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Charlie Ragonesi 706- 579-1098

Wordless Wed a day late I am speechless !!

I have posted a day like this before. But for those who have missed it I am posting sunrise today. No matter what you stop in the morning and say thank you for the day when it looks like this. Sunrise in Big Canoe

So as the sun comes over the mountains this is the view from our deck. The second photo is through one of the wholes in the canopy

Sunrise in Big Canoe

This is Big Canoe and just one of the vistas. Homes start in the low 200's and work their way up. You can find some condos and "tree toppers " for under 200,000. So you know this view is from a house that today would be around 250 if you were to buy.

The Military and Housing

This is not a blog about base housing. Instead our current market today is greatly influenced by the military. Before the G.I. Bill after WW II the housing market was very different. People went to banks and sat down with a banker.

Usually they knew the banker. They usually put down 40 -50 percent. The loans were for 10 -15 years tops. The whole process was very dependent on your relationship with the banker. It was a very subjective process.

The G.I. Bill changed all that. The bill created the environment we are in today. It made for 30 year loans. It set the standard for 20 percent down. It introduced insurance on Mortgages. It created obviously the VA loan. In addition it started to create the standards for credit scores we use today

So as many changes in medicine and technology come out of military necessity and invention so did many of our current housing rules

Big Canoe Real Estate update

Big Canoe is a unique mountain community. It is now fall and activity slows. But if you are looking for mountain property NOW is a great time to see Big Canoe. You can see it with the leaves off the trees. So you will see the exactly out of things .

It is also a good time to buy as many folks who are here seasonally do not want to carry a home through the winter. So if you are looking for a mountain home with golf, tennis, hiking trails, theater, pools, boccie, fitness center, 1/3 set aside green space, in house fire and police, gated, , with deer, turkey ,bear, fox,eagles, and so much more consider Big Canoe. The pros here at All Mountain Realty are you community experts that will help you discover this great mountain treasure.

Temperature drops, leaves drop , day light drops, Fall is here

Fall has really roared in in our North Georgia Mountains. If you are thinking about a trip up this weekend to leaf peep bring some warm clothes. We expect temperature to start the day in the low 40's and not get much out of the low 60's.

If you are coming to leaf peep I think you are about a week away from full foliage. With the strange wet weather we have had it may be a wacky season. But I think in another week you will be fine.

The Ellijay Apple Festival is in it's last weekend. This is a must see. Also the Talking Rock Heritage festival will be going on this weekend. The fall in the mountains is a great time for festivals. I have posted about the Marble festival and Oktoberfest . Come up and enjoy but dress warmly .

I fouy fall in love with our mountains give the folks here at All Mountain Realty a call. We would love to work with you.

The Mountain Real Estate Report

The Mountain Real Estate report is heard every Thursday on WYYZ Radio broadcast out of Jasper Georgia. This weeks show focused on the changing Financial environment and the effect it has on mortgages. Now more than ever you need to work with professionals. The show is also stored on our web site www.allmountainrealty.com Enjoy the show