It's been a while since I have blogged (yes I'm having withdraws) because of my accident.
When I first thought about writing this blog, I thought I was crazy to relate my motorcycle accident to my business. As I lay here with a bruised and battered body, I have been replaying the motions in my head on what I could have done to prevent it. I realized that I lost the confidence in myself and the turn I was approaching...I panicked, with the panic I hit the brakes and my motorcycle went one way and my body the other. I'm beat up pretty bad, but I lived. So I'm sure your thinking...what is my point.
The business we are in right now is a road less traveled...sometimes we are going too fast, sometimes we don't pay attention to what's in front of us and just sometimes we underestimate our value and the confidence in ourselves to aggressively take that turn in our business. I'm a pretty good rider (a good lender too), and I second guess my abilities....I wonder if I'm afraid to succeed. Being laid up on my rear has given me time to really reflect that I'm good at what I do and instead of hitting the brakes and panicking I should be throttling into this business, get out there and kick butt.
I'm going to get back on the bike and when I'm back on my feet I'm going to get out there and ask for business and show to my business partners that I'm deserving and worth it. I'm going to travel a road that might be a bit big for me, but I will never panic again.
What a weird thing to blog about but this issues of self doubt has been bugging me well before my wreck. In a strange way...I needed this, sometimes the best lessons are learned with the most pain. I could post pictures but I think it would gross you all out, I dislocated my shoulder, I have 3rd degree burns on my legs and my ankles are the size of baseballs. I was wearing all my gear so it could have been worse.
For those that work closely with me in my business and are also on Active Rain, thank you for caring so much about me. I'm lucky...all the way around!
You are all great, Catherine
I hope that you won't freeze this winter but there are children and adults who will go without coats this year in Northern Colorado. National City Mortgage has kicked off their annual coat drive and I just had to let my friends at Active Rain know. (I blog about everything else) Although I know most cannot participate, if you have friends or family here maybe you can mention this to them.
We are giving a raffel ticket for every used or new coat brought in for a chance to win a SPORTS Wii!!! Last year we raised over 450 coats and we hope to beat that number this year!
Thanks!! Catherine Eusea
I realized something was missing in my business.....
A really good Hook Line to my marketing pieces, email signature and blog posts. I'm a bit embarrassed that it took me this long to think of it and now I wish I had one. So I have been thinking and thinking of different hook lines, with nothing really good coming up and I then I remembered my brilliant friends at ActiveRain.
So may I ask, do you have a Hook Line in your business? What is your Hook Line? No I'm not going to steal it but I just need some ideas and direction. Almost a brainstorm session...I need your help with a good marketing hook line for a Residential Mortgage Lender!
What is a Hook Line?
Here is a few that I have seen that I think are really good...
No Place Like Home-Real Estate
Marketing your home for all it's worth!- Real Estate
Bringing the American Dream Home- Real Estate
Thanks again ActiveRain!! Catherine Eusea
After trying to explain this great website to another real estate professional, her comments was "I just don't have time!"
You mean you don't have time for a quick morning pick me up and read so many positive blogs? You don't have time to find out if that marketing idea you have will really work, maybe someone else has tried it? You don't have time to solicit & build relationships with other Realtors for referrals? You don't have time to put your area of expertise on paper for all to see...possibly your customers? You don't have time to develop new strategies in this market? You don't have time to get instant updates on changes in the market both in real estate and finance? You don't have time to blog your way to the top of Google? Well maybe she is wasting all her time trying to do this on her own!
THANKS ACTIVERAIN!!!! This group continues to be my motivation!
The Timnath town board tonight is expected to give initial approval to the annexation at the southwest corner of Inter-state 25 and Harmony Road where developer Jay Stoner has proposed a residential, retail and employment development centered on a manmade canal.
A public hearing and second reading will be held Oct. 29.
Tonight's action is on the board's consent agenda, meaning the annexation and rezoning will likely be approved with no discussion or debate. That will come at the Oct. 29 hearing, said Mayor Donna Benson.
Timnath officials are still waiting to hear whether Fort Collins will accept its offer to share 20 percent of sales tax revenue from the Riverwalk project if the city would do the same for the 25 acres that fall within its borders.
Fort Collins City Manager Darin Atteberry plans to meet Monday with his leadership team to discuss Timnath's proposal.
Come Thursday, there may be no looking back for the city of Fort Collins as Timnath gets ready to annex 275 acres from within the city's growth management area.
"It's possible, depending on the council's comfort level, that we could make a counter offer," Atteberry said.
"The staff is looking at it earnestly, and although it was somewhat of a surprise, we are taking it seriously, and we will respond."
The offer was good for 30 days from the Sept. 17 date of a resolution passed by the Timnath board.
If the city is to meet that deadline in 2½ weeks, council will need to make a decision at its meeting on Tuesday or on Oct. 14.
