(New!)
Use this handy guide to figure out how quickly you can buy a home after a major financial setback when applying for a loan through FHA, Fannie Mae, or Freddie Mac. Read
Know which experts provide foreclosure help—often at no cost to you—and how to find them. Read
A short sale is far from hassle-free, but it’s a better alternative than foreclosure. And now you’ve got a little help from your friends in D.C. Here are the facts about short sales and how to get started. Read
If you’re facing foreclosure, don’t panic: Take steps right now to save your home or at least lessen the blow of its loss. Read
Visit houselogic.com for more articles like this.
Copyright 2010 NATIONAL ASSOCIATION OF REALTORS®
Plainfield, Naperville, and Aurora Illinois - April 2010 Real Estate Statistics
Plainfield:
Naperville:
Aurora:
If you would like statistics for another city in Northern Illinois, please contact Cheryl Bowers at www.cherylbowers.com.
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Plainfield, Naperville, Aurora Illinois or any place in the country. She, also, has experience with residential rentals. Cheryl has created a team of professionals throughout the Chicago suburbs to ensure that you enjoy a smooth transition to your new area. Please visit www.cherylbowers.com for your real estate needs. Please give me a call if you have questions about the Plainfield, Naperville, and Aurora real estate market.
P.S. If you are listing your home as a short sale in DuPage, Will, Kane, or Kendall Counties in Illinois make sure you hire an agent who knows how to do short sales and has the experience to get the job done. Call me at 630-712-1921 to find out more about Short Sales in the Chicagoland Area.
Cheryl Bowers, REALTOR® (630) 712-1921
(Copyright © 2010 By Cheryl Bowers, Realtor. All Rights Reserved.)
Spring Maintenance Items in Plainfield and Naperville, Illinois
As spring arrives in the Plainfield and Naperville, Illinois areas we need to remember to take care of the major spring home maintenance items. Below are some helpful hints to protect your real estate in Plainfield and Naperville, Illinois.
•Grass Fertilization & Weed Control
Lawns should be fertilized between 4 and 7 times a year
This time a year, you should use a weed control fertilizer
•Sump Pump
Verify that the pump is operational and the pit is clear of any debris that could obstruct it. Also, if you detached them in the winter, attach your exterior extension hose to prevent soil erosion.
•Asphalt Driveways
The surface of a asphalt driveway needs to be resealed at least every two years
•Gutters/Downspouts
Clean the gutters and downspouts to remove debris that can cause overflowing.
Splash blocks may need to be repositioned to minimize soil erosion
•Pest Control
Spring is a good time of year to use pest control sprays around the exterior of your home. It will keep bugs out all year.
•Mulch
If you use mulch, now is a great time of year to check if you need more. You should have a layer of mulch that is 3 inches thick. If you have less, you should order more this year.
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Plainfield, Naperville, Aurora Illinois or any place in the country. She, also, has experience with residential rentals. Cheryl has created a team of professionals throughout the Chicago suburbs to ensure that you enjoy a smooth transition to your new area. Please visit www.cherylbowers.com for your real estate needs. Please give me a call if you have questions about the Plainfield, Naperville, and Aurora real estate market.
P.S. If you are listing your home as a short sale in DuPage, Will, Kane, or Kendall Counties in Illinois make sure you hire an agent who knows how to do short sales and has the experience to get the job done. Call me at 630-712-1921 to find out more about Short Sales in the Chicagoland Area.
Cheryl Bowers, REALTOR® (630) 712-1921
(Copyright © 2010 By Cheryl Bowers, Realtor. All Rights Reserved.)
Mortgage Rates Are Still Low!
If you are in the market to buy a home or other real estate in Plainfield, Illinois, Naperville, Illinois, or the surrounding areas, call me or visit www.cherylbowers.com. It is still a great time to buy a house. Prices are still low and despite the April 30th expiration of the Federal Home Tax Credit, mortgage rates are still low!
For the third straight week, mortgage rates have remained nearly the same.
The benchmark 30-year fixed-rate mortgage inched down 1 basis point, or one-hundredth of one percentage point, this week, to 5.21%, according to the Bankrate.com's national survey of large lenders.
There was an average total of 0.45 discount and origination points in the mortgages included in this week's survey. For comparison, one year ago, the mortgage index was 5.2%; four weeks ago, it was 5.23%.
The benchmark 15-year fixed-rate mortgage slipped 1 basis point, to 4.54%. The benchmark 5/1 adjustable-rate mortgage fell 5 basis points, to 4.37%.
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Plainfield, Naperville, Aurora Illinois or any place in the country. She, also, has experience with residential rentals. Cheryl has created a team of professionals throughout the Chicago suburbs to ensure that you enjoy a smooth transition to your new area. Please visit www.cherylbowers.com for your real estate needs. Please give me a call if you have questions about the Plainfield, Naperville, and Aurora real estate market.
