bid on 2009-01-14)

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
095-027100 2217 SE 11TH ST
CAPE CORAL, FL 33990
$83,200 Price Reduced 3/ 2 01/09/09 01/13/09 Owner Occupant
(Investors bid on 2009-01-14)

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-916314 2858 NW 6TH TER
CAPE CORAL, FL 33993
$96,000 Price Reduced 3/ 2 01/02/09 Daily All Bidders

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-860270 1915 SE 5TH ST
CAPE CORAL, FL 33990
$78,850 3/2 12/26/08 Daily All Bidders

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-907790 501 NW JUANITA CT
CAPE CORAL, FL 33993
$60,000 Price Reduced Best offer will be considered 3/ 2 12/26/08 Daily All Bidders

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-783639 634 SE 10TH PL
CAPE CORAL, FL 33990
$94,400 Price Reduced 4/ 3 12/19/08 Daily All Bidders

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
092-879609 120 NE 24TH AVE
CAPE CORAL, FL 33909
$98,000 Price Reduced Best offer will be considered 3/ 2 12/19/08 Daily All Bidders

View Map View Property Details

Property Photo
Property Case Address Price Bed/Bath List Date Bid Deadline Priority
095-016983 524 NW 7TH TERR
CAPE CORAL, FL 33993
$45,600 3/2 12/12/08 Daily All Bidders

View Map View Property Details

Not seeing what you are looking for? We have access to the entire MLS which includes many bank owned listings, short sales & other great investment opportunities.

Search our extensive database of Cape Coral homes here: Cape Coral real estate

Yours in Success,

Susan Milner

Florida Future Realty, Inc.

(239) 542-8521

Fort Myers Listing Expired?

Did your listing agreement for your Cape Coral or Ft. Myers property expire last week? Do you still need help to sell your property?

I ask because today I received several phone calls & emails from Fort Myers & Cape Coral homeowners asking for help. For whatever reasons their house, condo or investment property didn't sell. I checked in our MLS and in the last week 1,198 residential homes in our local MLS (multiple listing service) EXPIRED!

I spoke to one gentleman today who is going to need a short sale on his Ft. Myers house. After we ended our phone conversation I looked up his property. It just expired on Dec 31, 2008. It had been listed with another agent & real estate brokerage office.

cape coral real estateThis is a lovely home in a gated community. The agent only had 2 photos of the Ft. Myers property. They used the photos from our property appraiser's website. This consists of one front photo (with a truck in the driveway & garage door opened) and an aerial photo showing the roof. Are you kidding me? And the agent probably said they don't know why it didn't sell. Well I do! To top that off there were about 2 lines of description in the MLS. Basically, "Look, here is a Ft. Myers house for sale, you wanna buy it?". I'm guessing that this property can NOT be found on any real estate search websites either. It is truly sad. The seller should have known about this. The listing agent should have known better.

Why didn't they try everything to sell your property? Did they think they'd get the buyer themselves & didn't want to ‘share' their commission? Did they just not know any better? OR Were they just lazy?

The good news for this seller is that he found us. We specialize in getting properties sold. I don't take listings just to increase my inventory. I take listings to SELL them. We help traditional sellers compete with the bank owned and short sale listings. Your house must STAND OUT.

We also handle bank owned and short sale listings in Cape Coral and Ft. Myers. Sometimes short sales take a little longer to sell but we still market them just as well as any other listing! We use multiple photos, a great description, video, etc! How could you not? And how could you not expect your agent to at least take multiple photos? Some real estate websites even allow up to 20-30 photos per listing. Think of the possibilities. Most MLSs allow for at least 10 photos. We make use of those available spots.

BUYERS WANT TO SEE PHOTOS - AND LOTS OF THEM. Buyers often even ask me to exclude any listings that do not have multiple photos. There are just too many ‘unknowns' for them to deal with. Over 90% of buyers begin their search for a new home online. This means that YOUR LISTING must look appealing to them. The internet may not ‘sell' your house but it will get it on their ‘list' of prospective properties to view.

Finally, if you have not checked to see how your listing appears in the local MLS or on national & international websites PLEASE go check. If your agent is not doing their best to show your house in the best light then let them know. Give them the opportunity to FIX it or hire a new real estate agent.

And most importantly, if you have property that you need to sell in Cape Coral or Ft. Myers, Florida please give me a call. I'll give you the ‘real deal' on value & market your property to its full potential.

