An agent and I are trying to get creative....creative is the word for nosy! She knows of a local agent that is leaving the business and state along with 25 properties to go into foreclosure. She wants to get ahead and start calling on the banks that hold the loans to see if she can represent them. The problem is, public records are not up to date. The loan holders that show on public records have since sold the loans.
Any ideas on how we can get better records before they hit the foreclosure list? I woke up with the idea of, if he is a good friend of hers maybe we can pull his credit to get the list of mortgages....not without his permission which personally I think is a long shot.
Where would you go to get the info you needed to market yourself?
I hope this is a good challenge for Active Rain!
Thanks for your help! Catherine
With all the buzz about the required down payment going up from 3% to 3.5% starting January 1st 2009, I just want to make sure you knew the 3.5% required is only for NEW case numbers starting in January. What that means is if you have someone purchasing, under contract you can reserve the case number now and close in 2009 with the 3.00% down payment. Remember that the case number follows the home so if the address changes your buyer is subjected to the new rules.
This is pretty typical for FHA, they "usually" make their changes on when the case number is pulled. I'm sure most of you know but I had a few new buyers told differently.
I hope this helps and please let me know if I can be of help!
I have a client that I have been working with here in Colorado that will be getting a job in Saratoga, WY. I will still be doing his loan which we will probably be going FHA depending on where he finds the house. He is looking in the $150,000-$200,000 range, I would love to find an agent who currently uses the Home Buyer Scouting Report as he is currently on the system. Please e-mail me if this is an area that you work in and I can get you the information, great referral and is pre-approved!
Thank you, Catherine Eusea
I'm inspired and overwhelmed by the generosity of the people in my life.....I'm MORE THAN THANKFUL!
As I wrote in my last blog, I was in an accident on November 1st, since then the recovery has been an up hill battle. I have had a couple of surgeries and the healing isn't going as planned but the other thing that is not going as planned is the amount of generosity that I have received in this past month continuing into Thanksgiving. So check this out.....
Randomly from clients, my BNI group (blown away by them), Security Title, WCR, Real Estate Agents, co-workers, friends, family and some people I don't know have just stopped by with food for lunch and dinner since November 1st.
When others ask the above people in my lives what I need everyone tells them to send me business since I support a family of 4 by myself, so I have people I have never worked with sending me business.
Randomly, I have had people come over and help clean my house, fold a load of laundry and as I write this I'm just so overwhelmed with the giving and support of everyone.
My company has been amazing and has stopped their lives to take weekend calls and do ALL the work I should be doing. Just completely amazing.
I have been in awe and I'm not even sure where to start and say thank you....how do I give this back to them?
I hope they will read this as you know who you are....
I'm a lender that works in Northern Colorado, I have two close clients (separate) looking to purchase homes in Colorado Springs. I'm trying to find a Real Estate Agent that currently has and utilizes the Home Buyer Scouting Report. I currently use it up here but I do not have access to the Colorado Springs market. I also want to make sure that you would respect my relationship with my clients and not push your lender. Please let me know if your interested in gaining two new clients and maybe a good referral source up here. (I use to live in the Springs and I have family and friends there)
E-mail is best right now as I'm recovering from an accident but you can call me as well. THANKS SO MUCH!!!!
Catherine Eusea
720-300-6777
I live by the motto...work from your heart by taking care of the heart of my business...my clients. I promote and have always promoted doing good loans & I accept nothing less.
With more than 12 years focusing on sales and customer service, I have learned first hand the critical importance of providing top notch customer service. My clients are my primary concern, and my goal is to build long-term relationships by earning their trust. To do so, I go the extra mile to ensure my clients are satisfied. I am extremely proud that referrals are the core of my business, which is a true testament to my unwavering commitment to meeting my clients' needs.
With my excellent follow up skills and can do attitude, I adeptly guide my clients through the home loan process with ease. Honest, helpful, and trustworthy, I only make promises I can keep and do what I say I will. I apply my persistence and extensive knowledge to find options that are best suited for each client's unique situation. I love the variety the mortgage business provides and enjoy working successfully with all different types of borrowers.
90% of my business are working with 1st Time Home Buyers, my loan process from start to finish focuses on make sure that the first buyer understands the loan process. I try to make sure that my buyers not just trust me but know for themselves the type of loan they are getting into. I make sure that home buyers get the right start with the right loan. Because of this, I have been named as one of the top loan officer for Colorado Housing and Finance Authority for several years running. I'm an approved lender for the City of Fort Collins, Larimer County, Boulder County and the City of Longmont, CHAC down payment assistance programs. I'm not a lender who sugar coats things....I tell it like it is. If the deal is not doable at them moment then I will not waste your time. However, I will take the time to make sure to help the borrower get their loan in line.
I am a former military brat with my roots in New Orleans, Louisiana. I have lived and worked in Northern Colorado since 1996, with my husband Chad and our two boys David and Michael. I enjoy motorcycle riding, wake-boarding, football, hiking, scrap booking, photography, and traveling with my family.
Are you looking for a lender to have a true partnership with, a team member to your game plan and someone who works side by side with you? Well, lets sit down and chat!
I have been working with the Home Buyer Scouting Report for 6 years, I know everything about the system and I have had several successes on the site. I see myself as a partner with you on the site, helping you gain confidence with new buyers by working on your behalf. The great thing about this is I'm no longer waiting at the bottom for your leads, I'm right there with you developing them!
While other lenders are just learning FHA and other government loans, I'm teach classes on how to come up with creative ideas to counter act this market. In my 6 year career I have focused on government loans instead of subprime loans so this is nothing new to me.
Being first time home buyers, we found the Scouting Report to be extremely helpful on finding our perfect house. It was an easy time management tool because it eliminated houses that we were not interested in just from the snapshot online or location. We would save our homes of interest and when making an appointment with our Realtor, he would then only take us to the homes on our list. After viewing our homes, we could make notes in the Scouting Report to know why we may or may not be interested in our choices. On a financial side, we were able to only view houses in our budget and not even consider houses we knew would not be a good financial decision for us later on. Now after recently purchasing our home, we find that we still use the Report to know which houses around us are still on the market, or which houses in our neighborhood are now on the market and their asking price to compare the value of our home. We feel that had we not had this Report, we wouldn't have been as successful in narrowing down our perfect home. Thank you Catherine and your team for making this site available!!! First Time Home Buyer -Nicole and Matt Wickett
Catherine was excellent, I couldn't have asked for a more professional loan officer. She is an outstanding person and listened to our needs.
First Time Home Buyers - Karen & Mark
We had an excellent experience with Catherine Eusea. She was very informative about loan options and answering all our questions and phone calls promptly.
First Time Home Buyers - Brandon & Jenny
Catherine was a pure pleasure to work with. I was spoken to in clear and regular terms. I would highly recommend her to others looking for a mortgage.
Home Buyer - Chris & Shelly
Catherine was just a wonderful person to work with! She was very understanding of our situation as intimidated, frightened, nervous 1st Time Home Buyers and held our hand through the whole process...which is what we needed.
First Time Home Buyers - Diane & Steve
Catherine went "Above & Beyond" to help us find insurance on a unique property, I had called every company in the phone book...every company had already spoken to Catherine. She knows what she is doing!
Buyers moving here from California - Steve & Ruth
With your help I was able to buy a house where I wanted to live, not where I had to live! Thank you for making a dream come true!
Home Buyer - Tom
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