christina lane

About Us:

Hi, my name is Christina Lane and I am the Senior Mortgage Consultant at Express Mortgage in Chattanooga, TN. I have been with Express Mortgage for 7 years and in the banking/ finance industry since 1998. I truly believe in treating others how you would like to be treated and do so by offering the best rate, lowest fees and always putting my customers first. Probably 99% of my business is based on referral business, whether it be from friends, family, realtors or past customers. This is wonderful for me because I know I am doing something right when most of my business comes from word of mouth. When I am not working, you can usually catch me hanging out with my wonderful family ( which includes THREE daughters!) , shopping, swimming or boating. I am licensed with the State of Tennessee #27717, and also licensed to do business in the State of Georgia. Express Mortgage and all employees are rated complaint free by the Better Business Bureau since 1998 when we opened our doors in Chattanooga.

Areas of Expertise

I specialize in the following areas: First Time home buyers, Construction Loans, New home purchase, relocation, 2nd home purchase, Bankruptcy buyout mortgages, investment property purchase or refi, debt consolidation mortgages and home equity line of credit loans. You can visit our home page at http://www.expresshomemtg.com/ for more information about our company and mortgage products. Some of the most popular mortgage products that I have to offer are:

100% financing (Specializing in VA, USDA and Rural Development loans)

FHA loans - purchases up to 96.5% and refinances up to 97.75% loan to value.

"Streamline" fha loans - refinancing with no appraisal, no income or assett requirements and no minimum credit score!

Investment property purchase or refinance

1 day out of bankruptcy - No problem

1 day on title - No problem

Bankruptcy buyout loan

Debt consolidation loan

Repair and renovation loan

Home Improvement loan

Absolute LOWEST rate and fees on all products! Give Christina Lane a call today at 423-618-4867 for a specialized mortgage plan that is perfect for your needs. There are never any upfront costs or obligations.

Whether you are new to the Chattanooga area or have lived here all of your life, I am the one to call for helpful information and advice on your next home mortgage. Christina Lane 423-618-4867.

Testimonials

"Christina Lane, thank you, thank you, thank you!

During the process of lining-up a move from Virginia to Tennessee using a Virginia-based mortgage broker that I thought treated me fairly during my previous home purchase I was informed that they could not accommodate the out-of-state move due to licensing restrictions. This unfortunate news was received about two weeks prior to the closing date, and after a month of document retrieval, lender underwriting, and even getting locked in at a fair rate. As fear began to set-in I was referred to Christina and the Express Mortgage staff under high recommendation by my real estate agent who assured me that if anyone could pull the loan together in such a short timeframe it was Express. Not only did we close on the scheduled date without a hitch, but Christina was able to lock me in at a lower rate!

Buying a home can be an overwhelming task and especially when doing so across state lines. Christina made it easy, and I along with my realtor will continue to recommend Express and their talented staff to any potential home buyer.

With best regards,

Zac Odom Chattanooga, TN (Thankfully)

"We had to relocate to Knoxville from Cattanooga on very short notice. We contacted Christina at Express Mortgage to help us with financing on our new home. We had been cautioned that using a mortgage company out of our new town could cause delays in the process. Christina assured us that she would be able to meet our needs in a timely fashion. Boy, was she right! We found a house and had to move within two weeks. Christina was able not only to arrange the financing and insure that we were able to close on time but also to be sure the appraisal was complete. She even helped to arrange our homeowners insurance. We were able to close and get moved into our new home in two short weeks. The concerns expressed about using an out of town mortgage company were unfounded. We would definitely recommend Christina to anyone needing the services of a mortgage company."

Deb House and Doug Hasbrouck Knoxville, TN

"We have recently purchased our home in Harrison. Christina at Express Mortgage was very helpful and stayed in touch throughout the entire process. We have bought houses before, but never had it been so easy. Christina was able to get us a low interest rate and close our mortgage fast".

Claude Jacobs and Waynette Hansard, Harrison, TN

"I had procrastinated about purchasing a home because I heard horror stories from other people, but Christina at Express Mortgage made the loan proces effortless for me. She found a mortgage that was perfect for my needs and payments that are so much less than I was paying to rent! I will definitely recommend Christina to everyone I know."

Candice Clark, Rossville, GA