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Charlie Ragonesi 706- 579-1098

North Georgia Real Estate

North Georgia Real Estate continues to be some what flat in sales and prices. I guess this is a good thing as prices are not going down. However recent events in the troubled Carpet industry have put pressure on prices and home sales are slow. North Georgia is home to the nations carpet industry in Dalton.

In addition Jasper which produces much of the Marble for our country is slow also as an industry. So we have 2 industries here that rely on housing in large part for their business.

On a positive note folks who can sell in other areas are moving to North Georgia due to price points and great quality of life.. There are new medical facilities opening here and folks are getting tax breaks who are retired.

Bottom line is North Georgia provides great value for your dollar. Visit is you might be surprised.

North Georgia Wine Country

North Georgia has a growing Wine industry. Yesterday we went to 3 Sisters Vineyards. This is near Dalonega and just a stones throw from Big Canoe and Jasper. When you see these photos remember you are in the North Georgia Mountains not Northern California

view from a hill

It is late summer in North Georgia. This year we have had great weather and rain. So everything is green still.

view in the mountains

Can you see yourself standing here in the clear air. It was so quiet and beautiful. This is one of the many wineries that have started in our mountains.

The grapes

And of course the beautiful grapes. I have to confess after I took this picture I snitched a grape. BUT I did buy a bottle at the Vineyard.

North Georgia is a beautiful place to visit and live. This is just one place in our great mountains. remember your Latin?

"In Vino Veritas"

Big Canoe Real Estate Update

The Fall is no time to roll up the Streets in Big Canoe. Real Estate here is still going strong. We have agreat Octoberfest coming up. We also have a Casino Night which will benefit the Big Canoe Fire Deptartment. Along with Hundreds of clubs even though the summer tourists may be going home, Big Canoe is still going strong. For more information about this great North Georgias community visit us on line on www.allmountainrealty.com

Jasper Real Estate Mountain Report

The Jasper Real Estate Mountain report is heard each Thursday on Wyyz. We cover Jasper, as well as listeners in Gilmer and Cherokee counties. This weeks show is aimed at providing information to folks who may need a loan modification or are thinking about a short sale. We post the Mountain Real Estate report on our web site www.allmountainrealty.com as well as here. Folks can see the topic for the show and choose to listen if they missed it as it aired. If you want to be a guest on the show just contact me and we will try to work it out.

When does an Appraisal hurt your Seller and Buyer ?

A low appraisal hurts your seller we all know that. But what about the reverse situation? Mr and Mrs Smith are selling their home. They need a quick sale. Their home is appraised at 300k but they are selling for 200k.

The Jones are approved for 200k . They see the Smith home and fall in love with it. The Jones family has been looking for a while so they know the Smith home is worth every bit of 300k.

The Jones's are good people and do not want to insult the Smiths so they make a full price offer. But then the problems start. The Jones's get the preliminary numbers and cannot afford the taxes and the insurance. The reason is the home is also in the tax records at 300k and replacement value for insurance purposes is up there too.

While this problem may not happen so much with the Smiths' and Jones it does happen with the Jones and a Foreclosure. Let me tell you once the buyers have been in a 300k home priced down it is really hard to go back to looking at 200k homes. The answer is when you are working with, especially, first time buyers, make sure you consider the whole PITI financial picture