Home lookings and home buying dreamers. You only have 65 days left to take advantage of the $8,000 first time home buyer tax credit in which you can deduct from your 2009 income taxes. Also, have you owned a home in the past and sold it and rented for the past 3 years? Guess what, you qualify as a first time home buyer again.
There are many mortgage programs available for you with FHA 3.5% down and USDA 100% financing. In todays market you can also negotiate the sellers to pay your closing costs.
Home prices are dropping and now is the time to make an offer. Call me for a home buying consultation and let me assist you in the emotional roller coster of the transaction of purchasing your first home in Manahawkin New Jersey at the Jersey Shore.
As of today in Manahwkin, NJ there are 50 properties in the price range of $100,000 to $250,000. Email me today for a list of those homes.
Charlene Grant, Realtor Associate
Century 21 Pacesetter Realty Inc.
325 E Route 72
Manahawkin, NJ 08050
Cell 609-312-6625
www.ShopJerseyShoreHomes.com
Mortgage Disclosure Improvement Act of 2008 has provisions that are going into effect July 30, 2009.
Do you have a pending sale or listing that was done before this time? Have your attornies (if they are not aware of this new provision) re-check all third party figures with a preliminary HUD a good 1-2 weeks before closing to get to your mortgage rep or broker so the loan package can arrive on time or this could delay your closing date 7 days!
The 3/7/3 Rule requires a seven business day waiting period once the initial disclosure is provided before closing a home loan (business days are everyday except Sundays and Holidays). This means that before a borrower can close on a transaction the borrower must receive the initial Good Faith Estimate and initial Truth in Lending statement disclosing the final Annual Percentage Rate (APR) seven days prior to closing.
If the final annual percentage rate APR is off by more than .125% from the initial Good Faith Estimate disclosure then the lender must re-disclose and wait yet another 3 days before closing on the transaction.
Charlene Grant, Realtor Associate
and Mortgage Consultant with Your Mortgage People, 925 Lacey Road, Forked River NJ Call me today for a quick free and easy Pre-Qualification.
Century 21 Pacesetter Realty Inc.
325 E. Route 72
Manahawkin, NJ 08050
ShopJerseyShoreHomes.com
Cell Anytime: 609-312-6625
Southern Ocean County
Arts & music
Eating out
BREAKFAST 8 a.m. to noon fourth Sundays at American Legion Post No. 511, 94 Stafford Ave., Manahawkin.
FREE COMMUNITY DINNER 6 p.m. last Wednesdays at Holy Spirit Episcopal Church, 220 E. Main St., Tuckerton. Call 609-296-9618.
Education
CHESS CLASSES 11 a.m. to 1 p.m. Saturdays at Ocean County Library, 290 Mathistown Road, Little Egg Harbor Township. Call 609-294-1197.
ENGLISH CONVERSATION GROUP 7:30 p.m. Wednesdays at Ocean County Library, 290 Mathistown Road, Little Egg Harbor Township. Call 609-294-1197.
ENGLISH CONVERSATION GROUP 3 to 4 p.m. and 4 to 5 p.m.Tuesdays at Long Beach Island Branch of the Ocean County Library, 217 S. Central Ave., Surf City. Call 609-494-2480.
Etc.
CRAFTERS WANTED 10 a.m. to 3 p.m. Saturday, Sept. 26, by Ladies Auxiliary, Stafford Township Volunteer Fire Company, 133 Stafford Ave., Manahawkin. Call 609-698-3041.
SINGERS WANTED by the Island Singers. Rehearsals held 7:30 p.m. Tuesdays at Holy Trinity Lutheran Church, 59th Street and Long Beach Boulevard, Brant Beach. Call 609-597-1474.
VENDORS WANTED 9 a.m. to 3 p.m. Saturday, Nov. 14, for craft show by Southern Regional Home and School Association, Manahawkin for fall craft fair. Call 609-597-4579.
VENDORS WANTED 9 a.m. to 4 p.m. Saturday, Sept. 12, for flea market by Long Beach Island Historical Museum at Bicentennial Park, Engleside Ave., Beach Haven. Call 609-597-3828.
VOLUNTEERS NEEDED by St. Francis Parish and Community Center, Long Beach Township, to assist with planning and outreach for sexual violence prevention. Call 609-494-8861, ext.118.
VOLUNTEERS NEEDED for CONTACT of Ocean County in Barnegat area. Call 732-240-6104.
Fundraisers
BINGO 7:30 p.m. Wednesdays, 5 p.m. Mondays at Elks Lodge, 520 Hilliard Blvd., Manahawkin.
BOOK SALE 9 a.m. to 1 p.m. last Thursdays by Friends of the Stafford Library at Ocean County Library, 129 N. Main St., Manahawkin. Call 609-597-3381.
CRAFT SHOW 10 a.m. to 3 p.m. Saturday, Sept. 26, by Ladies Auxiliary, Stafford Township Volunteer Fire Company, 133 Stafford Ave., Manahawkin. Call 609-698-3041.
FALL CRAFT FAIR 9 a.m. to 3 p.m. Saturday, Nov. 14, by Southern Regional Home and School at Southern Regional High School, gymnasium, Route 9, Manahawkin.Call 609-597-4579.
FIFTY-FIFTY by Kiwanis Club of Long Beach Island. Call 609-709-0443 or 609-494-5612.