Your time is valuable and selling your house is important to you. It shouldn't be something you have to stress about after you hire a real estate professional! That's OUR responsibility!

What do they say about employers? They should HIRE SLOW & FIRE FAST....so should YOU. Do your research! Ask Questions!

I'll see you on the SOLD side :)

Happy New Year!

Yours in Success,

Susan Milner

Broker/Owner

Florida Future Realty, Inc.

Call my cell: 239-218-2229

Or office: 239-542-8521

Email: Susan@CapeCoralSusan.com

Search Cape Coral Real Estate

Read the original post at my Cape Coral real estate website

Copyright 2009 Susan Milner | Florida Future Realty, Inc.

Cape Coral Festival of Lights - Dec 6

cape coral festival of lightsCape Coral Holiday Event

Cape Coral, FL This Saturday, December 6, 2008 the Cape Coral Chamber and area businesses will again be sponsoring a fun, family event on Cape Coral Pkwy in downtown Cape Coral.

Bring the whole family for food, kid's activities, entertainment and a chance to meet Santa Claus!

The festivities begin at 4:00PM and don't stop until about 10:00PM!

We've gone the past couple of years and the family had a blast.

Don't forget to mark your calendar for this fun Cape Coral event this Saturday, December 6, 2008!

Come out and support your area businesses, mingle with friends and enjoy your family.

Hope to see you there!

Yours in Success,

Susan Milner

Florida Future Realty, Inc.

(239) 542-8521

Search Cape Coral & other area listings: http://www.Florida-Future-Realty.com

Susan@SusanMilner.com

Florida Foreclosures Stopped?

Cape Coral Foreclosures Stopped - Here are the FACTS.

Cape Coral, FL Florida Governor Charlie Crist along with the Florida Banker's Association and Florida Credit Union League urged banks and credit unions in Florida to put a halt on Foreclosure activities for the next 45 days.

Some banks and credit unions agreed to NOT file any new Foreclosures on primary residences in the state of Florida for the next 45 days (as of Dec 2, 2008). They will also NOT be scheduling sale dates either.

You can read the release from the Governor's office here

This could be a relief for some of the homeowners facing these stresses during the holiday season. It would provide them the opportunity to work with the banks or their real estate agents on a solution.

I haven't been able to find a conclusive statement in regards to which banks or lenders are or are not following the Governors plead to stop foreclosures for the next 45 days.

Researching locally I found an article on the News Press's website. The article stated that Circuit Court Judge John Carlin set sale dates for most of the Lee County Foreclosures - 418 cases this morning, December 4, 2008! So obviously our local court system is prepared to move these cases already pending along quicker.

News Press's website also stated the following:

"For those who, like the Shuaipis, were still living in the foreclosed home, Carlin set the date for 60 days from now instead of the usual 45 days to give them more time to leave."

So if you are currently still living in your house you may be given an extra 15 days to vacate. You can see this article on the News-Press here.

What can you do now?

Solutions can be:

· Talk to your lender - they may help

· Talk to Hope NOW

· Call your mortgage professional - there may be options

· Call your attorney

· Call your Realtor - they might be able to sell it. Regular or if needed via a short sale

We handle many short sales here in Lee County, Florida including the cities of Cape Coral and Ft. Myers. This potential moratorium on Foreclosures could buy us some extra time as well. The lenders should still be negotiating with borrowers (or sellers) to either modify their loan or process a short sale approval during this timeframe.

My thoughts for the big picture if banks do stop Foreclosures are:

We are only putting off the inevitable by asking the banks to stop foreclosures. I do not foresee many homeowners attempting to keep their homes. Most have already attempted to work with their lenders to no avail. Some have simply given up. If you'd like help with a potential modification we may be able to assist you. Sometimes this equates to simply tacking the missed payments onto the back of the loan and/or extending the years to repay said mortgage. It can also equate to a lower interest rate but very rarely are we seeing principal balances reduced. Most lenders have stated their intent to help homeowners stay in their homes but many have not followed through properly. Hopefully more pressure from the state will resume.

Our expertise is in the short sale process. We can sell your house for you and negotiate with your lender to accept a short pay off. You can check out the links below for more information on how short sales work.

How Short Sales should be handled

If you are interested in learning more, feel free to call me at 239-218-2229 or toll free at 888-764-6665.

Yours in Success,

Susan Milner

Florida Future Realty, Inc.

www.Florida-Future-Realty.com

www.the-extreme-team.com

copyright 2008 Susan Milner of Florida Future Realty, Inc.