What is a short sale??
Definition: A short sale occurs when the proceeds of a real estate sale fall short of the balance owed on the property. In a short sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor.
Short sales are definatley a better route to go to get out of your current mortgage rather than just letting the bank foreclose. In some circumstances the bank will forgive the remaining debt on the loan. (Depending on the bank) Short sales will have a much less of a impact to your credit as compared to a foreclosure. When you find yourself in a hardship and realize leaving your current home is going to be inevitable its time to move quick! The sooner you get the house listed the sooner you'll be able to move forward. Also, be sure to price the home at current market value. (Even if it's much less than what you owe.) The banks sometimes prefer to short sale a home rather than deal with a foreclosure which will cost them much more in the long run. Many people shy away from the short sale process, even some agents don't want to deal with them. It's nothing to be scared of, just takes a little bit of elbow grease. Lately banks seem to be handling these short sales much more quickly, they are getting approved and closed much more quickly than one year ago.
If your considering a short sale I would love the opportunity to sit down and discuss your options. With the right aggressive agent I am getting these SOLD! www.pooleandassociates.net
Full Service Realtors ready to help keep you on the cutting edge and above the rest of the competition. Serving Prince William, Stafford, Spotsylvania, King George, & Caroline counties.
As your full service REALTOR, I am qualified to conquer all your real estate needs. Providing the finest real estate services for the past six years has been my number one priority resulting in numerous accomplishments and satisfied clients. My team Poole & Associates include a full time buyers agent Thom Jones & full time assistant Tonia Carter.
We have a commitment to each and every one of our clients to provide the best quality and service that every buyer or seller deserves. Buying or selling a home isn't always easy, though it should be. As a Realtors working for you, we will make sure all of the details and stressful items are taken off of your shoulders.
Today's market is ever changing to the supply of homes and the demand of the consumer. In order to stay current with these changes I utilize my comprehensive marketing background, strategic home buying and selling plans, and personal service for ALL of my clients. Working together doesn't stop at the settlement table. As Realtors who care about you and your needs, our relationship is built from the ground up. We will continue to stay in touch to be there for all of your real estate needs, desires, and questions.
If you are serious about buying or selling a home, give us a call. We are serious about working for you!
We specialize in every buyer or seller and dedicate 110% to all clients. Although we service all of Northern Virginia area we specialize in Fredericksburg, Spotsylvania, Stafford, & Prince William County. Specific neighborhoods would include Fox Point, Salem Fields, Breckenridge, Lee's Parke, Stafford Lakes, Leeland Station, & Fawn Lake. Log on to our website at www.pooleandassociates.net to view virtual tours & search the MLS.
"You worked tirelessly for us and did more than any Real Estate Broker has ever done in providing assistance on buying a house. Had it not been for your commitment to us and your tenacity to make it happen, we would not be in our new home. You went above, over and beyond and made this deal happen flawlessly." - Tamika Cox & Annette Mitchell Fredericksburg, VA
"My husband and I were relocating from the West Coast, and we didn't know anything about Virginia. Christy was the first person we met here, and she was wonderful. She has a great knowledge of the area and was helpful in showing us around. Christy showed us so many houses, and she wanted to make sure we found the perfect one for us. She is professional, knowledgeable, patient and has become a friend. I would recommend anybody moving to Virginia to contact Christy. If they have as good of an experience as we had, they will be happy homeowners and have a peace of mind."- Lenora Mullanaphy Fredericksburg, VA
"We were very please and highly satisfied with our real estate agent Christy Poole. Very professional, knowledgeable and courteous. A+ work in helping us find our dream home." -Betty & Shan Nuckols Fredericksburg, VA
"Christy Poole was nothing short of exceptional and professional in every aspect. I am 100% satisfied with my experience and would aks for her by name again Paula Webb was also very helpful and professional and she made our moving experience much easier." - Chris Hrudka Fredericksburg, VA
"Christy was exceptional throughout the entire process from the very first call to closing. I could not have felt more confident or comfortable. She taught me alot about the real estate world and I quickly came to trust her in her abilities."- Tara Bauman Woodbridge, VA
"Christy has been our Realtor with all of our real estate transactions, we wouldn't use anyone else."- Catherine Fredericksburg, VA
"Our house sold in 3 days thanks to Christy it was a smooth pleasent process. We love our new home and new community." -Nancy & William Nield Fredricksburg, VA
"We have referred several others to Christy, because we know she'll get the job done." -Dan & Paula Fredericksburg, VA
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