Atteberry said the proposal has not been scheduled for council debate yet.
The city's advanced planning and finance departments are reviewing the proposal, identifying the costs, pros and cons, "so I can make an informed recommendation."
Fort Collins has not backed away from its claim that Stoner's project falls within Fort Collins' growth management area and annexing it violates a longstanding agreement between the city and Larimer County.
But Atteberry remains optimistic the two towns can come up with some kind of joint board to review the development and some kind of revenue sharing plan.
The two towns have been at loggerheads since Stoner took his project to Timnath after feeling unwelcome by the City Council.
Timnath opened its doors to Riverwalk and moved rapidly to begin talks with Stoner.
Published by the Coloradoan
I live by the motto...work from your heart by taking care of the heart of my business...my clients. I promote and have always promoted doing good loans & I accept nothing less.
With more than 12 years focusing on sales and customer service, I have learned first hand the critical importance of providing top notch customer service. My clients are my primary concern, and my goal is to build long-term relationships by earning their trust. To do so, I go the extra mile to ensure my clients are satisfied. I am extremely proud that referrals are the core of my business, which is a true testament to my unwavering commitment to meeting my clients' needs.
With my excellent follow up skills and can do attitude, I adeptly guide my clients through the home loan process with ease. Honest, helpful, and trustworthy, I only make promises I can keep and do what I say I will. I apply my persistence and extensive knowledge to find options that are best suited for each client's unique situation. I love the variety the mortgage business provides and enjoy working successfully with all different types of borrowers.
90% of my business are working with 1st Time Home Buyers, my loan process from start to finish focuses on make sure that the first buyer understands the loan process. I try to make sure that my buyers not just trust me but know for themselves the type of loan they are getting into. I make sure that home buyers get the right start with the right loan. Because of this, I have been named as one of the top loan officer for Colorado Housing and Finance Authority for several years running. I'm an approved lender for the City of Fort Collins, Larimer County, Boulder County and the City of Longmont, CHAC down payment assistance programs. I'm not a lender who sugar coats things....I tell it like it is. If the deal is not doable at them moment then I will not waste your time. However, I will take the time to make sure to help the borrower get their loan in line.
I am a former military brat with my roots in New Orleans, Louisiana. I have lived and worked in Northern Colorado since 1996, with my husband Chad and our two boys David and Michael. I enjoy motorcycle riding, wake-boarding, football, hiking, scrap booking, photography, and traveling with my family.
Are you looking for a lender to have a true partnership with, a team member to your game plan and someone who works side by side with you? Well, lets sit down and chat!
I have been working with the Home Buyer Scouting Report for 6 years, I know everything about the system and I have had several successes on the site. I see myself as a partner with you on the site, helping you gain confidence with new buyers by working on your behalf. The great thing about this is I'm no longer waiting at the bottom for your leads, I'm right there with you developing them!
While other lenders are just learning FHA and other government loans, I'm teach classes on how to come up with creative ideas to counter act this market. In my 6 year career I have focused on government loans instead of subprime loans so this is nothing new to me.
Being first time home buyers, we found the Scouting Report to be extremely helpful on finding our perfect house. It was an easy time management tool because it eliminated houses that we were not interested in just from the snapshot online or location. We would save our homes of interest and when making an appointment with our Realtor, he would then only take us to the homes on our list. After viewing our homes, we could make notes in the Scouting Report to know why we may or may not be interested in our choices. On a financial side, we were able to only view houses in our budget and not even consider houses we knew would not be a good financial decision for us later on. Now after recently purchasing our home, we find that we still use the Report to know which houses around us are still on the market, or which houses in our neighborhood are now on the market and their asking price to compare the value of our home. We feel that had we not had this Report, we wouldn't have been as successful in narrowing down our perfect home. Thank you Catherine and your team for making this site available!!! First Time Home Buyer -Nicole and Matt Wickett
Catherine was excellent, I couldn't have asked for a more professional loan officer. She is an outstanding person and listened to our needs.
First Time Home Buyers - Karen & Mark
We had an excellent experience with Catherine Eusea. She was very informative about loan options and answering all our questions and phone calls promptly.
First Time Home Buyers - Brandon & Jenny
Catherine was a pure pleasure to work with. I was spoken to in clear and regular terms. I would highly recommend her to others looking for a mortgage.
Home Buyer - Chris & Shelly
Catherine was just a wonderful person to work with! She was very understanding of our situation as intimidated, frightened, nervous 1st Time Home Buyers and held our hand through the whole process...which is what we needed.
First Time Home Buyers - Diane & Steve
Catherine went "Above & Beyond" to help us find insurance on a unique property, I had called every company in the phone book...every company had already spoken to Catherine. She knows what she is doing!
Buyers moving here from California - Steve & Ruth
With your help I was able to buy a house where I wanted to live, not where I had to live! Thank you for making a dream come true!
Home Buyer - Tom
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