P.S. If you are listing your home as a short sale in DuPage, Will, Kane, or Kendall Counties in Illinois make sure you hire an agent who knows how to do short sales and has the experience to get the job done. Call me at 630-712-1921 to find out more about Short Sales in the Chicagoland Area.
Cheryl Bowers, REALTOR® (630) 712-1921
(Copyright © 2010 By Cheryl Bowers, Realtor. All Rights Reserved.)
It's Moving Season...Take Precautions
Did you recently buy your home or sell your home? Are you going to be moving into or out of the home soon? Did you know that The Better Business Bureau of Chicago and Northern Illinois received more than 850 complaints against movers and storage companies?
Risks with Hiring Movers or Storage Companies:
Tips (Provided by The American Moving & Storage Association and The Better Business Bureau):
About the author:
Cheryl Bowers is a Chicagoland Area Residential Real Estate Expert, who can assist you with the purchase and/or sale of real estate in Plainfield, Naperville, Aurora Illinois or any place in the country. She, also, has experience with residential rentals. Cheryl has created a team of professionals throughout the Chicago suburbs to ensure that you enjoy a smooth transition to your new area. Please visit www.cherylbowers.com for your real estate needs. Please give me a call if you have questions about the Plainfield, Naperville, and Aurora real estate market.
P.S. If you are listing your home as a short sale in DuPage, Will, Kane, or Kendall Counties in Illinois make sure you hire an agent who knows how to do short sales and has the experience to get the job done. Call me at 630-712-1921 to find out more about Short Sales in the Chicagoland Area.
Cheryl Bowers, REALTOR® (630) 712-1921
(Copyright © 2010 By Cheryl Bowers, Realtor. All Rights Reserved.)
Cheryl is an innovative realtor for today's innovative real estate market. Visit me at http://www.CherylBowers.com or Call Now 630-712-1921
Cheryl grew up in Naperville, Illinois. Her parents lived in Ashbury subdivision located in South Naperville and she attended Waubonsie Valley High School in Aurora, Illinois. Cheryl met her husband while working at her first job, McDonald's. (The one off Weber and Boughton in Bolingbrook.) She and her husband rented an apartment in Naperville for about a year before buying their first home in North Plainfield. Cheryl and her husband, Bruce welcomed their first child in the winter of 2007.
Cheryl truly enjoys being a realtor. She believes:
"WHEN YOU DO WHAT YOU LOVE...
...PEOPLE LOVE WHAT YOU DO"
Cheryl Bowers is a real estate professional who brings buyers and sellers together to achieve their ultimate dreams. A few areas she excels in are:
Whatever your real estate need, you will be happy Cheryl assisted.
Patricia C. - Aurora, Illinois In April of this year I had the opportunity to receive a promotion at work which would take me to the ChicagoLand area. Having never been to the area I was as you can imagine a bit nervous and anxious about finding a place to live. Prior to coming for my house hunting trip I had been on the internet looking at homes with my children when we saw a few we liked in the Aurora area. We sent severeal emails to different realtors listed and Cheryl was the first and I might add only one to contact us very quickly. She asked us very specific questions spending quality time over the phone with us about what we needed and said she would be ready to meet us when we arrived. When we arrive from Florida Cheryl had prepared a wonderful packet which she had left for me at the hotel detailing information about the area including medium income, school district info, things to do, articles from publications about the area etc. The next day we met Cheryl and she spent all day with us taking us to visit homes which would fill our needs. Every single home was exactly what I had been looking for and after just one day of looking we were able to identify a home we would want to purchase. Cheryl very quickly took care of our contract, put me in contact with someone locally who could be of assistance for the morgage loan, and stayed in constant communication with me on where we were with the process. All of this was done via e-mail, phone and fax as I was in Florida which was extremely kind and thoughtful. I was able to purchase the home I wanted and am happy to say I am enjoying the area immensely. Cheryl not only assisted with the process but has kept communication also offering help and sharing information about the local market. Her professional attitude, local knowledge and communication skills were outstanding and I would recommend her to anyone and or of course use her myself some day if needed. Hope you enjoy her services as much as I did. Jamie and Michelle N. - Aurora, Illinois We just wanted to thank you for your help in selling our home. You were recommended to us by a friend and we were amazed by the results you produced. We called you in the middle of winter, told you we needed to sell our home, and that we wanted it done as quickly as possible. 30 days was the goal. You did it and exceeded all of our expectations!! You were professional, organized, knowledeable, and fun. You always answered our phone calls and made a very stressful time in our life a breeze. You gave us weekly recaps, provided us with prospective buyer comments, and helped us remain patient. At our initial meeting you actually talked us into increasing our listing price. In retrospect, the decision saved us an additional $5,000. Thanks again for everything, Cheryl. You are more than just a realtor to us, you're a friend. If we ever move back to Chicago, you will be our first phone call. Joyce M. - Rockford, Illinois
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