Cassie Hansley

Hi , My name is Cassie Hansley. I am a licensed real estate agent. I work in the Lincolnton and Denver Ares. I also service Catawba, Lincoln, Iredell, Gaston and Mecklenburg Counties. The reason I am writing this article is BECAUSE I WOULD LIKE TO HELP YOU TAKE YOUR BABY STEPS TO HOMEOWNERSHIP!!!

Step 1: You must have a Plan. It is hard to plot a course without a map or the knowledge of the rules of the road. You need to learn as much as you can about home ownership before buying. Contact me to find out about FREE Home-buyer Education.

Step2: Find out if you are Financially Ready to Buy. Make sure yo ur income is steady for the last 2-3 years. You know how to manage the money your are making. You have a decent savings. Know your credit rating. Call me for a FREE credit report. Have a monthly budget that you follow.

Step 3: Pick a range that will fit your budget. If your not sure how to determine you debt to income ratios, feel free to contact me. I have four years experience working with clients as a licensed loan officer. I can make sure you know what the banks are going to be looking for and helping you determine where you will be comfortable.

Step 4: Pre-Qualify Yourself For A Mortgage. This is so important before you get out there and start looking at homes. There is nothing more devastasing than finding the house of your dreams and then finding out you don't qualify for a mortgage. I work with several professionals that can get you started on this process. Please contact me if you would like to find out what you qualify for.

Step 5: Choose A Few Homes. Consider your location and neighborhood as much as you would consider the home and price. Be aware of the role of the real estate agent. Their obligation is to the seller if they are acting as the listing agent or selling agent. Talk to your real estate professional about acting as YOUR BUYER AGENT.

Step 6: At this point you have find "THE ONE" and it is time to NEGOTIATE the Purchase. You would want to talk this over with your agentand look at a CMA for the property you wish to buy. This will help you and your agent know where to start the offer.

Step 7: Complete the Mortgage Process. Once "THE ONE" is under contract, you will need to get home inspections, appraisal, title insurance, homeowners insurance, etc. This is where a good agent walks with you hand in hand and makes sure everything goes smooth as possible.

Step 8: Close the Deal and Get your Keys.

Step 9: Protect Your Investment. Timely repairs, proper maintenance to the home and property, and home improvements , are essential actions you can take to maximize the appreciation value of your home.

So if you are interested in talking about buying a home and seeing what it would take to make it happen for you, please feel free to contact me at 828-234-3106 or email me at cassiehansley@yahoo.com.

Lincolnton, NC, Lincoln, Gaston, Catawba, Cleveland, Iredell, & Mecklenburg County!!

Access to all homes on the Market!!! Log in to thehomefinder to start you search on my website at http://www.lincolntonhomefinder.com/.

Thinking of retiring, a second home, investment, a lifestyle change , First Time Home Buyer?
We've got it and I am here to assist you!
Give me a call, today...

Direct: 828-234-3106

VISIT MY WEBSITE WWW.CASSIEHANSLEY.COM TO ENTER THE MONTHLY DRAWING FOR $1000.00

Rent or Buy??? Looking at renting or buying in the Lincolnton Area, Lincoln, Catawba, Iredell, Gaston, or Mecklenburg area???

Are you unsure of whether you should try to buy a home or rent? The decision to buy or rent involves a comparison of the costs of many alternatives and will be influenced by your personal values.

The cost in renting includes: rent for first and last month , security deposit, insurance ( if you choose to insure your belongings), and possibly utilities or furnishings. The cost in buying include: Down payment, mortgage payments, closing costs, home owners insurance, utilities, furnishings, annual real estate taxes, maintenance and repairs. However the cost of buying are offset by several factors : Tax deductions, appreciation, and tax free profits. Financially, the cost of renting is less in the short run but homeowners usually win in the long run.

There are other values that are important to you like the privacy and freedom of owning your own personal living space.

Do you think you HAVE to rent because you don't have a down payment saved?

What if I told you there are ways of purchasing a home with only $500.00 ....

Maybe you are unsure if you can qualify for a mortgage? There is only one way to know. Call me , I will help you get in contact with a mortgage professional .

You want to buy, but don't think you can keep the same monthly living expense you have with your mortgage payment? If you budget yourself , you can buy a starter home and keep your self within your comfort zone on payment.

