Christopher Hills, Managing Dir. Commercial Lending

In-Vision Financial Holdings offers a nationwide lending advisory approach to arrange financing for your assisted living facility. We have provided financing for many health care facilities through out the United States.

Healthcare real estate loans include assisted living facilities, independent care facilities, skilled nursing facilities, medical office buildings, surgery centers, not-for-profit hospitals, and proprietary hospitals.

At In-Vision Financial Holdings, we offer healthcare real estate loans of up to $300 million dollars plus, that are not only competitive, but also offer the very best pricing for assisted living financing.

If you are a borrower, owner or investor looking to finance health care real estate and have found that perfect location to build an assisted living property, In-Vision Financial Holdings can also provide construction financing. In-Vision Financial Holdings will provide financing on all types of assisted living, senior housing facilities/properties as well as additions to elderly care properties.

We can provide financing for refinance, purchase, rehab, and construction. We have many none traditional programs. We have HUD and none HUD programs. It is not unusual that we can design a solution for your needs that will help improve your bottom line. We have also launched a program for those facilities that would like to go green.

For a free consultation call 866-926-0576 x704 or visit our website at www.in-visionloans.com and fill out our loan quote form.

Some of yo may no that we have a residential side to our business. It is not something that we normally advertise. But this imformation we felt we needed to pass on.

We have an investor who is provideing Jumbe loans up to 3 million dollars with a 5/1 arm 4.5% and 7/1 Arm at 4.875. Interest onlys would be .500 point higher.

the LTV breakdowns are has follows

• up to 850,000 70% Loan-to-value
• 850,001-1,500,000 65%
• 1,500,001-2,000,000- 60%
• 2,500,000 to 3,000,000 50%

Condos are 55% under 850,0000. anything over would be 50%

Any questions please call

As a commercial correspondent lender here in Massachusetts, I come across many lenders that want to do business with us. It is very hard to become a lender on our list, especially in the current economic climate that we are in.

I have found however a new source for commercial hard money, located here in Massachusetts, and that deals specifically with in the state. They will occasionally go to a surrounding state.

They are looking for Massachusetts commercial Real Estate only. No personal properties will be looked at. For me to present you to them, your deal must contain:

• Deals that have cash flow
• 50 % ltv which can include property in addition to the subject
• Solid Exit Strategy
• 6-12 month terms

If your interested please feel free to fill out the executive summary form my website, and the personal financial statement.

I have seen in the last 6 months some crazy things; While clients are trying to obtain a Commercial Loan. Here are some Do's and Don'ts.

Do's

• Complete and accurate year to date Income and operating Statement
• Clear Executive summary-(go here for tips on how to write one)
• Updated Rent roll
• Complete Personal Financial Statement
• 3 years tax returns

Don'ts

• Try to pass of an old Financial Statement
• Lie about you Credit
• Don't try to hide any negatives, it all comes out in the wash.
• Play games with the down payment or Partners

These are just some of the things, the main thing is just be honest and i can help put a Commercial loan package together, if you hold stuff back it just delays thing and upsets the underwriter. We need to make the underwriter our friend not an enemy. If you do thing the right way we have a good chance of putting a deal together.

If you have any question on what you need to put together please feel free to ask.

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We have Money to lend!!! We are in all 50 States and provide Great Service, are Honest and Show Professionalism.

The above information regarding Commercial Loans was provided by Christopher Hills, the Senior Vice President for In-Vision Financial Holdings, LLC. Chris can be reached via email at chris.hills@in-visionfinancial.com or by phone at 508-377-5872 x 704.

I am dedicated to helping you find the right financial solution for the purchase or refinance of your next commercial project

For Commercial lending nationwide see In-Vision Financial Holding

Commercial Multi Family loans have remained stable through all the turmoil that has surrounded us in the past 2 years. Over the last 2 months rates have not fluctuated that much. Our programs offer the borrower the flexibility to pick the loan programs with terms up to 40 years with options for fixed rates for that long. Loans over 2 million may not require recourse. The local bank may only go to 25 years on a 5 year arm, with a

personal guarantee.

Most people don't realize that they can get these type of loans they think they are stuck using the same old outlet they had before. Let us help you design the proper loan so that you may increase your cash flow. For example a 30 year amortization vs a 25 year; the payment savings is about $450 a month on a $1,000,000 loan.

In this economy stop doing the same old thing and let us help, just give me a call for consultation. I need 3 things to know if we might have a deal; a rent roll, income and expense report, and a Personal finacial statement.

____________________________________________________________________________

We have Money to lend!!! We are in all 50 States and provide Great Service, are Honest and Show Professionalism.

The above information regarding Commercial Lending was provided by Christopher Hills, the Senior Vice President for In-Vision Financial Holdings, LLC. Chris can be reached via email at chris.hills@in-visionfinancial.com or by phone at 508-377-5872 x 704.

I am dedicated to helping you find the right financial solution for the purchase or refinance of your next commercial project

For Commercial lending nationwide see In-Vision Financial Holding