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Celeste Decker, Realtor®, West Volusia House Hunter - DeLand, FL Real Estate

West Volusia Historical Society's ~ 2008 Tour of DeLand Historic Homes

Victorian 1888 House Deland Florida Clara Avenue

This Saturday and Sunday December 6th and 7th from 1:00 p.m. to 6:00 p.m. the West Volusia Historical Society will hold it's Biannual Tour of Historic DeLand Homes.  The tour will feature 8 restored Historic homes in the Old Northwest DeLand National Historic District.  The press release below shows only 7 homes being open however, Aparo-Griffin Properties has the wonderful opportunity to open 124 North Clara Avenue. 

Press Release

Event Date(s): 12/6/2008 - 12/7/2008
Time and Location: varies, St. Barnabas Episcopal Church, DeLand.
Contact Phone: 386-740-6813
Event Details: Seven historic homes never before included in the West Volusia Historical Society's Tour of Historic Homes are in this year's tour scheduled for December 6 and 7. Hours are 1 to 6 p.m. Homes featured on the 2008 Tour include: 130, 321, and 426 N. Clara Ave.; 223, 335, and 409 W. Minnesota Ave., and 341 W. Wisconsin Ave. Two special events also are included in this year's program, according to Lorna Jean Hagstrom, Tour Chairman. Prior to the Saturday tour. will be a walking tour of three DeLand historic districts, with an emphasis on historic urban design. Leading the tour will be DeLand architect Hernando Gomez. Tickets are $10, and the tour begins at 9 a.m. Saturday, Dec. 6, at the DeLand House, 137 W. Michigan Ave. A second feature is an 11 a.m. Saturday talk and power point presentation on Louis Tiffany's glass collection given by Jennifer Thalheimer of the Morse Gallery in Winter Park, Fl, home of the Tiffany collection. The program will take place in the sanctuary of St. Barnabas Episcopal Church which features Tiffany stained glass windows. The church is at 319 W. Wisconsin Ave. Ticket cost is $5. Cost for the tour of homes is $12 in advance, $15 day of the event. A ticket is good for either day. Hagstrom said that while all the homes are within walking distance, buses will be available. Tickets can be purchased for all of the events at a discounted price of $20. The parking lot of St. Barnabas Episcopal Church is the starting point for the home tours. Tickets can be purchased at the Muse Book Shop, the Family Book Store, and the West Volusia Historical Society, 137 W. Michigan Ave. Call 386 740-6813.

DeLand's Victorian "1888" House

 

This beautiful Victorian is said to have been built in 1888 and is a master show stopper.  The homes former use was as a bed and breakfast and has now been restored and remodeled.  The first floor has been the area to keep most of it's original integrity, the dark heavy woods are orignal.  The front doors open to a large foyer to the left is a sitting area.  Beautiful heavy hung sliding doors have original hardware, this room features a art deco style fireplace.  To the right as you enter is a bright sunroom with two walls of windows, letting the early morning sunrise in.  There is too much to describe about this grand old lady!

Bonus room and arts and  crafts studio plus over a half acre lot with beautiful gardens and parking!  Fenced backyard and home features firealarm and firesprinklers to accomodate bed and breakfast  code requirements.  There is a large walk out basement and property has two storage sheds on property.  Water softner is owned.  A rare find a ONE OF A KIND.

www.westvolusiahousehunter.com

 

Volusia County Home Buyer Assistance a.k.a. SHIP Down Payment Assistance

People are always asking about the SHIP program... buyers, sellers, and even other agents in my office and whom I do business with. It's a great program that can help a 1st Time Home Buyer into their home and keep an affordable payment. The down payment assistance is a 30 Year, 0%, Silent Second Mortgage. What does that mean? That mean you don't pay a thing on the down payment money, there is no interest and if you stay in the home for 30 years, the mortgage is dissolved and the home is yours free and clear of the second mortgage. You can always refinance your first mortgage for a lower interest rate, but if want to refi with cash out for a pool, home upgrades, landscaping...whatever.. the Silent Second Mortage must be satisified and repaid to Volusia County. So, Let's get to the basics.


First Off and Foremost ~ THE MUSTs

1. You must not have owned a home (a site built or manufactured) for the past three years.
2. You must not have been foreclosed on in the past seven years.
3. You must not have more than $10,000.00 in the bank.
4. You must be able to qualify for a mortgage through a lender, it is down payment assistance!
5. You must take the Home Buyer Down Payment Assistance Course.

How much can you qualify for?? and what do you need??

Depending on home much your yearly household income is (that means EVERYONE working in the household that is over the age of 18 combined) and how many people are in the household determines which category you fall in below.

Ok, so for an example ... a buyer who falls in the "Low Income" bracket that finds a house in the "County Wide" area is illegible to receive $38,400.00 in down payment assistance PLUS $5,400.00 in closing cost money and the Buyer MUST contribute $1,000.00 towards the home.

Very Low Income Low Income Moderate Income
County Wide Areas $38,400 $32,400 $26,000
Revitilization Areas $42,000 $36,000 $30,000
Closing Cost Money $6,000 $5,400 $3,000
Buyer Contribution $500 $1,000 $1,500

Now.... I know what you are asking! How do I know where I fall in the above categories? How do I know if I am in a County wide area or a Revitilization area?? Well, there are maps that Volusia County Community Assistance provides it's Affiliate Partners, the new fiscal year starts each year at the beginning on July. Below tells you exactly how many in the household along with what the annual household income limit is to determine if you qualify and where you fall, Very Low, Low, or Moderate. If you have more than six in your family, call me, I can help you, I have a Volusia County SHIP "bible" with all the good stuff!

Very Low-Income Range
Family Size: Maximum Income:
1 $17,600
2 $20,100
3 $22,650
4 $25,150
5 $27,150
6 $29,150
Low Income -Range
Family Size: Maximum Income:
1 $28,200
2 $32,200
3 $38,250
4 $40,250
5 $43,450
6 $46,700
Moderate-Income Range
Family Size: Maximum Income:
1 $42,240
2 $48,240
3 $54,360
4 $60,360
5 $65,160
6 $69,960


Volusia County funding offers assistance in Deland, Orange City, Debary, De Leon Springs, Pierson, Barberville, Osteen, New Symrna, Edgewater, Oak Hill, Ormond. To purchase properties in Daytona, Port Orange or Deltona, funding must be obtained from the City in which you are interested in living.

www.westvolusiahousehunter.com