If you want to find out how you can buy a home in Lincolnton, Lincoln, Catawba, Iredell, Gaston, and Mecklenburg Counties, Please feel free to get in contact with me at 828-234-3106 ANYTIME or you can email me at cassiehansley@yahoo.com.

If you would like to start your search NOW, please visit http://www.lincolntonhomefinder.com/ to begin looking for YOUR HOME. I look forward to hearing from you and discussing your situation and what you are looking for.

Lincolnton, NC, Lincoln, Gaston, Catawba, Cleveland, Iredell, & Mecklenburg County!!

Access to all homes on the Market!!! Log in to thehomefinder to start you search on my website at http://www.lincolntonhomefinder.com/.

Thinking of retiring, a second home, investment, a lifestyle change , First Time Home Buyer?
We've got it and I am here to assist you!
Give me a call, today...

Direct: 828-234-3106

VISIT MY WEBSITE WWW.CASSIEHANSLEY.COM TO ENTER THE MONTHLY DRAWING FOR $1000.00

Do You Know The Answers To These Questions???

If Not Call Me, Cassie Hansley, To Help You Get The Answer to Home Ownership!!

* How much can you really afford? *How to qualify for a mortgage.

*How much cash you should put down. * How to buy a home with little or nothing down.

*What it takes to get approved for financing. What banks and other financial institutions are looking for.

*How much your payments will be. *The tax advantages of buying. * Is renting or buying better for you?

Lincolnton, NC, Lincoln, Gaston, Catawba, Cleveland, Iredell, & Mecklenburg County!!

Access to all homes on the Market!!! Log in to thehomefinder to start you search on my website at http://www.lincolntonhomefinder.com/.

Thinking of retiring, a second home, investment, a lifestyle change , First Time Home Buyer?
We've got it and I am here to assist you!
Give me a call, today...

Direct: 828-234-3106

VISIT MY WEBSITE WWW.CASSIEHANSLEY.COM TO ENTER THE MONTHLY DRAWING FOR $1000.00

Homes for Sale In Lincolnton NC ---Forclosures In Lincoln County--Foreclosures Lincolton NC

Foreclosures....Where are they? How do I find them? Can Anyone Buy Them?

Looking for a deal when you buy a home?????Looking for an investment to sell for profit or rent for long term cash flow............Then you have come to the right Place.

Let me give you the answers to all your questions about buying a forclosure.

I have access to every...yes I said EVERY foreclosure in the Lincolnton NC, Lincoln,Gaston, Cleveland, Mecklenburg, and Catawba Counties. What this means is If your looking for it, I can find it for you.

So if you are in the market for a good deal for investment or your personal home, Call me today to get a search started for you. You can also search properties on my websites listed below.

http://www.lincolntonhomefinder.com/

VISIT MY WEBSITE WWW.CASSIEHANSLEY.COM TO ENTER THE MONTHLY DRAWING FOR $1000.00

Welcome to Hickory, North Carolina, where almost every doorway says, "come on in," and every smiling face greets you with Southern hospitality. Folks around here want to make you feel at home, whether you're shopping for furniture or enjoying a quiet weekend getaway. And speaking of furniture shopping, if you're looking to stake your claim on the home furnishings of your dreams, you've come to the right place. Some 60% of the nation's furniture is produced within a 200-mile radius, so you'll have a wide selection of choices.

But furniture is just the beginning. Our historic sites and museums weave a rich tapestry of tales, memories and discoveries. There are plenty of places to go hit the trail and marvel at our countryside. The arts are alive and well, stirring the soul through music, dance and drama. And there are enough nearby attractions and special events to keep you well-entertained. So what are you waiting for? Isn't it about time you discovered Hickory? Around here, we treat you like family. Because we want you to have all the comforts of home.

No matter what time of year you visit, you're just in time for the fun. The year is filled with festivities, sporting events,fairs and shows. So no matter what the season, you always have a reason to come visit Hickory.

Visit my website to view all listings in Hickory, NC or any surrounding Catawba County Areas.

Also Servicing Lincolnton, NC, Lincoln, Gaston, Cleveland, Catawba, Iredell, & Meckelenburg Counties!!!

Cassie Hansley: 828-234-3106/ cassiehansley@yahoo.com

You can also view my websites to start you home search:

http://www.cassiehansley.com/

Check out the Monthly drawing for $1000.00 on www.cassiehansley.com