FLEA MARKET 9 a.m. to 4 p.m. Saturday, Sept. 12, by Long Beach Island Historical Museum at Bicentennial Park, Engleside Ave., Beach Haven. Call 609-597-3828.
For fun
OCEAN TOWNSHIP RECREATION PROGRAMS: Tap and Ballet Class, ages 7 and older, Tuesdays; Adult Tap Class, 10 to 11 a.m. Fridays, both at Community Center; Farmers Market, Tuesdays through Sept. 8, Waretown Lake, Route 532; Exercise Class, 7 p.m. Mondays; Exercise Class with Miss Gerry, 9 a.m. Tuesdays, $2 per class; Movie Today Exercise, noon to 1 p.m. Wednesdays; Wii Bowling, 1:15 p.m. Wednesdays; Exercise Class, 7 p.m. Thursdays; Line Dancing, 9 a.m. Fridays. All held at Community Center.
Religion
BETH MOORE LIVING PROOF LIVE SIMULCAST 7:30 p.m. Friday, Aug. 28, and 9:30 a.m. Saturday, Aug. 29, at Manahawkin Baptist Church, 400 Beach Ave. Call 609-698-5191.
Request For Reconsideration of HVCC |
| View Current Signatures Sign the Petition
We the undersigned understand that the intentions of the Home Valuation Code of Conduct ("HVCC") were to help curb the potential for fraud with respect to the valuation of residential properties. We must however bring to your attention the reality of the situation that HVCC has already caused.
Although HVCC has good intentions, its flaws are severely hurting our housing industry, the consumer and our economy. We are requesting that HVCC be discontinued or thought through thoroughly and retooled in order to stop the devastation it has caused and will continue to cause on our housing industry and our economy. Sincerely, The Undersigned |
| View Current Signatures |
As I am sure you are aware, the Senate will be voting on the Economic Stimulus Plan very shortly. Our Government Affairs staff in Washington D.C. has just informed us that a Senate vote on the Economic Stimulus Plan could occur as early as tomorrow, February 6. We have also been advised that special Amendment #353 to the Plan, a provision for the Federal Government to buy-down mortgage rates to 4.5% or less for a 30-year fixed rate loan for the purchase of a primary residence, will be voted on as early as TODAY. It is therefore incumbent on everyone in the nation to voice their support of Amendment #353. Without question, a 4.5% or lower, 30-year fixed rate mortgage would help stimulate housing sales and would also open the door to hundreds of thousands of new potential buyers by greatly improving housing affordability.
The time to act is now. Click here to find the contact information for your U.S. Senators listed by state with their Washington D.C. office contact information. I urge you to pick up the phone and call them right now and voice your support of Amendment #353. When you call, you should reference that you are calling in strong support of Senator Ensign's Amendment #353 to the Economic Stimulus Plan, provide your name and company information (including location), the number of sales associates and offices you have, and the number of real estate transactions your company participated in last year. You should also state why you think a mortgage buy-down to 4.5% or less will help stimulate housing sales in your community and the impact that will have on the local economy. If you get voicemail, that's fine — just leave a message with all that information included.
It is not often that we get to influence legislation that will have such a direct and profound impact on our business. Again, I urge you to call right now and voice your support of the mortgage buy-down Amendment #353.
Charlene Grant, Realtor Associate
Century 21 Pacesetter Realty Inc.
Cell 609-312-6625
www.ShopJerseyShoreHomes.com
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Meeting Buyers and Sellers Real Estate Needs in Ocean County. Cell 609-312-6625 Visit online: www.ShopJerseyShoreHomes.com
I am a life long resident of the Barnegat and Manahawkin, LBI area. I have invested in the area and I am a homeowner in the Ocean Acres section of Manahawkin with my husband and son. My son attends elementary school in Stafford Township.
After a career of working within the Judiciary and as a police, fire and EMS 911 dispatcher I decided to engage in the challenging career of real estate. Since it is in the nature of my professions to help guide people through stressful situations, I enjoy helping my clients through the stressful emotional roller coaster of purchasing real estate or selling a property.
I am a full-time Realtor and I never had a day that I've ever woke up and said that I did not want to go to work. Real estate is my passion and I will often work 14 hour days to be sure that every last detail is taken care of.
Call 609-312-6625 FOR ALL YOUR REAL ESTATE NEEDS.
Buyers Please Read!
It is still a thriving buyers market! Before jumping in buying emotionally let me help assist you in the purchase sensibly. Up to the minute info on the ever changing market and daily price reductions to guide you in your purchase with the most recent comps in the area to make sure you are paying fair market value!
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The Internet sites listed here are provided by the individual schools and are not the responsibility of Ocean County.
All Saints Regional Catholic School - Manahawkin Ambassador Christian Academy - Toms River Barnegat Twp. Schools Berkeley Twp. School District Brick Township Schools.
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Manchester Township School District. Monsignor Donovan High School. New Egypt Middle School. Ocean County College. Ocean County Vocational Technical Schools. (Unavailable)
<!-- <img src="imagelib/minischo.gif" mce_src="imagelib/minischo.gif"> <A href="http://home.adelphia.net/~waretown/" mce_href="http://home.adelphia.net/~waretown/"> Ocean Township School District.</a><b> (Waretown)</b><br> --> Pinelands Regional School District. Point Pleasant Schools Point Pleasant Beach Schools Seaside Park Elementary School Southern Regional High School. Stafford Township Schools. Toms River Regional Schools.
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